1、WORD格式常見銀行英語詞匯account number *depositor 存戶pay-in slip存款單a deposit form 存款單a banding machine 自動存取機to deposit 存款deposit receipt 存款收據private deposits 私人存款certificate of deposit存單deposit book, passbook 存折credit card 信用卡principal本金overdraft, overdraw透支to counter sign 雙簽to endorse 背書endorser 背書人to cash 兌現

2、to honor a cheque 兌付to dishonor a cheque 拒付to suspend payment 止付專業資料整理WORD格式cheque,check 支票專業資料整理WORD格式cheque book 支票本order cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blank cheque 空白支票rubber cheque 空頭支票cheque stub, counterfoil票根cash cheque 現金支票traveler's cheque 旅行支票cheque for transfer 轉帳支票

3、outstanding cheque 未付支票canceled cheque 已付支票forged cheque 偽支票Bandar's note 莊票，銀票banker 銀行家president 行長savings bank 儲蓄銀行Chase Bank 大通銀行Citibank花旗銀行Hongkong Shanghai Banking Corporation匯豐銀行Chartered Bank of India, Australia and China麥加利銀行專業資料整理WORD格式Banque de I'IndoChine東方匯理銀行專業資料整理WORD格式centra

4、l bank, national bank, banker's bank中央銀行bank of issue, bank of circulation發行幣銀行commercial bank商業銀行，儲蓄信貸銀行member bank, credit bank儲蓄信貸銀行discount bank 貼現銀行exchange bank 匯兌銀行requesting bank 委托開證銀行issuing bank, opening bank 開證銀行advising bank, notifying bank通知銀行negotiation bank議付銀行confirming bank保兌銀行

5、paying bank 付款銀行associate banker of collection 代收銀行consigned banker of collection委托銀行clearing bank 清算銀行local bank本地銀行domestic bank 國內銀行overseas bank 國外銀行unincorporated bank 錢莊branch bank 銀行分行trustee savings bank 信托儲蓄銀行專業資料整理WORD格式trust company 信托公司專業資料整理WORD格式financial trust金融信托公司unit trust信托投資公司tru

6、st institution銀行的信托部credit department 銀行的信用部commercial credit company(discount company)商業信貸公司貼現公司neighborhood savings bank, bank of deposit街道儲蓄所credit union合作銀行credit bureau 商業興信所self-service bank無人銀行land bank 土地銀行construction bank建立銀行industrial and commercial bank工商銀行bank of communications交通銀行mutua

7、l savings bank 互助儲蓄銀行post office savings bank郵局儲蓄銀行mortgage bank, building society抵押銀行industrial bank實業銀行home loan bank 家宅貸款銀行reserve bank 準備銀行chartered bank 特許銀行corresponding bank 往來銀行專業資料整理WORD格式merchant bank, accepting bank 承兌銀行專業資料整理WORD格式investment bank 投資銀行import and export bank (EXIMBANK)進出口銀

8、行joint venture bank合資銀行money shop, native bank 錢莊credit cooperatives 信用社clearing house 票據交換所public accounting公共會計business accounting 商業會計cost accounting 本錢會計depreciation accounting折舊會計computerized accounting 電腦化會計general ledger 總帳subsidiary ledger 分戶帳cash book 現金出納帳cash account 現金帳journal, day-book日

9、記帳，流水帳bad debts 壞帳investment 投資surplus 結余idle capital游資economic cycle經濟周期專業資料整理WORD格式economic boom 經濟繁榮專業資料整理WORD格式economic recession 經濟衰退economic depression 經濟蕭條economic crisis經濟危機economic recovery經濟復蘇inflation通貨膨脹deflation 通貨收縮devaluation 貨幣貶值revaluation 貨幣增值international balance of payment國際收支fav

10、ourable balance 順差adverse balance 逆差hard currency 硬通貨soft currency 軟通貨international monetary system國際貨幣制度the purchasing power of money貨幣購置力money in circulation貨幣流通量note issue 紙幣發行量national budget 國家預算national gross product 國民生產總值public bond 公債stock, share 股票專業資料整理WORD格式debenture 債券專業資料整理WORD格式treasu

11、ry bill國庫券debt chain 債務鏈direct exchange 直接對角套匯indirect exchange 間接三角套匯cross rate, arbitrage rate 套匯匯率foreign currency (exchange) reserve 外匯儲藏foreign exchange fluctuation外匯波動foreign exchange crisis外匯危機discount 貼現discount rate, bank rate 貼現率gold reserve 黃金儲藏money (financial) market金融市場stock exchange 股

12、票交易所broker 經紀人commission 傭金bookkeeping 簿記bookkeeper 簿記員an application form申請單bank statement 對帳單letter of credit信用證strong room, vault保險庫專業資料整理WORD格式equitable tax system 等價稅那么專業資料整理WORD格式specimen signature 簽字式樣banking hours, business hours 營業時間銀行英語口語新開*What kind of account did you have in your mind&qu

13、ot;你想開哪種*"Do you like to open a current account"你想開一個活期存款*嗎"A deposit or current account"定期還是活期 "Please tell me how you would like to deposit your money.請告訴我你想存何種戶頭"There's a service charge for the checking account but no charge for the savings.支票戶頭要收效勞費，現金戶頭不收。Our

14、minimum deposit for a savings account is 100 dollars.我們儲蓄存款的最低存款額是100 美圓。Five yuan is the minimum original deposit.最低起存款額是5 元。You can open a savings account at any time with an initial deposit of 50 dollars.你可隨時以50 美圓的起存額開立儲蓄*。Even one yuan is all right.專業資料整理WORD格式甚至一元也可以起存。Here is your pasbook. Pl

15、ease bring it back when you deposit or withdraw money any time you like.Keep it well and inform us whenever you lose it.這是你的存折，存取款時請帶來。保管好存折，遺失請告訴我們。I should like to open a current account.我想開一個活期存款*。I need a checking account so that I can pay my bill.我需開個支票*，這樣就能付帳。We'd like to know how we open

16、 a checking-savings account.我們想知道如何開一個支票儲蓄*。I have a checking account here.我在這里有一個支票存款*。I think I'd like a deposit account.我想要開個定期存款*。Can I open a current account here"我能否在這兒開個活期存款*？I want to open a deposit account with you.我要開個儲蓄*。I'd like to open a deposit account with you.我想在你們這兒開個定期

17、存款*。Could you tell me the difference between a savings account and a checking account"專業資料整理WORD格式請告訴我儲蓄存款與支票存款的區別好嗎？專業資料整理WORD格式Please tell me the procedure for opening a savings account.請告訴我開個儲蓄*需要什么手續。Will 100 yuan be enough for a minimum deposit"100 元作最低存款額夠嗎？I'd like to know wheth

18、er a 200 yuan deposit will be enough for opening a checking account.我想知道開一個支票*200 元存款是否夠。Could you tell me how to operate this account"請告訴我如何經管這個*好嗎？Is there any minimum for the first deposit"第一次儲蓄有最低限額嗎？How much does each account cost"每個*要花多少錢？Useful Phrasescurrent deposit, current a

19、ccount 活期存款專業資料整理WORD格式fixed deposit, fixed account定期存款專業資料整理WORD格式fixed deposit by installments零存整取專業資料整理WORD格式joint account存款*專業資料整理WORD格式to open an account開戶頭專業資料整理WORD格式銀行英語口語存款How much do you want to deposit with us"你想在我們這存多少？How much do you wish to pay into your account"你希望在你的戶頭上存多少？

20、How much money do you plan to keep in your account on a regular basis"你方案在你的戶頭上定期存放多少錢？How much cash do you plan to deposit in your account"你有多少錢要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我認為你可把錢存入銀行，或留在銀行暫保管起來。Would you please fill i

21、n the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit"請填X存款單，寫明要存的數額以及你的*，地址和工作的單位，好嗎？I want to deposit 300 yuan in my account.我想在我的戶頭上存300 元。I want to deposit these cheques in my account.專業資料整理WORD格式我想把這些支票存在我的戶頭上。專業資料整理WORD格式I

22、'd like to pay 200 yuan into my deposit account.我想在在我的定期存款戶頭上存200 元。I want to deposit my paycheck.我想存入我的工資支票。I'd like to know whether I can cash a cheque here.我想知道我能否在這兌換支票。Will you please cash this traveler's cheque"請兌現這X旅行支票好嗎？I'd like to cash this money order.我想兌現這X匯款單。I want

23、 to cash the balance of a traveler's letter of credit.我要把旅行信用證的結余兌現。Will you please tell me whether you charge for cheques"請告訴我兌換支票收手續費嗎？Could you tell me how much the checks cost"請告訴我這些支票要花多少錢？What if I overdraw"專業資料整理WORD格式如果透支了怎么辦？專業資料整理WORD格式Please sign your name on the bottom

24、 line if you want to cash the check.如果想兌支票，請在底線上簽名。Please write your account number on the back of the check.請在支票反面寫上你的*。We honored the check as the overdraft was only 5 yuan.我們承兌這X支票的透支額只有5 元。Please endorse the cheque.請背簽這X支票。The traveler's checks cost 1.5% of the total amount of purchase.旅行支票手

25、續費是購置總額的1.5%。Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".這是一本支票簿， 你郵寄支票時， 注意要在支票上打叉線。 但是如果你本人想開X兌現支票，就不可打叉線。Each cheque you write will cost 2 dollars.你每開一X支票將花2 美圓。專業資料整理WORD格式Useful

26、Words and Phrases專業資料整理WORD格式account number 帳目編號depositor 存戶pay-in slip存款單a deposit form 存款單a banding machine 自動存取機to deposit 存款deposit receipt 存款收據private deposits 私人存款certificate of deposit存單deposit book, passbook 存折credit card 信用卡principal本金overdraft, overdraw透支to counter sign 雙簽to endorse 背書endo

27、rser 背書人to cash 兌現to honor a cheque 兌付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票專業資料整理WORD格式cheque book 支票本專業資料整理WORD格式order cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blank cheque 空白支票rubber cheque 空頭支票cheque stub, counterfoil票根cash cheque 現金支票traveler's cheque 旅行支票cheque

28、 for transfer 轉帳支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 偽支票Bandar's note 莊票，銀票銀行英語口語取款、結余I'd like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款來支付*購物的費用。I want to withdraw 200 dollars from my deposit account.專業資料整理WORD格式我要從我的定期存款

29、中支取200 美圓。專業資料整理WORD格式I want to close my account with you.我想完畢在你們這兒的*。I'd like to draw 100 yuan against this letter of credit.我想從這份信用證上提款100 元。May I draw money against the letter of credit here"我可以在這兒用這份信用證取錢嗎？Could you tell me my balance"能否把存款結余金額告訴我？Please let me know my balance.請告訴我

30、結余金額。I think you can draw on this account by cheque in payment of goods.我以為你可用支票提款支付購物費用。Your balance at the bank is 300 yuan.你在本行的結余是300 元。Your deposit is exhausted.你的存款支凈了。Your letter of credit is used up.專業資料整理WORD格式你的信用證用完了。專業資料整理WORD格式Please tell me how you wish to draw your money.請告訴我你希望怎樣支款。F

31、ill our a withdrawal form, please.請填寫取款單。The letter of credit is exhausted.信用證上的款子已提清。The letter at Counter 6 will pay you against your number slip.六號柜臺的出納員將根據你的牌付給你錢。Useful Words and Phrasesto close an account, to clear an account 結清to draw money取款drawing-out slip取款單the number slip 牌a withdrawal fo

32、rm取款單to fill in the receipt in duplicate一式兩份填這X收據teller, cashier 出納員專業資料整理WORD格式銀行英語口語兌換貨幣專業資料整理WORD格式Please tell me how much you want to change.請告訴我你要換多少。How much of the remittance do you want to convert into Japanese yen"你要把多少匯款換成日圓？What kind of currency do you want"要哪種貨幣？What's it y

33、ou wish to change"你有什么要換的？What kind of currency do you want to change"要換哪種貨幣？In what denominations"要什么面值的？Please tell me what note you want.請告訴我要什么鈔票。Will seven tens be all right"7 X 10 元的可以嗎？Is it in traveler's cheques"專業資料整理WORD格式換旅行支票嗎？專業資料整理WORD格式I'd like to know

34、 how I shall give it to you.我想知道如何付錢給你。How would you like it"你要什么面額的？Would you kindly sign the exchange form, giving your name and address"請在兌換單上簽字，寫出你的*和地址，好嗎？Can you change me some money, please"能否請你給我兌換一些錢？Here it is, some French francs, Swiss francs, American dollars and a few Dut

35、ch guilders.這些就是：一些法國法郎，瑞士法郎，美圓和一些荷蘭盾。Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.請你給我7 X 5 鎊紙幣， 4 X 1 鎊紙幣， 4 X 10 先令紙幣，剩下的要零票。Would you mind giving me the six pence in coppers"勞駕給我6 便士的銅幣。I'd like to know if yo

36、u could change this money back into U.S. dollars for me.我想知道能否把這筆兌回成美圓。專業資料整理WORD格式Could you change these French francs for me"專業資料整理WORD格式能給我兌換這些法國法郎嗎？Can you give me 100 dollars in Swiss francs"能否給我100 美圓的瑞士法郎？I'd like to convert the full amount of the remittance into U.S. dollars.我想

37、把全部匯款換成美圓。I'd like some coins for this note.我想把這X紙幣換成硬幣。I'd like to break this 50 dollar note.我想把這X50 美圓紙幣換開。Five twenties and ten singles, please.請給我 5 X 20 元和 10 X一元的。I need 300 dollars in 100-dollar cheques.我要 300 美圓票面為100 美圓的支票。I hope you'll give me ten traveler's cheques of 100

38、dollars each.我希望給我10 X面額為100 美圓的旅行支票。In fives, please.專業資料整理WORD格式請給我 5 元票面的。專業資料整理WORD格式Could you give me some small notes"給我一些小票好嗎？Useful Words and Phrasescurrency, money 貨幣money changing 兌換貨幣an exchange form 兌換單bank note 鈔票note of large denomination大票note of small denomination小票small change

39、零錢subsidiary money 輔幣nickel piece 鎳幣plastic currency notes 塑料鈔票convertible money可兌換黃金紙幣銀行英語口語儲蓄存款利息What's the interest rate for the savings account"儲蓄存款的利率是多少？專業資料整理WORD格式Do you pay interest on this account"專業資料整理WORD格式這種存款付給利息嗎？Please tell me what the annual interest rate is.請告訴我年利率是多

40、少。Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。It allows you to earn a little interest on your money.這可使你從存款中獲得一點利息。The account carries interest of 4%.該存款有4%的利息。The interest is added to your account every year.每年的利息都加到你的存款中。The interest rate for the savings account is 4%.儲蓄存款的利

41、率是4%。It varies from time to time. At present it is 6%.年息每個時期都不同，現在是六厘。專業資料整理WORD格式Useful Words and Phrases專業資料整理WORD格式interest rate 利率* interest單利compound interest 復利legal interest 法定利息prime rate 優待利率payable interest 應付利息lending rate 貸款利率usury 高利貸the subsidy rate for value-preserved savings 保值儲蓄補貼率銀

42、行英語口語外匯率Tell me the current rate for RMB, please.請告訴我人民幣的現價。What's your selling rate for RMB yuan in notes today"你們今天人民幣現鈔的售價是多少？What's the dollar going for today"美圓今天的售價是多少？Our buying rate for notes is 523 yuan for 100 dollars.專業資料整理WORD格式我們 100 美圓的現鈔買入價是523 元。專業資料整理WORD格式It's 200 French francs at today's selling rate.今天的賣出價是200 法國法郎。The buyin