2021-2022高考英語模擬試卷請考生注意：1．請用2B鉛筆將選擇題答案涂填在答題紙相應位置上，請用0．5毫米及以上黑色字跡的鋼筆或簽字筆將主觀題的答案寫在答題紙相應的答題區內。寫在試題卷、草稿紙上均無效。2．答題前，認真閱讀答題紙上的《注意事項》，按規定答題。第一部分（共20小題，每小題1.5分，滿分30分）1．Intimewereachedastagewehadmoreyoungreadersthanoldones． A．where B．how C．who D．what2．WhileinteractingwithpeopleinIndia,Iwas________toawayoflifecompletelydifferentfrommyown.A．reducedB．exposedC．committedD．transferred3．Scientistshaveintroducedanewmodelof3Dprinter,______differsfromtheexistingonesincertainaspects.A．as B．which C．who D．that4．______________totheparty,Nancywasveryupset.A．Havingnotbeeninvited B．NothavinginvitedC．Havingnotinvited D．Nothavingbeeninvited5．WhenIsaidsomeonebroketheschoolregulations,I______you.Whydidyougetthatangry?A．don’treferto B．haven’treferredto C．wasn’treferringto D．hadn’treferredto6．Tomakeabreakthroughinhisscientificresearch,thescientisthasbeenmakinga(n)_____amountofeffort.A．modestB．miserableC．optionalD．tremendous7．Iftheweatherhadbeenbetter,we______apicnicyesterday.A．musthavehad B．wouldhaveC．couldhavehad D．willhave8．--Hello，________________--Oh，sorry.I'vegotthewrongnumber.A．Dr.Brown'soffice. B．Who'sthatspeaking？C．CanIhelpyou？ D．IsthatDr.Brown？9．Thekidiscrying,forhe______jumpovertheditchonhisown.A．daresnotto B．darenotto C．doesn’tdareto D．daresnot10．____anyonephoneduringtheboardmeeting,pleasetellthemIambusy.A．Should B．Will C．May D．Can11．Bob’slecturescoveredafairlywiderangeandIcan’tsumupwhathesaysinafewsentences.A．covered B．conveyed C．considered D．commanded12．________theychooseChinesecompanyisthatChinahasthemostadvancedtechnologyofhighspeedrailwayintheworld.A．When B．ThatC．Where D．Why13．Nodecision__A_aboutanyfutureappointmentuntilallthecandidateshavebeeninterviewed.A．willbemade B．ismadeC．isbeingmade D．hasbeenmade14．Theenquiry________newfacts,thejudgehadtopostponethetrialagain.A．todevelop B．developedC．havingdeveloped D．beingdeveloped15．Theyovercamesomedifficultiesandcompletedtheworkaheadoftime,________wassomethingwehadnotexpected.A．that B．whichC．it D．what16．Thepeoplesucceededbecausetheyunderstoodthatyoucan’tletyourfailures_________you——youhavetoletyourfailuresteachyou.A．defineB．declineC．qualifyD．simplify17．——Yourargumentis.Iwillnotletyoupass.--Areyoukidding?A．sound B．rationalC．liberal D．plain18．一"Peter,haveyougotyournewflatfurnished?—Yes.I______someusedfurnitureanditwasarealbargain.A．willbuyB．haveboughtC．boughtD．hadbought19．Simplyraiseyourhand，andataxiappears________A．atnotimeB．atonetimeC．innotimeD．forthetimebeing20．Wehadbetterputoffinterviewingtheathlete,forheisbusypreparingforaninternationalcontest__________inShanghainextmonth.A．held B．toholdC．beingheld D．tobeheld第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21．（6分）Inawinforliteraryfictionamiddecliningsales,SallyRooney'snovelNormalPeoplehasbeennamedWaterstonesbookoftheyearin2018.Rooney'ssecondnovel,whichfollowstwoyoungpeoplefallinginloveinIreland,hassold41,000copiesinhardbackintheUKsinceitwasreleasedinAugust-fivetimesthehardbacksalesofher2017debut,ConversationsWithFriends.At27,Rooneyisnowtheyoungestwinneroftheaward,whichisgivenbytheUK'sbiggestbookshopchain,Waterstones.NormalPeoplereceivedalmostuniversalapplauseuponitsrelease.LonglistedfortheManBookerprize,thebookwonnoveloftheyearattheAnPostIrishbookawardsinNovemberof2018andhasalsobeenshortlistedfortheCostanoveloftheyear,announcedinJanuaryof2019.ThereaderresponsetoNormalPeoplehadbeenastonishing.Aswellastheuniversalpraise,ithasbeenahugeword-of-mouth(口頭的)hit.There'recustomersreturningtobuymultiplecopiesasgifts.NormalPeoplestrengthenedSallyRooney'sreputationasthevoiceofhergenerationandoneofthemostexcitingnovelistsaroundtoday.Itssuccessisatestamenttothehealthofliteraryfictionandindicatesthatthereisstillsignificantappetiteforexcellentstorytelling.Theaward,establishedin2012,tendstogotobooksthatarealreadybestsellersnearChristmas.IthaspreviouslybeenwonbythelateAmericanauthorJohnWilliams'sStoner,thecookbookPolpobyRussellNorman,andlastyear'schoice,PhilipPullman'sLaBelleSauvage.JamesDaunt,Waterstones'managingdirector,saidRooney'swinwasasignofthehealthystateofliteraryfiction,whichhasseensalesdecreaseoverthelastdecade."Wearedelightedtonameitourbookoftheyear,"hesaid.1、Whatdoweknowaboutthecurrentsituationofliteraryfiction?A．ItsellswellinWaterstones.B．Itdoesn'tenjoypopularity.C．Itmainlytellslovestories.D．Itisabigwinnerin2018.2、WhatcanweinferaboutNormalPeople?A．ItwasBritain'smostpopularbookin2018.B．Itwondifferentawardsinalotofcountries.C．Itreceivedpraisesoonafteritwaspublished.D．Itmadeitsauthorthevoiceofyoungpeople.3、Theunderlinedword"testament"isclosestinmeaningto"".A．examination B．evidenceC．concern D．statement4、WhatisthemainfunctionofParagraph5?A．Toattractreaders'attention.B．TointroduceotherprizewinnersC．Toserveasbackgroundinformation.D．TocompareSally'snovelwithotherbooks.22．（8分）WhenWarrenBuffett,themostsuccessfulinvestor,wasaskedaboutthesecrettohiswealthandsuccess,herevealedthathereadeveryday,500pages,tobeprecise.Unfortunately,ifyou'realreadyworking9?5,youmightnothavethetimetoreadatall,letaloneanentirebookaday.Butwhatifyoucouldgetthebenefitsofreadingwithoutsacrificingallofyourfreetime?Youcan!WiththeBlinkistapp,yougetthekeylearninginminutes,nothoursordays.Ourexpertstransformthesebooksintoquick,easy-to-understandinsights.Startwiththe5most-readbooks.1.ThirteenThingsMentallyStrongPeopleDon'tDobyAmyMorin12minreadingtime27kreadsDoyoustruggletogetoveryourfailures?Gettingoverthesecanhaveaprofoundinfluenceonyoureverydaylife.Morinshareshowhermostsuccessfulpatientsovercamethesedifficulties.2.HowtoStopWorryingandStartLivingbyDaleCarnegie19minreadingtime238kreadsEverwonderedwhyyoucan'tstopworryingaboutsomething?Bydefiningthesourceofyourstress,youcangetoveritonceandforall.Carnegiecameupwithaformulathathelpsyouhandleanyoverthinkingsituation.3.HowWillYouMeasureYourLife?byClaytonM.Christensen1minreadingtime17kreadsAreyoumakingtherighttrade-offs(權衡)inlife?Whilecareerachievementscanbesatisfying,neglectingyourfamilyandfriendscanbebadinthelong-run—inwaysyoucan'tevenimagine.4.FindingYourElementbyKenRobinson1minreadingtime62.4kreadsEveryonehasapassion.Ifyoudon'tknowwhatyoursis,itjustmeansyouhaven'tdiscoveredityet.Findouthowyoucanbreakfreeofsociety'sstrictrulesandfindyourcallinginlife.5.EmotionalIntelligencebyDanielGoleman16minreadingtime318kreadsDidyouknowifyourpulseraterisesabove100bpm,you'redeemedtooemotionaltothinkrationally?Youprobablyletfeelingscloudyourjudgmentmoreoftenthanyouknow.Golemanexplainshowyoucanavoidlettingyouremotionsruleyouandmakebetterdecisionsinlife.1、WhatkindofpeopledoestheBlinkistappbestsuit?A．Successfulinvestors. B．Richbusinessmen.C．Peoplewhohavelittletimeforreading. D．Studentswholovebooks.2、Whichbookhasbeenreadbythelargestnumberofpeople?A．HowtoStopWorryingandStartLiving.B．HowWillYouMeasureYourLife?C．FindingYourElement.D．EmotionalIntelligence.3、Whichbookoffersadvicetopeoplewhofeelstressed?A．ThirteenThingsMentallyStrongPeopleDon'tDo.B．HowtoStopWorryingandStartLiving.C．HowWillYouMeasureYourLife?D．FindingYourElement.23．（8分）Children’sActivities(6—13years)—Summer2017Thereisnochanceofchildrengettingboredintheholidayswiththeseaction-packedweeksoffunandgames.Daysbeginwithteambuildingactivitiestohelp“breaktheice”andgetthechildreninthemood.ThewonderfullysafeandsecureenvironmentofPortRegisenablesthechildrentoexplorethewoodsandenjoytheirowncreativeplay.WEEK1:FestivalofSport(Monday12ndJulytoFriday26thJuly)Thesummeractivitieskick-offwithawonderfulweekofsportingfunincludingcricket,athleticsothergreatteamgames.Swimsinthepoolandgamesinthegym.WEEK1:Let’sGoWild(Monday29thJulytoFriday2ndAugust)AWholeweekinthegreatoutdoorswithtreasurehunts,campbedandcavebuildingalongwithamazingteamgamesinwoods.Thisweekguaranteestobelikenoother.Navigateyourselfthroughthehugespiders'webandguideballsthroughthehugeballmaze…thisisagreatweekformakingnewfriends.WEEK3:SportingMadness(Monday5thAugusttoFriday9thAugust)Awildandstrangeweekoftournamentsandtwin(bothtraiditionalandafewofthehomemadevariety)games,butbewarned,youmightgetwet!Artsandcrafts,funinthegymandswimsinthepoolmakethisahardweek.Besidesexhaustionyou'dbetterlearntogetusedtochallengesandacceptanyresult.Activitieswillbedependentontheweather.WEEK3:MakeaRacquet(球拍)（Monday12thAugusttoFriday16thAugust）Whataracquetthisweekbringswithallthebat,racquetandclubsportyoucouldwishfor…crazygolf,tennis,hadmintion,cricketandtabletennistonamebutafoeforthechildrentoenjoy.WEEK5:HavingaBull(Monday19thAugusttoFriday23rdAugust)Quizzjes,artsandcrafts,funinthegymandswimsinthepoolarenottobewitninthisweekofFun.WEEK6:MgdalMedley(混戰）(Tuesday27thAugusttoFridy30thAugust)Thisweekre-runsthebestbitsofthelastfiveweekswithgreatteamgamesandtournaments,action-packedballsports,floatyfuninthepoolandadventuresinthewoods.Childrenwillneedtobring:Swimmingkit,plentytodrinkandbreaksnacks.Dependantontheweather,childrenwillneedeithersunscreenandsunhatsorwetweathergear.1、Whatcanwelearnfromthefirstparagraph?A．Childrenwillgraduallyadapttothecoldweakerintheactivities.B．ChildrenwillformagoodmoodnaturallyinPortRegisSchool.C．ChildrenwillexplorenaturetotallyontheirowninthesecureenvironmentofPortRegis.D．Childrenwillbecomecomfortablewitheachotherthroughteambuildingactivities.2、WhichactivityMillbeunique?A．MakeaRacquet.B．Let’sgowild.C．Festivalofsport.D．Sportingmadness.3、Accordingtothepassage,WEEK3willbeaweekwhen________.A．childrenmayexperiencethefeelingoffailureB．thegamesmaybeplayedindoorsC．childrenmaygetwarnedforfailingingamesD．childrenmayswimintheriverinthewild4、Whencanchildrenreviewtheactivitiestheyhadbefore?A．29thJulyto2ndAugust.B．Thursday27thJulytoFriday30thAngust.C．Tuesday27thAugusttoFriday30thAugust.D．Monday19thAugusttoFriday23rdAugust.5、Whatinformationcanwelearnfromthepassage?A．Childrenwillbeprovictedwithsnackstoeat.B．Childrenmustwearsunscreenorsunhats.C．Childrenreedtoprepareforrainyday.D．Childrenhavetodrinkalotforswimming.24．（8分）Researcherssaypublicmistrustofvaccines（疫苗）iscausingdiseaseslikemeasles（麻疹）andyellowfevertospread.Thescientistssaidthelowerlevelsoftrustcanleadtopeoplerefusingvaccines.This,inturn,cancausediseasestospreadquickly,theywarmed.Buttheresearcherssaidtheyalsofoundahighlevelofsupportworldwideforvaccinatingchildrenagainstdisease.Theresearchersquestioned66,000peoplein67countriestodiscovertheirideasonwhethervaccinesareimportant,safeandeffective.ThesurveyshowedpeopleinSoutheastAsiahadthehighestleveloftrustinvaccines.Africashowedthesecondhighestlevelofconfidence.Europeansshowedthelowestlevelofconfidenceinvaccines.InFrance,41percentofthepopulationquestionedthesafetyofvaccines.HeidiLarsoniswiththeLondonSchoolofHygieneandTropicalMedicine.ShesaysrecentmediareportsofproblemsinvolvingvaccineshavehurtpublicconfidenceinFrance.LarsonnotedthatmanyEuropeansworriedaboutreportsofpossiblelinksbetweenhepatitisBvaccines（乙型肝炎疫苗）andthediseasemultiplesclerosis（多發性硬化癥）.Butshesaidscientistsfoundnolinkagebetweenthetwo.MistrustinFrancewasalsodrivenbypublicreactiontotheH1N1influenza（甲型H1N1流感）outbreakfearsin2009.TheFrenchgovernmentspent$1.4billionon94milliondosesofthevaccine.Themajorityweresoldordestroyed.ThefindingscomeasamajoryellowfevervaccinationprogramhasbeenlaunchedintheDemocraticRepublicofCongoandAngola.Thediseasehasalreadykilledhundredsofpeopleinthearea.TheWorldHealthOrganizationaimstovaccinateover15millionpeopleinbothcountries.“Ifeveryoneagreestobevaccinated,wecanremoveyellowfeverfromourcountry,”saidMosalaMireille,oneofthedoctorsdirectingtheprogram.1、TheauthordevelopstheParagraph1mainly________.A．bytellingexperiencesB．bygivinginstructionsC．byofferingdescriptionsD．byanalyzingcauseandeffect2、Theunderlinedwords“Thedisease”inthelastparagraphprobablyreferto________.A．measlesB．yellowfeverC．H1N1influenzaD．multiplesclerosis3、MistrustofvaccinesinFrancewasdrivenbythefollowingreasonsexcept________.A．mediareportsofproblemslinkedtovaccinesB．publicreactiontotheH1N1influenzaoutbreakfearsin2009C．connectionsbetweenhepatitisBvaccinesandthediseasemultiplesclerosisD．mostofthedosesofthevaccineweresoldordisposedofbytheFrenchgovernment4、MosalaMireille’sattitudetowardstheyellowfevervaccinationprogramis________.A．ExpectantB．SkepticalC．CriticalD．Cautious25．（10分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown第三部分語言知識運用（共兩節）第一節（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個選項中，選出可以填入空白處的最佳選項．26．（30分）An18-year-oldstudentatStanfordUniversitywasstrugglingtopayhisfees.Notknowingwheretoturnformoney,hecameupwithabright1.Heandafrienddecidedtohostamusicalconcertoncampusto2moneyfortheireducation.They3outtothegreatpianistIgnacyJ.Paderewski.Hismanager4aguaranteedfeeof$2,000forthepianorecital（獨奏會）.Adealwas5andtheboysbegantoworktomaketheconcerta6.Thebigdayarrived.But7,theyhadnotmanagedtosellenoughtickets.Thetotal8wasonly$1,600.Disappointed,theywenttoPaderewskiandexplainedtheirplight(困境).Theygavehimtheentire$1,600,plusa9forthebalance$400.Theypromisedtohonourthechequeatthe10possible.Paderewskitoreupthecheque,11the$1,600andtoldthetwoboystokeepthemoneytheyneededforthefees.Theboyswere12,andthankedhimheartedly.Itwasasmallactof13.ButitclearlymarkedoutPaderewski14agreathumanbeing.15shouldhehelptwopeoplehedidnotevenknow?Weall16situationsliketheseinourlives.And17ofusonlythink“IfIhelpthem,whatwillhappentome?”Thetruly18peoplethink,“IfIdon’thelpthem,whatwillhappentothem?”Theydon'tdoit19somethinginreturn.Theydoit20theyfeelit’stherightthingtodo.1、A．timeB．taskC．ideaD．decision2、A．receiveB．raiseC．borrowD．donate3、A．reachedB．turnedC．pointedD．called4、A．increasedB．coveredC．consideredD．demanded5、A．rejectedB．struckC．cancelledD．attracted6、A．successB．careerC．backgroundD．performance7、A．uncertainlyB．unbelievablyC．unfortunatelyD．undoubtedly8、A．costB．billC．collectionD．allowance9、A．benefitB．profitC．chargeD．cheque10、A．soonestB．latestC．longestD．farthest11、A．tookB．countedC．depositedD．returned12、A．pleasedB．surprisedC．frightenedD．interested13、A．devotionB．kindnessC．sympathyD．teamwork14、A．likeB．forC．asD．to15、A．HowB．WhereC．WhenD．Why16、A．comeacrossB．dealwithC．adapttoD．thinkof17、A．bothB．fewC．noneD．most18、A．ableB．richC．greatD．famous19、A．takingB．expectingC．offeringD．preparing20、A．becauseB．thoughC．beforeD．so第二節（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個適當的單詞或括號內單詞的正確形式。27．（15分）Drivingtotheairportintheearlymorning,Ifelt1．(excite)becauseIwouldspendthesummerinParis.While2．(look)formoreinterestingthingstodobesidessleepingandeatingontheplane,IjumpedatthechancetostudyFrenchinthiscityknowfor3．(it)art,foodandculture.Myconnectingflight(轉機)wasinFrankfurt,Germany,14hoursfromDenver.ButwhenIarrivedthere,afeelingofanxiety4．(begin)tosetin.Iwasverynervous5．Iwasinacountry6．languageIcouldnotspeak.ButwhenIfoundmyway,Igained7．(confident).WhenIboardedthesecondplaneanddiscoveredthattheflightwaslessthananhour,Iwasfilled8．excitement.WhenIsteppedonforeigngroundforthefirsttime,Iwas9．(extreme)happy.Iquicklyhadmyfirstexperiencetryingtocommunicatein10．languagethatIhadonlypractisedinschool.AsIlefttheairport,withonesharpturn,theEiffelTowercameintoview.IwasfullyinParis.第四部分寫作（共兩節）第一節短文改錯（滿分10分）28．（10分）假定英語課上老師要求同桌之間交換修改作文，請你修改你同桌寫的以下作文．文中共有10處語言錯誤，每句中最多有兩處．每處錯誤僅涉及一個單詞的增加、刪除或修改．增加：在缺詞處加一個漏字符號，并在其下面寫出該加的詞．刪除：把多余的詞用斜線（\）劃掉．修改：在錯的詞下劃一橫線，并在該詞下面寫出修改后的詞．注意：1、每處錯誤及其修改均僅限一詞；2、只允許修改10處，多者（從第11處起）不計分．Releasedon6Aug．2010，FlippedisarguablymyfavoriteUSfilm．IttoldtheheartwarmingstoryofaboynamedBryceoragirlnamedJuli．It'shardtoimaginethattwoteenagers，whoinothers'eyemightnotknowaboutlove，actuallyhavesoapureandbeautifullove．Besides，thefilmisnotonlyaboutpuppylove．Italsotellsusaboutdreams，respect，self﹣esteemandtheimportantofworkinghard．Juliesattitudetowardsthelifeisalsoworthappreciating．Shehascharacteristicsmanyofusgraduallylosewithwegrowup．Thefilmsuccessfulcreatesawarmatmosphereforaudienceslongingloveandhappiness．IhopeyouwillenjoythemovieasmanyasIdo．第二節書面表達（滿分25分）29．（25分）假如你是李華。你和外教Natasha原定于本周六上午一起參加“中國傳統文化日”活動。但因故你不能履約，請你根據下面的寫作提示，用英語給她發一封電子郵件。主要內容包括：1.告訴她不能履約；2.解釋爽約的原因；3.希望她諒解。______________________________________________________________________________________________________________________________________________________________________________________________________________________________

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、A2、B3、B4、D5、C6、D7、C8、A9、C10、A11、A12、D13、A14、C15、B16、A17、D18、C19、C20、D第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21、1、B2、C3、B4、C22、1、C2、D3、B23、1、D2、B3、A4、C5、C24、1、D2、B3、C4、A25、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,Iwan