ChapterEightBusinessTradeIIIChapterEightⅠTeachingobjectiveAfterthestudyofthischapter,thestudentsareexpectedto:Getfamiliarwiththeclassificationofinsurance;Mastersomebusinesstermsemployedincargoinsurance;Graspthevocabularyandusefulsentencesinvolvedwithinsurance,shipmentandcomplaints;Knowhowtomakecomplaintsandclaims.ChapterEightⅡBackgroundInformationInsuranceisakeyissueininternationaltrade.Thetransportationofgoodsfromthesellertothebuyerisgenerallyoveralongdistanceandithastogothroughtheprocedureoftransit,loadingandunloading,storage,etc.Thesegoods,bothbeingimportedandexported,aresubjecttodamageorloss.So,itiscustomarytoinsurethegoodsagainstrisksofcollision,leakage,pilferage,fireandstorm,etc.Thepurposeofinsuranceistoprovidecompensationforthosewhosufferfromlossordangerthatmaybeincurred.Cargoinsuranceisnowanindispensableparttotheimportandexportpractice.So,itwillmakeplaininacontractastowhowillcovertheinsuranceandbeartheexpenses.ChapterEightⅡBackgroundInformationIfthegoodsaresoldonCIFterms,thesellerisresponsiblefortheinsuringofthegoodsandthepremium,whichis110%oftheinsurancevalueagainstrisksasperOceanMarineCargoClausesofthePeople’sInsuranceCompanyofChinaorotherinsurancecompanies.Whilethebuyershouldarrangetheinsuranceandbearthecoveringexpenses,asforFOBandCFRterms.Insurancecoveragemayvaryincontent.Forcargoinsurance,thePICCprovidesthreebasictypes:FreefromParticularAverage(FPA),WithParticularAverage(WPA)andALLRisks(AR).ChapterEightⅡBackgroundInformationInsuranceprotectionisavailablefordifferentmeansoftransportation,suchasmarine,land,andaviationaswellasbypost.Insuranceclausesaredrawnuptocaterfordifferentkindsofcommoditiessuchasgeneralcargo,refrigeratedcargo,oilinbulk,liveanimalsandpoultry,andothergoods.Thepremiumratesaredeterminedlargelybycompetitionbutalsogreatlyaffectedbythecharacterofthemerchandiseinsured,thegeographicalareainwhichtheshipmentsaremade,theclassificationofthevesselsemployedandtheprobablevolumeoftheinsurance.Inprinciple,thepremiumratesvarywithdifferentdestinationsandroutesandcarryingperiodsofinsurance.ChapterEightⅡBackgroundInformationIncaseoflossordamage,insuranceinvestigatorwillbeassignedtoinspectthecase.Ifaftertheexamination,theclaimturnsouttobejustifiable,theunderwritershallmakepaymentstotheconsigneeandgettherightofsubrogation.Ifthelossordamagetothegoodsiscausedbytheintentionalactorfaultoftheinsured,orarisingfrominherentviceornormallossoftheconsignor,theinsurancecompanyisnotliabletopay.Inthelastinstance,thebuyershouldfileaclaimagainsttheseller.ChapterEightⅡBackgroundInformationNotestobackgroundinformation:collision/k??l??n/n.碰撞，相撞leakage/?li?k?d?/n.泄露，滲漏pilferage/‘p?lf?r?d?/n.偷盜，偷竊cargoinsurance貨物保險premium/?pri?mi?m/n.保險費110%oftheinsurancevalueagainstrisksasperOceanMarineCargoClausesofthePeople’sInsuranceCompanyofChina按照發(fā)票金額110%投保中國人民保險公司的海洋運輸貨物保險ChapterEightⅡBackgroundInformationNotestobackgroundinformation:FreefromParticularAverage(FPA)平安險WithParticularAverage(WPA)單獨海損，水漬險ALLRisks(AR)一切險underwriter/??nd?ra?t?(r)/n.承保人，保險商(尤指船只)consigneen.收貨人；受托人；承銷人；代售人justifiable/?d??st??fa??bl/adj.有理由的;可證明是正當(dāng)?shù)?情有可原的subrogation/?s?br?'ge???n/n.代位；取代；更替；轉(zhuǎn)移consignorn.發(fā)貨人，委托人，寄售人，托運人fileaclaim提出索賠ChapterEightⅢWordsandexpressions:Dialogue1cover/?k?v?/vt.投保batch/b?t?/n.一批premium/?pri:mi?m/n.保費invoice/?inv?is/n.發(fā)票WPA水漬險RiskofBreakage破碎險additionalinsurance附加險beforsb.’saccount由……支付ChapterEightⅢWordsandexpressions:Dialogue1AllRisks一切險，綜合險externalforces外力RiskofLeakages滲漏險TPND(Theft,PilferageandNon-delivery)偷竊，提貨不著險RiskofHook鉤損險RiskofContamination污染險asper根據(jù)、按照OceanMarineCargoClausesofthePeople’sInsuranceCompanyofChina《中國人民保險公司海洋貨物運輸保險條款》ChapterEightSupplementaryusefulwordsandexpressions

Accordingtoconventions按照慣例Accordingtousualpractice按照慣例Accordingtocustomarypractice按照慣例

ChapterEightⅢWordsandexpressions:Dialogue2liner/?lain?/n.班輪，班機partialshipment分裝transshipment轉(zhuǎn)運steamer/?sti:m?/n.貨輪，班輪destine/?dest?n/vt.指定，預(yù)訂containerservice集裝箱運輸服務(wù)watertight/?w??t?ta?t/adj.不透水的，防水的airtight/?e?ta?t/adj.不透氣的，密封的ChapterEightSupplementaryusefulwordsandexpressionsAdmitliability承擔(dān)責(zé)任Assumeliability承擔(dān)責(zé)任Takeresponsibility承擔(dān)責(zé)任Undertakeanobligation承擔(dān)責(zé)任，承擔(dān)義務(wù)ⅣKeystotheexercises

1.

1)premium2)covered

3)risks4)speed

5)stipulation6)receipt

7)effect8)investigation

9)inferior10)compensation

ChapterEightChapterEightⅣKeystotheexercises2.1)a—3b—1c—2d—5e—42)Open-endedquestionⅣKeystotheexercises

3.

1)

(1)Pleaseadviceustoconfirmthedeliveryonceyoureceivethegoods.

(2)Pleasearrangetoeffecttheshipmentwithoutthe