甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業合同封面RESUMEPERSONAL

2025年度個人消費信貸還款協議書范本（更新版）本合同共三部分組成，僅供學習使用，第一部分如下：2025年度個人消費信貸還款協議書范本（更新版）甲方（借款人）：姓名：__________________住址：__________________聯系電話：_____________乙方（貸款機構）：名稱：__________________住所地：__________________聯系電話：_____________鑒于甲方有資金需求，乙方同意向甲方提供個人消費信貸，雙方經友好協商，達成如下協議：一、貸款金額及期限1.乙方同意向甲方提供人民幣__________元整（大寫：_______________________元整）的消費信貸。2.本貸款期限自__________年__________月__________日起至__________年__________月__________日止。二、貸款用途甲方承諾本貸款僅用于________________________（具體用途），不得用于其他非法用途。三、貸款利率及還款方式1.本貸款的年利率為_____%，按月計息。2.還款方式：甲方應于每月的__________日償還本貸款的等額本息。四、還款計劃1.甲方應按照乙方提供的還款計劃按時足額償還本貸款。2.甲方每月還款金額為人民幣__________元整（大寫：_______________________元整）。五、逾期還款及違約責任（1）要求甲方立即償還全部貸款本金及利息；（2）要求甲方支付逾期利息，逾期利息按每日萬分之__________計算；（3）將本合同項下的債務轉讓給第三方，甲方應予以配合；（4）依法追究甲方的法律責任。2.若甲方因逾期還款導致乙方遭受損失，甲方應承擔相應的賠償責任。六、貸款保險1.甲方自愿購買本貸款的保險，保險費用由甲方承擔。2.保險范圍、保險金額、保險期限等由雙方另行協商確定。七、貸款變更及提前還款1.本合同簽訂后，如遇國家政策調整或市場利率變動，雙方可協商變更本合同條款。2.甲方如需提前還款，應提前__________個工作日向乙方提出申請，經乙方同意后，甲方應在規定的時間內償還全部貸款本金及利息。八、保密條款1.雙方對本合同內容負有保密義務，未經對方同意，不得向任何第三方泄露本合同內容。2.保密期限自本合同簽訂之日起至本合同終止后______年。九、爭議解決1.雙方在履行本合同過程中發生的爭議，應友好協商解決；協商不成的，可向甲方住所地人民法院提起訴訟。2.爭議解決過程中，本合同繼續有效。十、其他1.本合同一式兩份，甲乙雙方各執一份，自雙方簽字蓋章之日起生效。2.本合同未盡事宜，雙方可另行協商補充。甲方（借款人）簽字：__________________日期：__________________乙方（貸款機構）簽字：__________________日期：__________________附：還款計劃表還款月份 應還本金 應還利息 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