INDUSTRIES

&

MARKETSEmployersponsoredhealthinsuranceintheU.S.CHAPTER

01OverviewAnnualnumberofpeopleenrolledinemployer-sponsoredhealthinsurance(ESI)intheU.S.from1987to2022(inmillions)NumberofpeopleenrolledinESIintheU.S.1987-2022185182180.2180.1179.3178.8178.2178.2180175170165160155150145177.7177.9177.3176.4175.2175.6173.1175.1173.6174172.2169.8171.9168.1165.4170.8167.4167.3169.5169.2163158.6158.2158.1158.7156.1155.1154.51494Description:In2022,175.1millionpeoplewereenrolledinemployer-sponsoredhealthinsurance(ESI)intheUnitedStates.ThisstatisticdisplaysthetotalnumberofpeopleenrolledinESIplansintheUnitedStatesfrom1987to2022.ReadmoreNote(s):UnitedStates;1987to2022Source(s):CMSShareofemployeesenrolledinemployer-sponsoredhealthinsurance(ESI)intheUnitedStatesin2021,bystateShareofemployeesenrolledinESIintheU.Sin2021,bystateShareofemployeesenrolled40%

50%0%10%20%30%60%70%80%90%HawaiiWyomingMontana79.1%77.7%77.2%Oregon74.9%Missouri74.5%74.5%74.4%73.9%73.9%73.3%73.3%72.7%72.7%WashingtonNorthDakotaNorthCarolinaIdahoMaineMichiganSouthCarolinaArkansas5Description:In2021,amongemployeeseligibleforemployer-sponsoredhealthinsurance(ESI)theshareenrolledvariedacrossallstates,rangingfrom79.1percentinHawaiito62.6percentinMaryland.ThisstatisticrepresentstheshareofemployeesenrolledinESIplansintheUnitedStatesin2021,bystate.ReadmoreNote(s):UnitedStates;2022;EmployeesworkinginprivatesectorestablishmentsSource(s):TheStateHealthAccessDataAssistanceCenterMarketshareoftypesofemployer-sponsoredhealthinsurance(ESI)plansintheU.S.in2023,byenrollmentMarketshareofhealthplansofferedbyemployersintheU.S.in2023,byenrollment50%47%45%40%35%30%25%20%15%10%5%29%13%10%0%PreferredProviderOrganization(PPO)

HighDeductibleHealthPlan(HDHP)HealthMaintenanceOrganization(HMO)PointofService(POS)6Description:In2023,47percentofemployeeswereenrolledinpreferredproviderorganization(PPO)plansthroughtheiremployers.PPOplanshadthehighestmarketshareamongthefourcommontypesofhealthplansofferedbyemployersintheUnitedStates.Thisstatisticdisplaysthemarketshareoftypesofemployer-sponsoredhealthinsurance(ESI)plansintheUnitedStatesin2023,byenrollmentReadmoreNote(s):UnitedStates;2023Source(s):KaiserFamilyFoundationAveragehealthannualpremiumsforemployeeswithfamilycoverageintheUnitedStatesin2023,byindustry(inU.S.dollars)AnnualhealthpremiumsforemployeeswithfamilycoverageinU.S.2023,byindustryAmountinU.S.dollars05,00010,00015,00020,00025,00025,15030,000HealthcareWholesale25,05725,00924,937Transportation/communications/utilities*FinanceManufacturing24,15623,96823,44323,38522,37621,509AllindustriesState/localgovernmentServiceRetailAgriculture/mining/construction7Description:In2023,employeesintheagriculture/mining/constructionindustrypaidanaverageof21,509U.S.dollarsinannualhealthpremiumsforfamilycoverage.Thiswasthelowestvaluerecordedofanyindustry,againstanoverallaverageof23,968U.S.dollarsperyear.ReadmoreNote(s):UnitedStates;JanuarytoJuly,2023;2,133respondents;non-federalpublicandprivateemployerswiththreeormoreworkers.;*Thesourceaddsthefollowinginformation:"estimateisstatisticallydifferentwithinplantypefromestimate[...]

ReadmoreSource(s):Greenwald&Associates;HRET;KaiserFamilyFoundation;NationalOpinionResearchCenterAverageannualpremiumsforemployer-sponsoredfamilyhealthinsuranceplansinthe2022,byU.S.stateAnnualpremiumsforemployer-sponsoredhealthinsurancein2022,bystateAverageannualpremiuminU.S.dollars10,000

15,00005,00020,00025,00030,000U.S.averageAlabama21,93119,575Alaska25,892Arizona21,427Arkansas19,513CaliforniaColorado22,27220,466ConnecticutDelawareDistrictofColumbiaFlorida24,74623,68124,17021,44122,220GeorgiaHawaii20,8048Description:In2022,theaveragetotalannualpremiumforemployer-sponsoredinsurance(ESI)amountedto21,931U.S.dollars,whiletheemployee'scontributionwasonaverage6,492U.S.dollars,whiletheemployermadeuptherestofthedifference.However,thetotalannualpremiumforESIrangedwidelyfrom19thousandU.S.dollarsinOklahomatonearly26thousandU.S.dollarsinAlaskathesameyear.Thisstatisticshowstheaverageannualpremiumsforemployer-sponsoredfamily[...]

ReadmoreNote(s):UnitedStates;2022Source(s):AHRQ;KaiserFamilyFoundationShareoffirmsofferinghealthbenefitsintheUnitedStatesin2023,byfirmsizeShareoffirmsofferinghealthbenefitsintheU.S.2023,byfirmsize98%92%67%39%3-9Workers10-24Workers50-199Workers200orMoreWorkers9Description:In2023,98percentoffirmsintheU.S.with200ormoreemployeesofferedhealthbenefitstotheiremployees.Thisfiguredroppedtolessthanhalfforfirmswithbetweenthreeandnineemployees.

ReadmoreNote(s):UnitedStates;JanuarytoJuly2023;2,133respondents;Businessownersandhumanresource/benefitsmanagersatrandomlyselectednon-federalpublicandprivateemployerswiththreeormoreworkersSource(s):HRET;KaiserFamilyFoundationCHAPTER

02InsurancecoverageShareofemployeeseligibleforemployer-sponsoredhealthinsurance(ESI)intheU.S.from2017to2021Shareofemployeesinprivate-sectoreligibleforESIintheU.S.2017-202180%73.5%72.4%71.9%70.8%69.8%70%60%50%40%30%20%10%0%2017201820192020202111Description:In2021,amongemployeeswhoworkedinprivatefirmsthatofferedemployer-sponsoredhealthinsurance(ESI),69.8percentofemployeeswereeligibleforESI,thelowestshareintheprovidedtimeinterval.ThisstatisticrepresentstheshareofemployeeseligibleforESIwhoworkedinprivateU.S.firmsthatofferedhealthinsurancebenefitsfrom2017to2021.ReadmoreNote(s):UnitedStates;2017

to2021Source(s):TheStateHealthAccessDataAssistanceCenterShareofemployeesenrolledinemployer-sponsoredhealthinsurance(ESI)intheU.S.from2008-2022Shareofprivate-sectoremployeesenrolledinESIintheU.S.in2008-202260%53.9%53.5%51.8%50.6%49.9%49.4%49.5%48.1%47.8%47.8%48%50%40%30%20%10%0%47.7%47.6%47.7%47.2%20082009201020112012201320142015201620172018201920202021202312Description:In2022,47.7percentofworkersemployedintheprivatesectorwereenrolledinemployer-sponsoredhealthinsurance(ESI)intheUnitedStates.Thisstatisticdisplaysthepercentageofprivate-sectoremployeesenrolledinESIplansintheUnitedStatesfrom2008to2022.ReadmoreNote(s):UnitedStates;2008to2022Source(s):AHRQ;MedicalExpenditurePanelSurveyTotalnumberofemployeesenrolledinemployer-sponsoredhealthinsurance(ESI)intheU.S.from2008-2022(inmillions)NumberofprivatesectoremployeesenrolledinESIintheU.S.in2008-20227063.462.662.562.162.260.859.959.258.2605040302010057.356.156.355.855.454.820082009201020112012201320142015201620172018201920202021202213Description:In2022,63.4millionworkersemployedintheprivatesectorwereenrolledinemployer-sponsoredhealthinsurance(ESI)intheUnitedStates.ThisstatisticdisplaysthetotalnumberofprivatesectoremployeesenrolledinESIplansintheUnitedStatesfrom2008to2022.ReadmoreNote(s):UnitedStates;2008to2022Source(s):AHRQ;MedicalExpenditurePanelSurveyShareofemployeesenrolledhigh-deductiblehealthplans(HDHP)intheU.Sin2021,bystateShareofemployeesenrolledinHDHPintheU.Sin2021,bystateShareofemployeesenrolled40%

50%0%10%20%30%60%70%80%90%MaineTennesseeNebraskaKentuckyColoradoNorthCarolinaArizona76.2%68.7%67.6%67.1%66.4%66.1%66%NewHampshireOhio65.3%64.7%Utah64.1%WisconsinIdahoMinnesota63.1%62.9%62.6%14Description:In2021,amongemployeeseligibleforemployer-sponsoredhealthinsurancetheshareofemployeesenrolledinahigh-deductiblehealthplan(HDHP)variedacrossallstates,fromaslowas11.6percentinHawaiitoahighof76.2percentinMaine.Thisstatisticrepresentstheshareofemployeesenrolledinhigh-deductiblehealthplan(HDHP)throughtheiremployersintheUnitedStatesin2021,bystate.ReadmoreNote(s):UnitedStates;2022;EmployeesworkinginprivatesectorestablishmentsSource(s):TheStateHealthAccessDataAssistanceCenterPercentageofU.S.workerscoveredbyself-fundedhealthinsuranceplansin2023,byplantypeandfirmsizeU.S.workerswithself-fundedhealthinsurancein2023,byplantypeandfirmsizePPOHDHP/SO120%99%96%100%86%82%80%60%40%20%0%69%68%67%58%200-999workers1,000-4,999workers5,000ormoreworkersAllfirms15Description:Accordingtothedata,amongallfirms,67percentofemployeeswerecoveredbypreferredproviderorganization(PPO)self-fundedinsurance.Self-fundedplansarethoseinwhichtheemployerassumesdirectfinancialresponsibilityforthecostsofenrollees`medicalclaimsratherthanpurchasinghealthinsuranceforthem.Thisstatisticdepictsthepercentageofworkerscoveredbyself-fundedinsuranceplansintheU.S.in2023,byplantypeandfirmsize.ReadmoreNote(s):UnitedStates;2023;base:2,133non-federalpublicandprivatefirmsSource(s):DavisResearch;KaiserFamilyFoundation;NationalOpinionResearchCenterCHAPTER

03EmployercostsAverageannualpremiumcontributedbyemployerforsinglehealthinsurancecoverageintheU.S.from2009to2021(inU.S.dollars)AverageannualemployerpremiumcontributionforsinglehealthcoverageintheU.S.7,0006,0005,7375,6175,4835,2884,9534,7765,0004,0003,0002,0001,00004,7084,5984,4014,2674,1323,9183,713200920102011201220132014201520162017201820192020202117Description:In2021,theemployercontributionforsinglehealthinsurancecoveragepremiumsstoodat5,737U.S.dollars,thehighestintheprovidedtimeinterval.EmployercostsforsinglehealthinsurancecoveragehasgraduallyincreasedintheUnitedStatesfrom2009to2021.ThisstatisticdisplaystheaverageannualpremiumcontributionofemployersforsinglehealthinsurancecoverageintheUnitedStatesfrom2009to2021.ReadmoreNote(s):UnitedStates;2009to2021Source(s):MedicalExpenditurePanelSurveyMedianannualgrosscostperemployeeforhealthcoverageintheU.S.in2022,byplanandcoveragetier(inU.S.dollars)MedianemployeeannualgrosscostforhealthcoverageintheU.S.in2022,byplanHDHPHMOPPO30,00025,00020,00015,00010,0005,000025,40822,36821,45318,45216,48816,07415,46414,58913,6448,5267,5097,251EmployeeEmployee+SpouseEmployee+Child(ren)Family18Description:In2022,themedianannualgrosscostperemployeeforfamilycoverageamountedto25,408U.S.dollarsinapreferredproviderorganization(PPO)and21,453U.S.dollarsinhigh-deductiblehealthplans(HDHP).Overall,themedianannualgrosscostperemployeeforanytypeofhealthcoveragewaslowerinhigh-deductiblehealthplansincomparisontootherhealthplans.ReadmoreNote(s):UnitedStates;2022;EmployergroupsofallsizesSource(s):NFPEmployers'totalannualhealthcarecostsperactiveemployeeintheU.S.from2015to2020(inU.S.dollars)Employers'healthcarecostsperemployeeintheU.S.2015-202016,00013,72814,00012,00010,0008,0006,0004,0002,000013,08712,61212,20111,7502020*201920182017201519Description:IntheU.S.manyemployerspayaportionofhealthcarecostsforemployees.Asof2019,thetotalannualmedicalcostsforemployeeswasjustover13thousandU.S.dollars.Thatcostisexpectedtoincreaseto13.7thousandU.S.dollarsby2020.Therehavebeenrecentchangestoemployer-offeredhealthcarethroughtheAffordableCareActthatrequiresemployerswithover50employeestoofferaffordablehealthcareoptionstotheiremployees.

ReadmoreNote(s):UnitedStates;2015to2020;610respondents;U.S.employerswithatleast100employeesSource(s):WillisTowersWatsonAverageannualworkerandemployerhealthinsurancepremiumcontributionsforsinglecoverageintheUnitedStatesfrom1999to2023(inU.S.dollars)WorkerandemployerpremiumcontributionsforsinglecoverageintheU.S.1999-2023AmountinU.S.dollarsWorker/EmployeecontributionEmployerContribution5,000

6,0007,0346,5846,4406,2275,9465,7115,4775,3065,1794,9444,8854,66401,0001,4042,0003,000

4,0007,0008,0009,0002023202220212020201920182017201620152014201320121,3271,2991,2431,2421,1861,2131,1291,0711,08199995120Description:In2023,U.S.employeescontributedanaverageof1,404U.S.dollarstowardstheiremployer-sponsoredsinglecoveragehealthinsurance.Furthermore,in2023anemployercontributedonaverage7,034U.S.dollarstowardsaworker'ssinglecoveragehealthinsurance.ThisstatisticshowstheaverageannualworkerandemployerpremiumcontributionsforsinglecoverageintheUnitedStatesfrom1999to2023.ReadmoreNote(s):UnitedStates;1999-2023;base:2,133non-federalpublicandprivatefirms;18yearsandolderSource(s):DavisResearch;KaiserFamilyFoundation;NationalOpinionResearchCenterDistributionofemployercostsforemployeecompensationintheU.S.in2023,bycostcomponentsDistributionofemployercostcomponentsforworkercompensationintheU.S.in202380%69.1%70%60%50%40%30%20%10%0%7.6%7.4%7.1%5.2%3.2%0.3%0.1%Wagesandsalary

HealthinsurancePaidleaveLegallyrequiredbenefitsRetirementand

SupplementalpaysavingsDisabilityinsuranceLifeinsurance21/statistics/1362254/distribution-of-employer-costs-for-worker-compensation-in-the-usIn2022,employersintheU.S.onaveragespent7.6percentoftotalemployeecostcompensationonhealthinsurancebenefits.Aftersalaryandwages,healthinsuranceformsthesecond-largestcomponentofemployercostsforemployeecompensation.ReadmoreNote(s):UnitedStatesSource(s):BureauofLaborStatisticsAnnualpercentagechangeintotalhealthbenefitcostperemployeebeforeandafterplanchangesintheU.S.from2011to2023AnnualchangeinhealthbenefitcostperemployeeintheU.S.2011-2023,byplanExpectedtrendbeforeplanchangesActualtrendafterplanchanges11.0%10.0%9.0%8.0%7.0%6.0%5.0%4.0%3.0%2.0%1.0%9.8%6.1%8.2%4.1%8%7.4%7.1%6.3%7%6.5%6.3%6.3%5.8%6.1%3%5.9%4.4%5.6%5.3%3.4%3.9%20143.8%3.6%2.6%20172.4%20162.1%201320112012201520182019202020212022*2023*22Description:In2023,employersareexpectingtotalhealthbenefitcostperemployeetogrowbysevenpercentiftheycontinuewiththecurrenthealthplanswithoutmakinganychanges.Aftermakingchangesinthehealthbenefitplans,employersplantocurbtheannualcostgrowthat5.6percentin2023.ThisstatisticrepresentstheprojectedandactualannualchangeinhealthcostperemployeeintheU.S.from2011to2021,withforecastfor2022and2023.

ReadmoreNote(s):UnitedStates;September21toOctober5,2022;701respondents;Organizationswith500andmoreemployeesfromallindustries**;*Projectedvalues**Beginningin2020,resultsarebasedonemployerswith50ormoreemployees.

ReadmoreSource(s):MercerForecastedoverallreturnoninvestment(ROI)forprovidingemployersponsoredhealthinsurance(ESI)intheU.S.from2022to2026EstimatedROIforprovidingESIbenefitsintheU.S.2022-202660%52%49%48%50%40%30%20%10%0%47%47%2022202320242025202623Description:Employerswith100ormoreemployeeswhoofferemployer-sponsoredhealthinsurance(ESI)intheU.S.wereforecasttoearna47percentreturnoninvestment(ROI)in2022,risingyear-on-yeartoreach52percentin2026.ThisstatisticrepresentstheestimatedROIofprovidingESIbenefitsforemployerswith100ormoreemployeesintheU.S.from2022to2026.ReadmoreNote(s):UnitedStates;2022;Employerswith100+employeesSource(s):AvalereHealthCHAPTER

04EmployeecostsMedianemployeecontributionforhealthinsurancepremiumsintheU.S.in2022,byplanandcoveragetier(inU.S.dollars)MedianemployeeannualcontributionforhealthcoverageintheU.S.2022,byplanHDHPHMOPPO12,00010,0008,0006,0004,0002,000010,50410,3407,2807,2006,7176,2846,1364,6334,0202,1922,0111,206EmployeeEmployee+SpouseEmployee+Child(ren)Family25Description:In2022,themedianemployeeannualcontributionforfamilycoverageamountedto10,504U.S.dollarsinapreferredproviderorganization(PPO)and6,717U.S.dollarsinhigh-deductiblehealthplans(HDHP).Overall,themedianannualemployeecontributionforanytypeofhealthcoveragewaslowerinhigh-deductiblehealthplansincomparisontootherhealthplans.ReadmoreNote(s):UnitedStates;2022;EmployergroupsofallsizesSource(s):NFPAverageshareofpremiumcontributedbyemployeeforsinglehealthinsurancecoverageintheU.S.in2021,byindustryPremiumcontributedbyemployeeforsinglehealthcoverageintheU.S.,byindustry3027.526.926.125.525201510522.521.320.920.3200Agriculture,fisheries,forestryRetailtradeConstructionOtherservices

WholesaletradeUtilitiesandMiningandFinancialservices

Professionaltransportation

manufacturing

andrealestate

services26Description:In2021,employeesworkingintheagriculture,fisheries,andforestryindustriesintheU.S.onaveragecontributed27.5percentofthepremiumforsinglehealthinsurancecoverage.ThisstatisticdisplaystheaverageshareofpremiumcontributionofemployeesforsinglehealthinsurancecoverageintheUnitedStatesin2021,byindustry.ReadmoreNote(s):UnitedStates;2021Source(s):MedicalExpenditurePanelSurveyAverageshareofpremiumcontributedbyemployeeforhealthinsurancecoverageintheU.S.in2021,bycoveragetierShareofpremiumcontributedbyemployeeforhealthcoverageintheU.S.in202135%28.9%30%25%20%15%10%5%28.7%22.3%0%SinglecoverageFamilycoverageEmployee-plus-onecoverage27Description:In2021,employeesintheU.S.onaveragecontributed29.5percentofthepremiumforfamilyhealthinsurancecoverage.Averageshareofpremiumcontributedbyemployeewasthelowestforsinglecoverage.Thisstatisticdisplaystheaverageshareofpremiumcontributionofemployeesforemployer-sponsoredhealthinsurancecoverageintheUnitedStatesin2021,bycoveragetier.ReadmoreNote(s):UnitedStates;2009to2021Source(s):MedicalExpenditurePanelSurveyAverageannualpremiumsforemployeeswithsinglecoverageintheUnitedStatesin2023,byindustry(inU.S.dollars)AverageannualpremiumsforemployeeswithsinglecoverageinU.S.2023,byindustryAmountinU.S.dollars01,0002,0003,0004,0005,0006,0007,0008,0009,0008,8368,76810,000FinanceHealthcareService8,594Wholesale8,4988,4478,435State/localgovernmentAllindustriesManufacturing8,2028,1927,7727,475Transportation/communications/utilitiesRetailAgriculture/mining/construction28Description:In2023,healthinsurancewithsinglecoverageforfinanceemployeesintheUnitedStatescostonaverage8,836U.S.dollarsperyear.Thiswastheindustrywiththehighesthealthinsurancecostsinthatyear.

ReadmoreNote(s):UnitedStates;JanuarytoJuly,2023;2,133respondents;Businessownersandhumanresource/benefitsmanagersatrandomlyselectednon-federalpublicandprivateemployerswiththreeormoreworkersSource(s):Greenwald&Associates;HRET;KaiserFamilyFoundation;NationalOpinionResearchCenterAverageannualworkerandemployerhealthinsurancepremiumcontributionsforfamilycoverageintheUnitedStatesfrom1999to2023(inU.S.dollars)WorkerandemployerpremiumcontributionforfamilycoverageintheU.S.,1999-2023AmountinU.S.dollarsWorker/EmployeeContributionEmployerContribution20,00005,00010,00015,00025,00030,0002023202220212020201920182017201620152014201320126,5756,1065,9695,5886,0155,5475,7145,2774,9554,8234,5654,31617,39316,35716,25315,75414,56114,06913,04912,86512,59112,01111,78611,42929Description:In2023,U.S.workerscontributedanaverageof6,575U.S.dollarstowardstheiremployer-sponsoredfamilyhealthcoverage.Thisisanincreaseof469U.S.dollarsfromthepreviousyear.Furthermore,in2023anemployercontributedonaverage17,393U.S.dollarstowardsaworker'sfamilycoveragehealthinsurance.ThisstatisticshowstheaverageannualworkerandemployerpremiumcontributionsforfamilycoverageintheUnitedStatesfrom1999to2023.

ReadmoreNote(s):UnitedStates;1999-2023;base:2,133non-federalpublicandprivatefirms;18yearsandolderSource(s):DavisResearch;KaiserFamilyFoundation;NationalOpinionResearchCenterAveragemonthlyhealthpremiumsforemployeeswithsinglecoverageintheUnitedStatesin2023,byindustry(inU.S.dollars)HealthpremiumsforemployeeswithsinglecoverageintheU.S.2023,byindustryAmountinU.S.dollars0100200300400500600700800FinanceHealthcare736731Service716708WholesaleState/localgovernmentAllindustries704703Manufacturing684683Transportation/communications/utilitiesRetail648Agriculture/mining/construction62330Description:In2023,theaveragemonthlyhealthpremiumsforemployeeswithsinglecoverageintheagriculture/mining/constructionsectorintheUnitedStatesamountedto623U.S.dollars.ThiswasthelowestaverageforanyU.S.industryinthatyear.

ReadmoreNote(s):UnitedStates;JanuarytoJuly,2023;2,133respondents;Businessownersandhumanresource/benefitsmanagersatrandomlyselectednon-federalpublicandprivateemployerswiththreeormoreworkersSource(s):Greenwald&Associates;HRET;KaiserFamilyFoundation;NationalOpinionResearchCenterAveragemonthlyhealthpremiumsforemployeeswithfamilycoverageintheUnitedStatesin2023,byindustry(inU.S.dollars)HealthpremiumsforemployeeswithfamilycoverageintheU.S.2023,byindustryAmountinU.S.dollars05001,0001,5002,0002,500Healthcare2,0962,0882,0842,078WholesaleTransportation/communications/utilities*FinanceManufacturing2,0131,9971,9541,9491,8651,792AllindustriesState/localgovernmentServiceRetailAgriculture/mining/construction31Description:In2023,healthinsurancewithfamilycoverageforhealthcareemployeesintheUnitedStatescostonaverage2,096U.S.dollarspermonth.Thiswastheindustrywiththehighesthealthinsurancecostsinthatyear.ReadmoreNote(s):UnitedStates;JanuarytoJuly,2023;2,133respondents;Businessownersandhumanresource/benefitsmanagersatrandomlyselectednon-federalpublicandprivateemployerswiththreeormoreworkers;*Thesourceaddsthefollowing[...]

ReadmoreSource(s):Greenwald&Associates;HRET;KaiserFamilyFoundation;NationalOpinionResearchCenterCHAPTER

05DeductiblesDistributionofcopaymentsamongcoveredworkerswithacopaymentforaprimarycarephysician(PCP)visitintheUnitedStatesfrom2006to2023*DistributionofU.S.workers'copaymentforaPCPvisit,2006-2023Distributionofcopayment10U.S.dollarsorless10.01-20U.S.dollars30%

40%20.01-30U.S.dollars50%30.01-40U.S.dollars60%

70%49%Morethan40U.S.dollars80%

90%0%10%20%100%4%2023202220212020201920182017201620152014201320126%6%28%14%26%46%17%4%3%3%4%2%3%2%2%1%1%6%

1%10%8%8%6%9%7%7%5%7%9%30%31%28%32%30%42%43%49%15%15%11%12%11%9%10%9%7%48%46%35%36%38%46%45%47%41%39%44%45%33Description:In2023,amongtheworkerswhohadacopaymentforaprimarycarephysician(PCP)visit,mostemployees(49percent)hadacopaymentsomewherebetween20and30U.S.dollars(theoverallaverageis26U.S.dollars).Thisistheamountout-of-pocketworkershadtopayforeachvisittoaprimarycaredoctoreveniftheirdeductiblefortheyearhadbeenreached.Thisstatisticillustratesthedistributionofcopaymentsamongcoveredworkerswithacopaymentforaprimarycarephysician[...]

ReadmoreNote(s):UnitedStates;2006-2023;base:2,133non-federalpublicandprivatefirmsSource(s):DavisResearch;KaiserFamilyFoundation;NationalOpinionResearchCenterDistributionofcopaymentsamongcoveredworkerswithacopaymentforaspecialistphysicianofficevisitintheUnitedStatesfrom2006to2023*DistributionofU.S.workers'copaymenttoseeaspecialist,2006-2023Distributionofcopayment15U.S.dollarsorless10%

20%15.01-30U.S.dollars30%

40%34%32%30.01-45U.S.dollars45.01-60U.S.dollars60%

70%Morethan60U.S.dollars80%

90%0%50%100%2023202220212020201920182017201620152014201320124%5%20%20%33%33%32%32%28%26%24%30%19%23%10%10%8%6%7%9%9%20%31%35%5%8%5%22%25%29%26%31%36%34%40%32%34%36%32%6%4%5%5%8%6%9%2%34%31%6%3%3%1%34%17%40%35%15%34Description:In2023,amongtheworkerswhohadacopaymentforaspecialistphysicianvisit,33percentofemployeeshadacopaymentsomewherebetween45and60U.S.dollars.Thisistheamountout-of-pockettheyhadtopayforeachvisittoaspecialistdoctoreveniftheirdeductiblefortheyearhadbeenreached.ThisstatisticillustratesthedistributionofcopaymentsamongcoveredworkerswithacopaymentforaspecialistphysicianvisitintheUnitedStatesfrom2006to2023.

ReadmoreNote(s):UnitedStates;2006-2023;base:2,133non-federalpublicandprivatefirmsSource(s):DavisResearch;KaiserFamilyFoundation;NationalOpinionResearchCenterAveragegeneralannualdeductibleforsinglecoverageamongcoveredworkersintheUnitedStatesfrom2006to2023(inU.S.dollars)AverageU.S.worker'sannualdeductibleforsinglecoverage,2006-2023DeductibleamountinU.S.dollars02004006008001,0001,2001,4001,6001,8002,00020232022202120202019201820172016201520142013201220111,7351,7631,6691,6441,6551,5731,5051,4781,3181,2171,1351,09799135Description:In2023,amongU.S.employeeswithsinglecoveragewhohadageneralannualdeductible,aworkerha