跟單信用證法律實務主要內容7/3/2022Yuqiang

@

Copyright

Reserved2UCP600與UCP500的比較分析UCP600實施中的法律實務最高法院司法解釋評析最高法院司法解釋法律實務UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved3《信用證統一慣例》修訂進程的“十年之癢”——1933年國際商會第82號出版物1952年國際商會第151號出版物1962年國際商會第222號出版物1973年國際商會第290號出版物1983年國際商會第400號出版物1993年國際商會第500號出版物（仍在實施中）2006年國際商會第600號出版物（計劃于2007年7月實施）UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved4UCP600修訂的背景自UCP500生效以來，銀行實務中圍繞500產生的爭議層出不窮*。為此，ICC于2002年初成立UCP修訂工作小組，提出修訂UCP500的動議。國際商會有關UCP500的系列出版物Position

Paper

No.1,2,3,4

（修改/議付/非單據化條件/運輸單據）Publication

No.515/535/565/596URR525/ISP98/ISBP/Eucp*國際商會銀行技術委員會遺憾而且關切地注意到，在UCP500實施以后，一些銀行錯誤地解釋和應用UCP500的一些條文。由于未能正確地運用這些條文，其結果嚴重防礙了按照UCP500開立的跟單信用證的使用。（Charles

del

Bush—Chairman,ICC

Commission

on

Banking

Technique

and

Practice.Adopted

from

Foreword

of

Position

Paper

1,2,3,4）UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved5

在2002年4月的ICC銀行委員會會議上，各國代表對何時、如何修訂UCP500未達成一致意見（我國贊成立即開始修訂），但一致同意先對產生最多爭議的七個條款進行評議。因為ICC提出的專家意見中超過58％集中在UCP500這七個條款上。UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved6

在2002年10月ICC銀行委員會會議上，銀行委員會技術顧問GARYCOLLYER提供了一份評議七條條款的報告：第九條–開證行與保兌行的責任（共二十六次）第十三條–審核單據的標準（共四十三次）第十四條–不符點單據與通知（共六十次）第二十一條–對單據出單人或單據內容未作規定（共二十九次）第二十三條–海運提單（共四十七次）第三十七條–商業發票（共二十六次）第四十八條–可轉讓信用證（共三十一次）UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved7

多份研究報告顯示，高比例、高頻率發生的信用證拒付現象日益危機信用證在國際結算中的地位。

IN

THE

EVENT

THAT

THE

DOCUMENTS

PRESENTED

WITHDISCREPANCY,

A

DISCREPANT

FEE

OF

USD60.00

OREQUIVALENT

WILL

BEN

DEDUCTED

FROM

THE

PROCEEDS.UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved8

From

Introduction

of

UCP500：單據不符是信用證支付方式下一種極為普遍的現象，從1993年修訂的《跟單信用證統一慣例》的前言可以看出：“一些調查表明，大約5％跟單信用證下的單據因與信用證不符或表面不符而被拒付，這降低了跟單信用證的效力，對參與有關產品交易的各方產生財務影響，增加了成本，減少了進口商、出口商和銀行的利潤。有關跟單信用證的訴訟案激增也引起了人們極大的關注。”UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved9From

Introduction

of

UCP600：When

work

on

the

revision

started,

a

number

of

global

surveys

indicated

that,

because

of

discrepancies,

approximately

70%

of

documents

presented

under

letters

of

credit

were

being

rejected

on

first

presentation.

This

obviously

had,

and

continues

tohave,a

negative

effect

on

the

letter

of

credit

being

seenas

a

means

of

payment

and,

if

unchecked,

could

have

seriousimplications

for

maintaining

or

increasing

its

market

share

as

a

recognized

means

of

settlement

in

internationaltrade.結論：信用證正日益成為拒付的工具。UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved10UCP600修訂的過程

2003年5月，ICC正式授權ICC銀行委員會啟動

UCP500修訂工作修訂工作的三層組織架構：The

drafting

Group

（起草小組）The

Consulting

Group

（咨詢小組）ICC

national

committees

（國家委員會）UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved11The

drafting

Group小組成員

共10位成員，其中8位來自歐洲，其余兩位分別來自美國和新加坡

小組主席：Gary

Collyer--ABN

AMRO

Bank

N.V.,London,EnglandThe

Consulting

Group小組成員小組由來自26個國家的40余位專業人士組成小組成員來自銀行、運輸及物流、保險等不同行業UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved12UCP600修訂的過程FIRST

STEP---REVISION

PROCESS：

全面回顧UCP500實施以來ICC發布的各類出版物、意見書及決定，吸收其中的合理條款。關于正本單據關于開證申請人與受益人詳細地址關于預裝船提單裝運日期的確認UCP600產生的背景及過程7/3/2022Yuqiang

@

Copyright

Reserved13SECOND

STEP---GENERAL

OBJECTIVE：

全面反映近年來國際銀行業、運輸業和保險業出現的變化，并體現一定的前瞻性；五個銀行工作日刪除了運輸行單據條款明確了保險單據可以由代理人（proxies）出具UCP600產生的背景及過程全面檢討UCP500中的條款結構和文字措辭。從A組到G組分類的模塊式組合到流水式條款通俗易懂、簡約化的措辭Nominated

bank

means

the

bank

authorized

in

thecredit

to

honour

or

negotiate

or,

in

the

case

of

a

freely

available

credit,

any

bank.

(UCP

Draft

June)Nominated

bank

means

the

bank

with

which

the

creditis

available

or

any

bank

in

the

case

of

a

credit

available

with

any

bank.

(UCP

Final

Version)7/3/2022Yuqiang

@

Copyright

Reserved14UCP600產生的背景及過程THIRD

STEP---CO-OPERATION：建立穩定的三級合作機制

This

revision

of

the

UCP

represents

theculmination

of

over

three

years

ofextensive

analysis,

review,

debate

andcompromise

amongst

the

various

members

ofthe

Drafting

Group,

the

members

of

theBanking

Commission

and

the

respective

ICCnational

committees.——From

Gary

Collyer7/3/2022Yuqiang

@

Copyright

Reserved15UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved16Advising

bankApplicantBanking

dayBeneficiaryComplyingpresentationConfirmationConfirming

bankCreditHonourIssuing

bankNegotiationNominated

bankPresentationPresenter第一次系統地對有關信用證的14個概念進行了定義UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved17Article

2

DefinitionsFor

the

purpose

of

these

rules:

Advising

bank

means

the

bank

that

advises

thecredit

at

the

request

of

the

issuing

bank.

Applicant

means

the

party

on

whose

request

thecredit

is

issued.UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved18

Banking

day

means

a

day

on

which

a

bank

isregularly

open

at

the

place

at

which

an

actsubject

to

these

rules

is

to

be

performed.

Beneficiary

means

the

party

in

whose

favour

acredit

is

issued.UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved19

Complying

presentation

means

a

presentationthat

is

in

accordance

with

the

terms

and

conditions

of

the

credit,

the

applicable

provisions

of

these

rules

and

international

standard

banking

practice.

Confirmation

means

a

definite

undertaking

ofthe

confirming

bank,

in

addition

to

that

of

theissuing

bank,

to

honour

or

negotiate

acomplying

presentation.UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved20

Confirming

bank

means

the

bank

that

adds

itsconfirmation

to

a

credit

upon

the

issuingbank’s

authorization

or

request.

Credit

means

any

arrangement,

however

named

ordescribed,

that

is

irrevocable

and

therebyconstitutes

a

definite

undertaking

of

theissuing

bank

to

honour

a

complyingpresentation.UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved21Honour

means:

a.to

pay

at

sight

if

the

credit

is

available

bysight

payment.

b.to

incur

a

deferred

payment

undertaking

andpay

at

maturity

if

the

credit

is

available

bydeferred

payment.

c.to

accept

a

bill

of

exchange

(“draft”)

drawnby

the

beneficiary

and

pay

at

maturity

if

thecredit

is

available

by

acceptance.UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved22Honour

means:

a.to

pay

at

sight

if

the

credit

is

available

bysight

payment.

b.to

incur

a

deferred

payment

undertaking

andpay

at

maturity

if

the

credit

is

available

bydeferred

payment.

c.to

accept

a

bill

of

exchange

(“draft”)

drawnby

the

beneficiary

and

pay

at

maturity

if

thecredit

is

available

by

acceptance.Article

19.

Bank-to-Bank

Reimbursement

Arrangements

a.

If

an

Issuing

Bank

intends

that

the

reimbursement

to

which

apaying,

accepting

or

negotiating

bank

is

entitled,

shall

be

obtainedby

such

bank

(the

"Claiming

Bank"),

claiming

on

another

party(

the"Reimbursing

Bank"),

it

shall

provide

such

Reimbursing

Bankin

good

time

with

the

proper

instructions

or

authorization

tohonour

such

reimbursement

claims.

(UCP500)第十九條銀行間的償付約定

a．開證行如欲通過另一銀行（償付行）對付款行、承兌行或議付行（均稱“索償行”）履行償付時，開證行應及時向償付行發出對此類索償予以償付的適當指示或授權。7/3/2022Yuqiang

@

Copyright

Reserved23hono(u)r《英漢簡明辭典》n.尊敬,敬意,榮譽,光榮vt.尊敬,給以榮譽《現代英漢綜合大辭典》vt.給...以光榮;禮遇;賜給尊敬;崇拜【商】承兌;兌現hono(u)r

a

check

承兌支票7/3/2022Yuqiang

@

Copyright

Reserved24UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved25Honour

means:

a.to

pay

at

sight

if

the

credit

is

available

bysight

payment.

b.to

incur

a

deferred

payment

undertaking

andpay

at

maturity

if

the

credit

is

available

bydeferred

payment.

c.to

accept

a

bill

of

exchange

(“draft”)

drawnby

the

beneficiary

and

pay

at

maturity

if

thecredit

is

available

by

acceptance.UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved26

Issuing

bank

means

the

bank

that

issues

acredit

at

the

request

of

an

applicant

or

on

itsown

behalf.

Negotiation

means

the

purchase

by

thenominated

bank

of

drafts

(drawn

on

a

bank

otherthan

the

nominated

bank)

and/or

documentsunder

a

complying

presentation,

by

advancing

or

agreeing

to

advance

funds

to

thebeneficiary

on

or

before

the

banking

day

onwhich

reimbursement

is

due

to

the

nominatedbank.UCP600與UCP500的比較分析關于議付UCP500

Article

10

（信用證的種類）

Negotiation

means

the

giving

of

value

forDraft(s)

and/or

document(s)

by

the

bankauthorized

to

negotiate.

Mere

examination

of

the

documents

without

giving

of

valuedoes

not

constitute

a

negotiation.7/3/2022Yuqiang

@

Copyright

Reserved27UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved28UCP500

Article

9

（開證行與保兌行的責任）

An

irrevocable

Credit

constitutes

a

definiteundertaking

of

the

Issuing

Bank,

provided

thatthe

stipulated

documents

are

presented

to

theNominated

Bank

or

to

the

Issuing

Bank

and

thatthe

terms

and

conditions

of

the

Credit

arecomplied

with:If

the

Credit

provides

for

negotiation

to

paywithout

recourse

to

drawers

and/or

bona

fideholders,

Draft(s)

drawn

by

the

Beneficiaryand/or

document(s)

presented

under

the

CreditUCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved29ICC

Position

Paper

No

2

（第二號意見書）

The

Banking

Commission

wishes

to

clarify

thatfor

the

purposes

of

UCP

500,

the

phrase

"givingof

value"

in

sub-Article

10(b)(ii)

may

beinterpreted

as

either

"making

immediate

payment"

(e.g.

by

cash,

by

cheque,

byremittance

through

a

Clearing

System

or

bycredit

to

an

account)

or

"undertaking

an

obligation

to

make

payment"

(other

than

givinga

deferred

payment

undertaking

or

accepting

adraft).UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved30ICC

Publication

No.459：關于追索權議付行在任何情況下均享有追索權，除非該行保兌了信用證（The

Commission

finally

decidedto

make

a

distinctionbetween

credits

available

through

payment

and

creditavailable

through

negotiation.

As

to

the

former(

available

through

payment),anyrecourse

by

theadvising

bank

vis-à-vis

the

beneficiary

was

to

be

excludedif

it

had

not

expressed

a

reservation

when

making

its

payment.

As

to

the

latter

credits

(

available

through

negotiation),

the

advising

bank

always

had

a

right

of

recourse,

unless

it

had

confirmed

the

credit”.）UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved31ICC

Publication

No.596

R259：議付的追索權

銀行提供議付時所要求的條件，即是否保留追索權，不能由ICC來裁定。那些條件取決于當地法律及議付行與出口商

之間的關系。

應由受益人來決定是否接受那些條件并在“保留追索”的條件下取得款項。

在這些情況下，受益人最好使信用證可自由議付，以使他們能夠把單據提交給一家一旦接受單據將始終信守決定的被指定銀行。議付定義的演變

UCP500：Negotiation

means

the

giving

of

value

forDraft(s)

and/or

document(s)

by

the

bank

authorized

tonegotiate.

Mere

examination

of

the

documentswithout

giving

of

value

does

not

constitute

anegotiation.

UCP600：Negotiation

means

the

purchase

by

the

nominated

bank

of

drafts

(drawn

on

a

bank

other

thanthe

nominated

bank)

and/or

documents

under

acomplying

presentation,

by

advancing

or

agreeing

to

advance

funds

to

the

beneficiary

on

or

before

thebanking

day

on

which

reimbursement

is

due

to

thenominated

bank.7/3/2022Yuqiang

@

Copyright

Reserved32UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved33

Nominated

bank

means

the

bank

with

which

thecredit

is

available

or

any

bank

in

the

case

of

acredit

available

with

any

bank.

Presentation

means

either

the

delivery

ofdocuments

under

a

credit

to

the

issuing

bank

ornominated

bank

or

the

documents

so

delivered.

Presenter

means

a

beneficiary,

bank

or

otherparty

that

makes

a

presentation.UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved34

刪除了那些表達不確切、內容已過時及與國際貿易實務相脫節的條款條款總數由UCP500的49條縮減為39條，且不再分類刪除了信用證“可撤銷”的概念(Art.6

of

UCP500)刪除了運輸行單據條款(Art.39

of

UCP500)

刪除了運輸單據之“不得含有載運船只僅以風帆為動力的批注”(Art.23

of

UCP500)

刪除了運輸單據之額外費用的列舉條款(Art.33

ofUCP500)UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved35確立了新的國際結算實務操作標準銀行審核單據的時間縮短為5天

A

nominated

bank

acting

on

its

nomination,a

confirming

bank,

if

any,

and

the

issuingbank

shall

each

have

a

maximum

of

five

banking

days

following

the

day

of

presentation

to

determine

if

apresentation

is

complying.UCP600與UCP500的比較分析明確了受益人對修改保持沉默不等于接受修改

A

provision

in

an

amendment

to

the

effectthat

the

amendment

shall

enter

into

force

unless

rejected

by

the

beneficiary

withina

certain

time

shall

bedisregarded.(Art.10)7/3/2022Yuqiang

@

Copyright

Reserved36UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved37增加了實務操作性條款即使單據遺失，開證行也必須付款（35條）Provided

that

the

stipulated

documents

are

presented

to

the

nominated

bank

or

to

the

issuing

bank

and

that

theyconstitute

a

complying

presentation,

the

issuing

bank

musthonour

(Art.7)An

issuing

bank

is

irrevocably

bound

to

honour

as

of

thetimeit

issues

the

credit.

(Art.7)An

issuing

bank

undertakes

to

reimburse

a

nominated

bank

that

has

honoured

ornegotiateda

complying

presentation

and

forwarded

the

documents

to

the

issuingbank.(Art.7)

An

irrevocable

Credit

constitutesd

a

definiteundertaking

or

the

issuing

Bank,

provided

that

thestipulated

documentsarepresentedtothe

NominatedBank

or

to

the

Issuing

Bank

andthat

theterms

andconditions

of

the

Credit

are

complied

with(Art.9

ofUCP500)如果發送單證相符單據給開證行的銀行是一家被指定銀行，而單據在途中遺失，那么開證行有責任付款，前提是單據以信用證規定的方式寄送，即當信用證規定為掛號郵寄時，單據要按那種方式寄送，而不是通過快遞公司。以非信用證所要求的方式寄送單據的風險有被指定銀行承擔，而不是受益人承擔。（ICC632/R429）7/3/2022Yuqiang

@

Copyright

Reserved38

If

a

nominated

bank

determines

that

apresentation

is

complying

and

forwards

thedocuments

to

the

issuing

bank

or

confirming

bank,whether

or

not

the

nominated

bank

has

honouredor

negotiated,

an

issuing

bank

or

confirmingbank

must

honour

or

negotiate,

or

reimburse

thatnominated

bank,

even

when

the

documents

have

been

lost

in

transit

between

the

nominated

bankand

the

issuing

bank

or

confirming

bank,

orbetween

the

confirming

bank

and

the

issuingbank.(Art.35)7/3/2022Yuqiang

@

Copyright

Reserved39UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved40

拒付電增加了“持單至申請人放棄不付點”的選擇

the

issuing

bank

is

holding

the

documents

until

it

receives

a

waiver

from

the

applicant

and

agrees

to

accept

it,

orreceives

further

instructions

from

thepresenter

prior

to

agreeing

to

accept

awaiver

(Art.16)UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved41建立了“單據必須滿足其功能”的標準

If

a

credit

requires

presentation

of

adocument

other

than

a

transport

document,insurance

document

or

commercial

invoice,without

stipulating

by

whom

the

document

is

tobe

issued

or

its

data

content,

banks

willaccept

the

document

as

presented

if

its

content

appears

to

fulfil

the

function

of

the

required

document

and

otherwise

complies

withsub-article

14

(d

).UCP600與UCP500的比較分析When

documents

other

than

transport

documents,insurance

documents

and

commercial

invoices

are

calledfor,

the

Credit

should

stipulate

by

whom

such

documentsare

to

be

issued

and

their

wording

or

data

content.

Ifthe

Credit

does

not

so

stipulate,

banks

will

accept

such

documents

as

presented,

provided

that

their

datacontent

is

not

inconsistent

with

any

other

stipulateddocument

presented.

(Art.21

of

UCP500)

當要求提供運輸單據、保險單據和商業發票以外的單據時，信用證中應規定該單據的出票人及其措辭或內容。如信用證對此未作規定，只要所提交單據的內容與提交的其它規定單據不矛盾，銀行將接受此類單據。

（第21條）7/3/2022Yuqiang

@

Copyright

Reserved42UCP600與UCP500的比較分析明確開證行可以作為轉讓行轉讓自己開立的信用證

Transferring

bank

means

a

nominated

bankthat

transfers

the

credit

or,

in

a

creditavailable

with

any

bank,

a

bank

that

isspecifically

authorized

by

the

issuing

bankto

transfer

and

that

transfers

the

credit.

An

issuing

bank

may

be

a

transferringbank.(Art.38)7/3/2022Yuqiang

@

Copyright

Reserved43UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved44措辭更為簡潔、嚴格、清晰、與時俱進關于簡潔

If

the

bill

of

lading

contains

the

indication“intended

vessel”,or

similar

qualification

inrelation

tothevessel,loadingon

boardanamedvessel

must

be

evidenced

by

an

on

board

notation

onthe

bill

of

lading

which,in

addition

to

the

date

onwhich

the

goods

have

been

loaded

on

board,alsoincludes

the

name

of

the

vessel

on

which

the

goodshave

been

loaded,even

if

they

have

been

loaded

onthe

vessel

named

asthe“intended

vessel”.(Art.24of

UCP500)[字符數（不計空格）360]UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved45

If

the

bill

of

lading

contains

the

indication“intended

vessel”or

similar

qualification

inrelation

to

the

name

of

the

vessel,an

on

boardnotation

indicating

the

date

of

shipment

and

the

nameof

the

actual

vessel

is

required.(Art.20

of

UCP600)[字符數（不計空格）189]UCP600與UCP500的比較分析7/3/2022Yuqiang

@

Copyright

Reserved46關于嚴格拒付通知的格式及內容：A

single

notice關于清晰措辭“and/or”修訂為“or”，單、復數同義

Where

applicable,

words

in

the

singular

include

the

plural

andin

the

plural

include

the

singular.

(Art.3)關于與時俱進

銀行對因遭受恐怖襲擊(acts

of

terrorism)導致銀行停業所造成后果的免責

刪除了信用證“可撤銷”的概念：A

credit

is

irrevocable

even

ifthere

is

no

indication

to

that

effect.(Art.3)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved47ApplicantBeneficiaryPresenterUCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved48對申請人

Applicant

means

the

party

on

whose

requestthe

credit

is

issued.（Art.

2）UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved49

A

credit

by

its

nature

is

a

separatetransaction

from

the

sale

or

other

contract

onwhich

it

may

be

based.

…

the

undertaking

of

abank

to

honour,

to

negotiate

or

to

fulfil

anyother

obligation

under

the

credit

is

notsubject

to

claims

or

defences

by

the

applicantresulting

from

its

relationships

with

theissuing

bank

or

the

beneficiary.

(Art.

4)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved50

A

beneficiary

can

in

no

case

avail

itself

of

thecontractual

relationships

existing

betweenbanks

or

between

the

applicant

and

the

issuingbank.

(Art.4)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved51

An

issuing

bank

should

discourage

any

attemptby

the

applicant

to

include,

as

an

integralpart

of

the

credit,

copies

of

the

underlyingcontract,

proforma

invoice

and

the

like.(Art.4)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved52

A

credit

must

not

be

issued

available

by

a

draftdrawn

on

the

applicant.

(Art.6)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved53When

the

addresses

ofthebeneficiary

and

theapplicantappear

in

any

stipulated

document,

they

need

not

be

thesame

as

those

stated

in

the

credit

or

in

any

otherstipulated

document,

but

must

be

within

the

same

countryas

therespective

addresses

mentioned

in

thecredit.Contact

details

(telefax,

telephone,

email

and

the

like)stated

as

part

of

the

beneficiary’s

and

the

applicant’saddress

will

be

disregarded.

However,

when

the

addressand

contact

details

of

the

applicant

appear

as

part

of

theconsignee

or

notify

party

details

on

a

transport

document

subject

to

articles

19,20,

21,22,

23,24

or

25,they

must

be

as

stated

in

the

credit.

(Art.14)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved54

When

an

issuing

bank

determines

that

apresentation

does

not

comply,

it

may

in

itssole

judgement

approach

the

applicant

for

awaiver

of

the

discrepancies.

This

does

not,however,

extend

the

period

mentioned

in

sub-article

14

(b).

(Art.16)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved55

A

commercial

invoice…must

be

made

out

in

thename

of

the

applicant

(except

as

provided

insub-article

38

(g))(Art.18)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved56

A

bank

utilizing

the

services

of

another

bankfor

the

purpose

of

giving

effect

to

theinstructions

of

the

applicant

does

so

for

theaccount

and

at

the

risk

of

theapplicant.(Art.37)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved57對受益人

Beneficiary

means

the

party

in

whose

favour

acredit

is

issued.(Art.2)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved58Honour

means:a.to

pay

at

sight

if

the

credit

is

available

bysight

payment.b.to

incur

a

deferred

payment

undertaking

andpay

at

maturity

if

the

credit

is

available

bydeferred

payment.c.to

accept

a

bill

of

exchange

(“draft”)drawn

by

the

beneficiary

and

pay

at

maturityif

the

credit

is

available

by

acceptance.UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved59 Negotiation

means

the

purchase

by

the

nominatedbank

of

drafts

(drawn

on

a

bank

other

than

thenominated

bank)

and/or

documents

under

acomplying

presentation,

by

advancing

or

agreeing

to

advance

funds

to

the

beneficiary

onor

before

the

banking

day

on

which

reimbursement

is

due

to

the

nominatedbank.(Art.2)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved60

Presenter

means

a

beneficiary,

bank

or

otherparty

that

makes

a

presentation.(Art.2)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved61

Terms

such

as

"first

class",

"well

known","qualified",

"independent",

"official","competent"

or

"local"

used

to

describe

theissuer

of

a

document

allow

any

issuer

except

thebeneficiary

to

issue

that

document.(Art.3)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved62

A

beneficiary

can

in

no

case

avail

itself

of

thecontractual

relationships

existing

betweenbanks

or

between

the

applicant

and

the

issuingbank.(Art.4)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved63

Except

as

provided

in

sub-article

29

(a),

apresentation

by

or

on

behalf

of

the

beneficiarymust

be

made

on

or

before

the

expiry

date.

(Art.6)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved64

Except

as

otherwise

provided

by

article

38,

acredit

can

neither

be

amended

nor

cancelledwithout

the

agreement

of

the

issuing

bank,

theconfirming

bank,

if

any,

and

thebeneficiary.(Art.10)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved65The

terms

and

conditions

of

the

original

credit

(or

acredit

incorporating

previously

accepted

amendments)will

remain

in

force

for

the

beneficiary

until

thebeneficiary

communicates

its

acceptance

of

theamendment

to

the

bank

that

advised

such

amendment.

Thebeneficiary

should

give

notification

of

acceptance

orrejection

of

an

amendment.

If

the

beneficiary

fails

togive

such

notification,

a

presentation

that

complieswith

the

credit

and

to

any

not

yet

accepted

amendmentwill

be

deemed

to

be

notification

of

acceptance

by

thebeneficiary

of

such

amendment.

As

of

that

moment

thecredit

will

be

amended.(Art.10)UCP600實施后對不同當事人的影響7/3/2022Yuqiang

@

Copyright

Reserved66

A

provision

in

an

amendment

to

the

effect

thatthe

amendment

shall

enter

into

force

unlessrejected

by

the

beneficiary

within

a

certaintime

shall

be

disregarded.(Art.10)UCP600實施后對不同當事人的影響7