1、常見英語詞匯-天天向上求職獨家整理復習筆記知識點account number 帳號deitor 存戶pay-in slip 存款單a deit form 存款單a banding machine 自動存取機to dedeit 存款it receipt 存款收據private deits 私人存款of deit 存單deit book, passbookcredit card principal 本金overdraft, overdraw 透支to counter sign 雙簽 to endorse 背書 endorser 背書人to cash 兌現to honor a cheque 兌付 t

2、o dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blcheque 空白支票rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現金支票 travelers cheque 旅行支票 cheque for transfer 轉帳支票 outstanding cheque 未付支票canceled cheque 已付支票f

3、ed cheque 偽支票Bandars note 莊票，銀票ber家 行長儲蓄大通花旗Shanghai Bing Corporationsavings b Chase BCitib匯豐Chartered Bof, Australia and China利Banque de IIndoChine 東方匯理central b, national b, bers bbof ie, bl bof circulation幣commer member bdiscount b商業，儲蓄信貸儲蓄信貸, credit b貼現匯兌exchange brequesting b委托開證iing b, opening

4、 b開證advising b negotiation b confirming bpaying b, notifying b通知議付保兌付款er of collection 代收er of collection 委托assote bconsigned bclearing blocal b domestic boverseas b本地國內國外unincorporated b branch btrustee savings btrust company分行儲蓄公司公司finanl trust 金融unit trusttrust institution投資公司的部credit department的

5、信用部commerl credit company(discount company)商業信貸公司（貼現公司）neighborhood savings b credit union 合作credit bureau 商業興信所self-service b無人, bof deit 街道儲蓄所land b土地construction b建設industrial and commerl b工商bof communications 交通mutual savings b互助儲蓄t offi mortgage bindustrial bavings b郵局儲蓄, building society 抵押實業家

6、宅準備特許home loan breserve b chartered bcorresponding b往來merchant b, accepting b承兌investment b投資import and export b(EXIMB)joventure b合資money shop, native b credit cooperativesclearing house 票據交換所 public accounting 公共會計 business accounting 商業會計cost accounting 成本會計depretion accounting 折舊會計computerized ac

7、counting 電腦化會計general ledger 總帳 subsidiary ledger 分戶帳 cash book 現金出納帳 cash account 現金帳journal, day-book bad debts 壞帳 investment 投資 surplus 結余 idle capital 游資economic cycle 經濟周期economic boom 經濟繁榮帳，流水帳economic reeconomic depres經濟經濟economic crisis 經濟 economic recovery 經濟復蘇 inflation 通貨膨脹deflation 通貨收縮

8、devaluation 貨幣貶值 revaluation 貨幣增值ernational balance of payment國際收支favourabalance 順差adverse balance 逆差 hard currency 硬通貨 soft currency 軟通貨ernational monetary system 國際貨幣制度the purchasinger of money 貨幣力money in circulation 貨幣流通量note ie量national budget 國家national gross product 國民生產總值public bond 公債 stock

9、, share debenture 債券treasury bill 國庫券debt chain鏈direct exchange 直接（對角）套匯 indirect exchange 間接（三角）套匯 cross rate, arbitrage rate 套匯匯率foreign currency (exchange) reserve 外匯儲備 foreign exchange fluctuation 外匯波動 foreign exchange crisis 外匯discount 貼現discount rate, brate 貼現率gold reserve 黃金儲備money (finan sto

10、ck exchangebroker 經紀人l) market交易所commis傭金bookkeng 簿記bookkeeper 簿記員an application form 申請單bsement 對帳單letter of credit 信用證strong room, vault 保險庫 equitable tax system 等價稅則 specimen signature 簽字式樣bing hours, business hours 營業時間英語口語新開帳戶What kind of account did you have in your mind?你想開哪種帳戶?Do you like to

11、 open a current account?你想開一個活期存款帳戶嗎?A deit or current account?定期還是活期?Pleasel me how you would like to deit your money.請告訴我你想存何種戶頭?Theres a service charge for the checking account but no charge for the savings.支票戶頭要收服務費，現金戶頭不收。Our minimum deit for a savings account is 100 dollars.儲蓄存款的最低存款額是 100 美圓。

12、Five yuan is the minimum original de最低起存款額是 5 元。it.You can open a savings accounany time win initial deit of 50 dollars.你可隨時以 50 美圓的起存額開立儲蓄帳戶。Even one yuan is.甚至一元也可以起存。Here is your pasbook. Please bring it back when you de inform us whenever you lose it.it or withdraw money any time you like. Ket w

13、ell and這是你的，時請帶來。保管好，遺失請告訴。I should like to open a current account.開一個活期存款帳戶。I need a checking account sot I can pay my bill.我需開個支票帳戶，這樣就能付帳。Wed like to know how we open a checking-savings account.想知道如何開一個支票儲蓄帳戶。I have a checking account here.我在這里有一個支票存款帳戶。I think Id like a deit account.要開個定期存款帳戶。Ca

14、n I open a current account here?我能否在這兒開個活期存款帳戶？I want to open a de我要開個儲蓄帳戶。Id like to open a deit account with you.it account with you.在這兒開個定期存款帳戶。Could youl me the difference betn a savings account and a checking account?請告訴我儲蓄存款與支票存款的區別好嗎？Pleasel me the procedure for opening a savings account.請告訴我

15、開個儲蓄帳戶需要什么手續。Will 100 yuan be enough for a minimum de 100 元作最低存款額夠嗎？it?Id like to know whether a 200 yuan deit will be enough for opening a checking account.知道開一個支票帳戶 200 元存款是否夠。Could youl me how to operate this account?請告訴我如何經管這個帳戶好嗎？Is there any minimum for the第一次儲蓄有最低限額嗎？deit?How much does each a

16、ccount cost?每個帳戶要花？Useful Phrasescurrent de fixed defixed deit, current account 活期存款it, fixed account 定期存款it by installments 零存整取joaccount 存款帳戶to open an account頭英語口語存款How much do you want to deit with us?你想在這存多少？How much do you wish to payo your account?你希望在你的戶頭上存多少？How muoney do you plan to ken yo

17、ur account on a regular basis?？你計劃在你的戶頭上定期存放How much cash do you plan to deit in your account?你有要存入呢？I think you may deit your money with the b, or leave it here for temporary safe-keng.我認為你可把錢存入，或留在暫保管起來。Would you please fillhe deiting form, giving the sum of money youre to deit as well as your nam

18、e, addressand profesait?請填張存款單，寫明要存的數額以及你的，地址和工作的，好嗎？I want to de在it 300 yuany account.戶頭上存 300 元。I want to deit these chequesy account.把這些支票存在戶頭上。Id like to pay 200 yuano my deit account.在在定期存款戶頭上存 200 元。I want to de存入it my paycheck.工資支票。Id like to know whether I can cash a cheque here.知道我能否在這兌換支票。

19、Will you please cash this travelers cheque?請兌現這張旅行支票好嗎？Id like to cash this money order.兌現這張匯款單。I want to cash the balance of a travelers letter of credit.我要把旅行信用證的結余兌現。Will you pleasel me whether you charge for cheques?請告訴我兌換支票收手續費嗎？Could youl me how much the checks cost?請告訴我這些支票要花？What if I overdr

20、aw?如果透支了怎么辦？Please sign your name on the bottom line if you want to cash the check.如果想兌支票，請在上簽名。Please write your account number on the back of the check.請在支票背面寫上你的帳號。We honored the check as the overdraft was only 5 yuan.承兌這張支票的透支額只有 5 元。Please endorse the cheque.請背簽這張支票。The travelers checks cost 1.

21、5% of the total amount of purchase.旅行支票手續費是總額的 1.5%。Heres the cheque book. When you send a cheque byyourself, you must leave it open.t be careful to cross it, but if you wish to cash a cheque這是一本支票簿，你郵寄支票時，注意要在支票上打叉線。但是如果你本人想開張兌現支票，就不可打叉線。Each cheque you write will cost 2 dollars.你每開一張支票將花 2 美圓。Usef

22、ul Words and Phrasesaccount number 帳目deitor 存戶pay-in slip 存款單a deit form 存款單a banding machine 自動存取機to dedeit 存款it receipt 存款收據private deits 私人存款of deit 存單deit book, passbookcredit cardprincipal 本金 overdraft, overdraw 透支 to counter sign 雙簽to endorse 背書 endorser 背書人 to cash 兌現to honor a cheque 兌付 to d

23、ishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blcheque 空白支票rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現金支票 travelers cheque 旅行支票 cheque for transfer 轉帳支票 outstanding cheque 未付支票canceled cheque 已付支票fed

24、cheque 偽支票Bandars note 莊票，銀票英語口語取款、結余Id like to know if I can draw on my account for payment of things I buyianjin.知道一下我是否能提取存款來支付購物的費用。I want to withdraw 200 dollars from my deit account.我要從定期存款中支取 200 美圓。I want to close my account with you.結束在這兒的帳戶。Id like to draw 100 yuan against this letter of c

25、redit.從這份信用證上提款 100 元。May I draw money against the letter of credit here?我可以在這兒用這份信用證取錢嗎？Could youl me my balance?能否把存款結余金額告訴我？Please let me know my balance.請告訴我結余金額。I think you can draw on this account by cheque in payment of goods.我以為你可用支票提款支付購物費用。Your balance at the bis 300 yuan.你在本行的結余是 300 元。Yo

26、ur deit is exhausted.你的存款支凈了。Your letter of credit is used up.你的信用證用完了。Pleasel me how you wish to draw your money.請告訴我你希望怎樣支款。Fill our a withdrawal form, please.請填寫取款單。The letter of credit is exhausted.信用證上的款子已提清。The letter at Counter 6 will pay you against your number slip.六號柜臺的出納員將根據你的號碼牌付給你錢。Usef

27、ul Words and Phrasesto close an account, to clear an account 結清to draw money 取款 drawing-out slip 取款單 the number slip 號碼牌a withdrawal form 取款單to fillhe receipt in duplicate 一式兩份填這張收據ler, cashier 出納員英語口語兌換貨幣Pleasel me how much you want to change.請告訴我你要換多少。How much of the remittance do you want to conv

28、ert你要把多少匯款換成日圓？o Japayen?What kind of currency do you want?要哪種貨幣？Whats it you wish to change?你要換的？What kind of currency do you want to change?要換哪種貨幣？In what denominations?要什值的？Pleasel me what note you want.請告訴我要什么鈔票。Will seven tens be7 張 10 元的可以嗎？?Is itravelers cheques?換旅行支票嗎？Id like to know how I s

29、hall give it to you.知道如何付錢給你。How would you like it?你要什額的？Would you kindly sign the exchange form, giving your name and address?請在兌換單上簽字，寫出你的和地址，好嗎？Can you change me some money, please?能否請你給我兌換一些錢？Here it is, some French francs, Swiss francs, American dollars and a few Dh guilders.這些就是：一些法國法郎，法郎，美圓和一

30、些荷蘭盾。Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in smallchange.請你給我 7 張 5 鎊，4 張 1 鎊，4 張 10 先令，剩下的要零票。Would you mind giving me the six pence in coppers?勞駕給我 6 便士的銅幣。Id like to know if you could change this money back知道能否把這筆兌回成美圓。o U.S.

31、dollars for me.Could you change these French francs for me?能給我兌換這些法國法郎嗎？Can you give me 100 dollars in Swiss francs?能否給我 100 美圓的法郎？Id like to convert the full amount of the remittance把全部匯款換成美圓。o U.S. dollars.Id like some coins for this note.把這張換成硬幣。Id like to break this 50 dollar note.把這張 50 美圓換開。Fi

32、ve twenties and ten singles, please.請給我 5 張 20 元和 10的。I need 300 dollars in 100-dollar cheques.我要 300 美圓票面為 100 美圓的支票。I hope youll give me ten travelers cheques of 100 dollars each.我希望給我 10 張面額為 100 美圓的旅行支票。In fives, please.請給我 5 元票面的。Could you give me some small notes?給我一些小票好嗎？Useful Words and Phra

33、sescurrency, money 貨幣money changing 兌換貨幣an exchange form 兌換單bnote 鈔票note of large denomination 大票 note of small denomination 小票 small change 零錢subsidiary money 輔幣nickel piece 鎳幣plastic currency notes鈔票convertible money 可兌換（黃金）英語口語儲蓄存款利息Whats theerest rate for the savings account?儲蓄存款的利率是多少？Do you pa

34、yerest on this account?這種存款付給利息嗎？Pleasel me what the annualerest rate is.請告訴我年利率是多少。erest is paid at the rate of 1% per annum at present.目前每年的利率是 1%。It allows you to earn a littleerest on your money.這可使你從存款中獲得一點利息。The account carrieserest of 4%.該存款有 4%的利息。Theerest is added to your account every year

35、.每年的利息都加到你的存款中。Theerest rate for the savings account is 4%.儲蓄存款的利率是 4%。It varies from time to time. At present it is 6%.（年息）每個時期都不同，現在是六厘。Useful Words and Phraseserest rate 利率*erest 單利compounderest 復利legalerest 法定利息prime rate 優待利率payableerest 應付利息lending rateusury利率the subsidy rate for value-psavings 保值儲蓄補貼率英語口語外匯率l me the current rate for RMB, please.請告訴我的現價。Whats your selling rate for RMB yuan in notes today?今天現鈔的售價是多少？Whats the dollar going for today?美圓今天的售價是多少？Our buying rate for notes is 523 y