20XX專業合同封面COUNTRACTCOVER20XX專業合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025年度個人旅游抵押借款合同范本（休閑金融）本合同目錄一覽1.合同訂立與生效1.1合同訂立1.2合同生效2.借款人信息2.1借款人基本信息2.2借款人信用狀況3.借款金額與期限3.1借款金額3.2借款期限4.利息與還款方式4.1利息計算4.2還款方式5.抵押物5.1抵押物信息5.2抵押物評估6.抵押物處置6.1抵押物處置方式6.2抵押物處置程序7.借款人義務7.1借款人還款義務7.2借款人其他義務8.借款人權利8.1借款人知情權8.2借款人異議權9.借款人違約責任9.1借款人逾期還款責任9.2借款人其他違約責任10.借款人變更與解除10.1借款人變更10.2借款人解除11.爭議解決11.1爭議解決方式11.2爭議解決機構12.合同附件12.1附件一：借款合同12.2附件二：抵押物清單13.合同解除與終止13.1合同解除13.2合同終止14.其他約定14.1法律適用14.2合同解釋14.3合同簽署第一部分：合同如下：1.合同訂立與生效1.1合同訂立1.2合同生效本合同自雙方簽字（或蓋章）之日起生效，自借款實際發放之日起開始計算借款期限。2.借款人信息2.1借款人基本信息甲方全稱：________________________法定代表人（或負責人）：________________________身份證號碼：________________________聯系方式：________________________2.2借款人信用狀況甲方在簽訂本合同前，已向乙方提供其信用報告，乙方已對甲方的信用狀況進行了審查。3.借款金額與期限3.1借款金額甲方向乙方借款人民幣（大寫）：________________________元整（小寫）：________________________元。3.2借款期限借款期限自借款實際發放之日起至________________________年________________________月________________________日止。4.利息與還款方式4.1利息計算借款利息按年利率________________________%計算，按月計息，每月利息于每月的________________________日支付。4.2還款方式甲方應按月等額本息方式償還借款，每月還款日為每月的________________________日。5.抵押物5.1抵押物信息甲方以其名下位于________________________的房產作為抵押物，抵押物產權證號為________________________。5.2抵押物評估抵押物經乙方認可的評估機構評估，評估價值為人民幣________________________元。6.抵押物處置6.1抵押物處置方式如甲方未按合同約定償還借款，乙方有權依法處置抵押物，所得款項優先用于償還借款本金及利息。6.2抵押物處置程序（1）乙方發出抵押物處置通知；（2）甲方在接到通知后________________________日內未償還借款的，乙方有權依法處置抵押物；（3）抵押物處置所得款項扣除相關費用后，優先用于償還借款本金及利息。7.借款人義務7.1借款人還款義務甲方應按照合同約定的期限和方式償還借款本金及利息。7.2借款人其他義務（1）甲方應保證抵押物的所有權和使用權，不得擅自轉讓、出租、抵押或以其他方式處分抵押物；（2）甲方應配合乙方對抵押物進行監管，不得擅自改變抵押物的用途；（3）甲方應如實向乙方提供與借款相關的資料和情況，不得隱瞞或提供虛假信息。8.借款人權利8.1借款人知情權甲方有權了解借款用途、借款金額、借款期限、還款方式、利率、手續費等合同條款內容。8.2借款人異議權甲方對合同條款有異議的，應在合同簽訂前提出，經雙方協商一致后方可修改。9.借款人違約責任9.1借款人逾期還款責任甲方如逾期償還借款本金及利息，應按照逾期天數按日支付萬分之五的逾期罰息。9.2借款人其他違約責任（1）甲方如未按約定使用借款，乙方有權提前收回借款本息，并追究甲方違約責任；（2）甲方如未按時支付利息，應按照逾期天數支付利息的滯納金；（3）甲方如提供虛假信息或隱瞞重要事實，乙方有權解除合同，并要求甲方承擔相應責任。10.借款人變更與解除10.1借款人變更甲方如需變更借款合同條款，應提前________________________日書面通知乙方，經乙方同意后方可變更。10.2借款人解除（1）甲方在借款期限內有權解除合同，但應提前________________________日書面通知乙方，并支付已發生的利息和手續費；（2）乙方在甲方嚴重違約的情況下，有權解除合同，并采取法律手段追償借款本息。11.爭議解決11.1爭議解決方式雙方發生爭議，應通過友好協商解決；協商不成的，任何一方均有權向有管轄權的人民法院提起訴訟。11.2爭議解決機構如雙方同意，爭議解決機構可以是仲裁委員會，仲裁地點為________________________。12.合同附件12.1附件一：借款合同12.2附件二：抵押物清單13.合同解除與終止13.1合同解除（1）本合同約定的解除條件成就；（2）雙方協商一致解除；（3）依法應當解除的其他情形。13.2合同終止（1）借款本息清償完畢；（2）借款期限屆滿；（3）合同約定的終止條件成就。14.其他約定14.1法律適用本合同適用中華人民共和國法律。14.2合同解釋本合同的解釋權歸乙方所有。14.3合同簽署本合同一式兩份，甲乙雙方各執一份，具有同等法律效力。第二部分：第三方介入后的修正15.第三方介入15.1第三方定義在本合同中，“第三方”指除甲方、乙方之外的任何個人、法人或其他組織，包括但不限于中介機構、評估機構、擔保機構、律師事務所、會計師事務所等。15.2第三方介入條件15.2.1甲方或乙方在履行本合同過程中，經雙方同意，可以引入第三方提供相關服務。15.2.2第三方介入應遵循法律法規和本合同約定。15.3第三方介入程序15.3.1甲方或乙方提出引入第三方服務的申請，并經對方同意。15.3.2第三方應向甲方或乙方提供相關資質證明和服務內容說明。15.3.3雙方與第三方簽訂服務協議，明確服務內容、費用、責任等。16.第三方責任限額16.1第三方在履行服務過程中，因自身原因導致的違約或損害，應承擔相應的法律責任。16.2第三方責任限額由雙方在服務協議中約定，但不得低于本合同約定的甲方或乙方承擔的責任限額。17.第三方責任劃分17.1第三方提供的服務與本合同直接相關，其責任應由第三方承擔。17.2第三方提供的服務與本合同無直接關聯，但其行為對本合同履行產生影響，第三方應承擔相應的責任。18.第三方權利18.1第三方在提供服務過程中，有權要求甲方或乙方提供必要的信息和協助。18.2第三方有權根據服務協議約定，收取相應的服務費用。19.第三方義務19.1第三方應按照服務協議約定，履行相關服務義務。19.2第三方應確保其提供的服務符合法律法規和行業標準。20.第三方介入合同條款的變更20.1第三方介入后，如需變更本合同條款，應經甲方、乙方和第三方協商一致，并簽訂補充協議。21.第三方介入合同終止21.1第三方介入服務結束后，甲方、乙方和第三方應按照服務協議約定，辦理相關手續。21.2第三方介入服務終止后，本合同其他條款仍然有效。22.第三方介入爭議解決22.1第三方介入引發的爭議，應通過協商解決。22.2協商不成的，任何一方均有權向有管轄權的人民法院提起訴訟或申請仲裁。23.第三方介入保密條款23.1第三方在提供服務過程中，應遵守保密義務，不得泄露甲方、乙方或其他相關方的商業秘密和個人信息。第三部分：其他補充性說明和解釋說明一：附件列表：1.附件一：借款合同詳細要求：借款合同為本合同主體部分，應包括借款金額、期限、利率、還款方式、抵押物信息、雙方權利義務等條款。說明：借款合同是雙方權利義務的依據，應清晰、完整。2.附件二：抵押物清單詳細要求：抵押物清單應詳細列明抵押物的名稱、數量、價值、權屬證明等信息。說明：抵押物清單是抵押物權屬和價值的確認依據。3.附件三：借款人信用報告詳細要求：借款人信用報告應由乙方認可的信用機構出具，包含借款人的信用歷史、信用評分等信息。說明：信用報告是評估借款人信用狀況的重要依據。4.附件四：第三方服務協議詳細要求：第三方服務協議應明確第三方服務內容、費用、責任、保密條款等。說明：第三方服務協議是明確第三方服務細節和責任的依據。5.附件五：抵押物評估報告詳細要求：抵押物評估報告應由乙方認可的評估機構出具，包含抵押物評估價值、評估依據等信息。說明：評估報告是抵押物價值的確認依據。6.附件六：借款人身份證復印件詳細要求：借款人身份證復印件應清晰、完整，并由借款人簽字確認。說明：身份證復印件是借款人身份的證明文件。7.附件七：借款人授權委托書詳細要求：借款人授權委托書應由借款人簽字或蓋章，授權他人代為辦理借款相關事宜。說明：授權委托書是明確授權人權限的文件。說明二：違約行為及責任認定：1.違約行為：違約還款：借款人未按合同約定的時間、金額償還借款本金及利息。逾期還款：借款人未在約定的寬限期內償還借款本金及利息。提前解約：借款人未按合同約定提前解除合同。提供虛假信息：借款人向乙方提供虛假信息或隱瞞重要事實。抵押物處置違規：未經乙方同意擅自處置抵押物。2.責任認定標準：違約還款：借款人應支付逾期罰息，并承擔乙方因此產生的合理費用。逾期還款：借款人應支付逾期罰息，并承擔乙方因此產生的合理費用。提前解約：借款人應支付已發生的利息和手續費。提供虛假信息：借款人應承擔由此產生的全部責任，包括但不限于賠償乙方損失。抵押物處置違規：借款人應承擔由此產生的全部責任，包括但不限于賠償乙方損失。示例說明：借款人甲在還款日未償還借款本金及利息，構成違約還款。乙方有權要求甲支付逾期罰息，并承擔乙方因此產生的催收費用。借款人乙在約定的寬限期內未償還借款本金及利息，構成逾期還款。乙方有權要求乙支付逾期罰息，并承擔乙方因此產生的催收費用。借款人丙未按合同約定提前解除合同，構成提前解約。乙方有權要求丙支付已發生的利息和手續費。借款人丁向乙方提供虛假信息，構成提供虛假信息。乙方有權要求丁承擔由此產生的全部責任，包括但不限于賠償乙方損失。借款人戊未經乙方同意擅自處置抵押物，構成抵押物處置違規。乙方有權要求戊承擔由此產生的全部責任，包括但不限于賠償乙方損失。全文完。2025年度個人旅游抵押借款合同范本（休閑金融）2合同目錄一、合同簽訂雙方基本信息1.1借款人基本信息1.2借款人擔保人基本信息1.3貸款人基本信息二、借款基本信息2.1借款金額2.2借款期限2.3借款利率2.4還款方式2.5借款用途三、抵押物信息3.1抵押物描述3.2抵押物價值評估3.3抵押物登記手續四、借款合同條款4.1借款人義務4.2貸款人權利4.3抵押權設定4.4違約責任4.5合同解除五、借款發放與使用5.1借款發放5.2借款使用監督5.3借款資金監管六、還款計劃6.1還款期限6.2還款方式6.3還款計劃調整七、貸款利率調整7.1利率調整方式7.2利率調整時間7.3利率調整通知八、費用與稅費8.1貸款相關費用8.2貸款利息計算8.3稅費承擔九、借款合同變更與解除9.1合同變更9.2合同解除9.3合同解除后的處理十、爭議解決10.1爭議解決方式10.2爭議解決程序10.3爭議解決地點十一、其他約定11.1通知與送達11.2合同附件11.3合同份數十二、合同生效與終止12.1合同生效條件12.2合同終止條件12.3合同終止后的處理十三、附件13.1借款人身份證明13.2抵押物相關文件13.3其他相關文件十四、合同簽署14.1簽署日期14.2簽署地點14.3簽署人員合同編號_________一、合同簽訂雙方基本信息1.1借款人基本信息借款人姓名：（借款人姓名）身份證號碼：（借款人身份證號碼）聯系方式：（借款人聯系方式）1.2借款人擔保人基本信息擔保人姓名：（擔保人姓名）身份證號碼：（擔保人身份證號碼）聯系方式：（擔保人聯系方式）1.3貸款人基本信息貸款人名稱：（貸款人名稱）營業執照號碼：（貸款人營業執照號碼）聯系方式：（貸款人聯系方式）二、借款基本信息2.1借款金額借款金額：（借款金額）2.2借款期限借款期限：（借款期限，如：一年）2.3借款利率借款利率：（借款利率，如：年利率5%）2.4還款方式還款方式：（還款方式，如：等額本息）2.5借款用途借款用途：個人旅游三、抵押物信息3.1抵押物描述抵押物描述：（抵押物描述，如：位于某市的房產）3.2抵押物價值評估抵押物價值評估：（抵押物價值評估，如：評估價值100萬元）3.3抵押物登記手續抵押物登記手續：（抵押物登記手續，如：已辦理抵押登記）四、借款合同條款4.1借款人義務4.1.1按時足額還款4.1.2保管抵押物4.1.3不得擅自處置抵押物4.2貸款人權利4.2.1監督借款使用4.2.2要求提供相關資料4.2.3依法處置抵押物4.3抵押權設定4.3.1貸款人取得抵押權4.3.2抵押物范圍4.3.3抵押權實現4.4違約責任4.4.1借款人違約責任4.4.2貸款人違約責任4.5合同解除4.5.1合同解除條件4.5.2合同解除程序4.5.3合同解除后的處理五、借款發放與使用5.1借款發放5.1.1貸款人發放借款5.1.2發放方式5.2借款使用監督5.2.1借款人使用借款5.2.2監督措施5.3借款資金監管5.3.1資金監管措施5.3.2資金監管機構六、還款計劃6.1還款期限6.1.1還款期限6.2還款方式6.2.1還款方式6.3還款計劃調整6.3.1調整條件6.3.2調整程序七、貸款利率調整7.1利率調整方式7.1.1利率調整方式7.2利率調整時間7.2.1利率調整時間7.3利率調整通知7.3.1利率調整通知方式八、費用與稅費8.1貸款相關費用8.1.1貸款申請費8.1.2評估費8.1.3保險費8.2貸款利息計算8.2.1利息計算方法8.2.2利息計算周期8.3稅費承擔8.3.1借款人應納稅費8.3.2貸款人應納稅費九、借款合同變更與解除9.1合同變更9.1.1變更條件9.1.2變更程序9.2合同解除9.2.1解除條件9.2.2解除程序9.3合同解除后的處理9.3.1借款本息計算9.3.2抵押物處置十、爭議解決10.1爭議解決方式10.1.1訴訟10.1.2仲裁10.2爭議解決程序10.2.1訴訟程序10.2.2仲裁程序10.3爭議解決地點10.3.1訴訟地點10.3.2仲裁地點十一、其他約定11.1通知與送達11.1.1通知方式11.1.2送達方式11.2合同附件11.2.1附件一：借款人身份證明11.2.2附件二：抵押物相關文件11.2.3附件三：其他相關文件11.3合同份數11.3.1合同份數11.3.2各方持有份數十二、合同生效與終止12.1合同生效條件12.1.1合同簽訂12.1.2抵押物登記12.2合同終止條件12.2.1借款本息還清12.2.2合同解除12.3合同終止后的處理12.3.1資料歸檔12.3.2合同注銷十三、附件（此處列出所有附件）十四、合同簽署14.1簽署日期（簽署日期）14.2簽署地點（簽署地點）14.3簽署人員借款人簽字：擔保人簽字：貸款人簽字：________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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