2022年第一季度銀行招聘之銀行招聘綜合知識考前沖刺考試卷B卷含答案

單選題（共55題）1、資料：Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,complexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.Andwhenwelookatthoserolling,longuntoucheditemsatthebottomofourto-dolist,wecan'thelpbutfeelalittledisappointedinourselves.A.MakethecostsofactionfeelsmallerB.MaketherewardlargerthantheimmediatepainofdoingitC.MakethebenefitsofactionfeelbiggerD.Alltheabove【答案】D2、資料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame！）onaFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。A.Torequireaninstantrespondforafter-houremailingB.Toabandonafter-houremailingC.Totellemployeesthatanafter-hoursemaildoesn’tnecessarilyrequirearesponseD.Tolimitthetimeofafter-houremailing【答案】D3、Passage1A.optimisticB.pessimisticC.gloomyD.Objective【答案】A4、Itseemssomewhat（）toexpectanyonetodrive3hoursjustfora20-minutemeeting。A.eccentricB.impossibleC.absurdD.unique【答案】C5、根據路徑一目標理論，主動征求并采納下屬意見的領導方式稱為（）。A.指導式領導B.支持型領導C.參與式領導D.成就取向式領導【答案】C6、三籃桃子共重90斤，如果從第一籃中取出13斤放入第二籃，從第二籃中取出8斤放入第三籃，從第三籃中取出2斤放入第一籃，這時三籃桃子的重量相等，原來第二籃中有桃子（）斤。A.21B.23C.25D.27【答案】C7、下列選項中，（）是絕對引用的書寫方式。A.C6：F6B.SC$6：$F$6C.$C6：F$6D.$C6：F6【答案】B8、《中華人民共和國土地改革法》規定土地改革的根本目的是（）。A.廢除封建剝削的土地制度B.實行農民的土地所有制C.解放農村生產力，為工業化開辟道路D.實行耕者有其田的土地制度【答案】C9、資料：Mostyoungpeopleenjoysomeformofphysicalactivity.Itmaybewalking,cyclingorswimming,orinwinter,skatingorskiing.Itmaybeagameofsomeforms,football,hockey,golf,ortennis.Itmaybemountaineering.A.activityB.rulesC.uniformD.participants【答案】B10、Youcansendandretrieve___manyfilesasyouwanttoamessage-upto1MB（1024K）ofattachments.A.tooB.suchC.soD.as【答案】D11、資料：Placingtherighttypeofworkersincloseproximitytoeachothercangenerateuptoa15percentincreaseinorganizationalperformance，accordingtothestudyfromCornerstoneOnDemand，aproviderofcloud-basedlearningandtalent-managementsoftware，andresearchersatHarvardBusinessSchoolinMassachusetts.Forbusinesseswith2，000employees,thistranslatesintoanadditional$1millioninprofiteachyear，thestudysaid.A.ThereasonforbetterperformancesB.TheimpactofseatingemployeesclosetoeachotherC.ThefindingsofseatingdifferentcategoriesofpeopleD.Allabove【答案】C12、中央銀行降低再貼現率的結果是銀行準備金（）。A.增加B.減少C.不變D.皆有可能【答案】A13、下列賬簿中，一般不需根據記賬憑證登記的賬簿是（）。A.日記賬B.總分類賬C.明細分類賬D.備查賬【答案】D14、Theboywantedtoplayfootballinthestreet，buthisfathertoldhim______.A.nottoB.notC.nottodoD.don’t【答案】A15、銷毀文件的范圍包括（）。A.立卷歸檔的文件B.絕密文件C.無留存價值的文件D.緊急性質的文件【答案】C16、Butthe________thingisthatthemajorityofMuslimsinBritainaremoderates.A.heavyB.comfortingC.gentleD.convincing【答案】B17、（）可以為企業籌集自有資金。A.內部積累B.融資租賃C.發行債券D.向銀行借款【答案】A18、Passage1A.ItreflectedtheexistingbiggapbetweenthetwoeconomiesB.Itneglectedmanyimportantindicatorsofpeople'swelfareC.ItcoveredupthedifferencesbetweenindividualcitizensD.Itfailedtocountintheirdifferenceinnaturalresources【答案】B19、下列不屬于大額可轉讓定期存單特點的是（）。A.不記名轉讓流通B.必須到期方可提取本息C.期限短，一般在一年以內D.進入市場的主體有嚴格的限制【答案】D20、Passage8A.causeitcanmaketreesgrowtallerB.BecauseitcanimprovetheshapeofthetreesBBecauseitcangetridofthesmallranchesC.Becauseitcanmakethesmallbranchesthicker【答案】B21、資料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.A.workinginabankB.printingabookC.attendinganightschoolD.growingbeansforsale【答案】C22、下列屬于短期資金市場的是（）。A.票據市場B.債券市場C.資本市場D.股票市場【答案】A23、下列說法錯誤的是（）。A.高性能結構材料屬于新材料領域B.航空空間技術屬于高新技術領域C.太陽能是可再生能源D.電能是一次能源【答案】D24、資料：之后，經濟學家Mr.X展望了中歐之間的商業機遇，請根據下列資料回答問題。A.BecausethosesitescanlegitimizesuppliersB.BecausethosesitesarefreeofchargeC.Becausethosesitescanverifythesuppliers’legitimacyD.Becausethosesitescanarrangefactoryvisitsforbusinessmen【答案】C25、下列屬于消費信用的是（）。A.賒賬B.銀團投資C.直接投資D.出口信貸【答案】A26、關于產品生命周期理論的意義，以下說法不正確的是（）。A.借助產品生命周期理論，可以分析判斷產品處于生命周期的哪一階段，推測產品發展的趨勢B.產品生命周期理論揭示了任何產品都和生物有機體一樣，有一個從誕生－成長－巔峰的過程C.產品生命周期引導人們通過產品生命周期，了解和掌握出口的動態變化，為制定市場戰略提供理論依據D.它還反映出當代國際競爭的特點，即創新能力，模仿能力，是活的企業生存能力和優越地位的重要因素【答案】B27、資料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequestionsorunfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebestchoice.A.ItisawholenewtechniqueAppleInc.appliedoniPhoneXB.Ithasstartedarevolutionincomputer-visionindustryC.IthasaproblemofrevocationD.Ithasembeddedsecuritymechanismstosecurethedataonthephone【答案】B28、資料：Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,accordingtonewresearchbytheGlobalBusinessTravelAssociation（GBTA）,anassociationrepresentingtheinterestsofcorporatetravelmanagers.What’smoreChinahasnowsurpassedtheU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.A.AirbnbserviceinusagedoubledinrecentfiscalyearB.BusinessmencutcostbyusingAirbnbserviceC.SharingeconomicisabouttotaketheleadD.Airbnbsucceedsincompetingwithtraditionalaccommodationchannelstoattractlongerstays【答案】D29、—“Isthere（）here?”A.anybodyB.everybodyC.somebodyD.nobody【答案】B30、經常項目賬戶的順差意味著(）。A.出口大于進口B.出口小于進口C.出口等于進口D.出口的增加大于進口增加【答案】A31、下列各項，不影響企業利潤表中“營業利潤”的項目有（）。A.主營業務收入B.營業外收入C.投資收益D.資產減值損失【答案】B32、Passage4A.AlexGoldberg,FounderofYoungInspirationsB.YoungPeopleFindaWorldofOpportunityC.Kieran,BanburySchoolPupiltoParisD.DebatesHelpYouthwithTheirGrades【答案】B33、資料：There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.A.SushirestaurantsverifiedbyOceanaprovidenofakefishB.itwouldbebetternottoeatsushiinAmericaC.thenewtechnologycanhelpdealwiththefakesushitosomeextentD.fakeormislabeledfishwillnolongerexistinthesushimarket【答案】C34、Thistypeofnetworkingservesagreat______ingivingbacktothecommunity.A.processB.powerC.purposeD.project【答案】B35、Passage7A.ItisvitalforonetoreachthegoaldesiredB.ItislikelytoentailseriousconsequencesC.ItwillenablepeopletobemorecreativeD.Itwillmoreoftenthannotendinregret【答案】A36、某商場進貨一批家用小電器，每件的利潤率是50%（利潤率=利潤/售價×100%），促銷當天賣出了全部的1/3，得利潤1500元，后續一周賣出余下的1/5，得利潤600元，已知剩下的商品數量是120個，則這批家用小電器的售價是（）元。A.20B.30C.40D.10【答案】C37、馬柯維茨的現代投資組合理論認為，只要兩種資產收益率的相關系數不為（），分散投資于兩種資產就具有降低風險的作用。A.0B.-1C.1D.2【答案】C38、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤為0.2元，市場利率為2.5%。A.20B.40C.60D.80【答案】B39、Itwasveryimportant（）allprojectsbeforetheendofthefiscalyear.A.completeB.completedC.completingD.tocomplete【答案】D40、Almostoftheinformationwegatherisalsoavailableonlinearoundtheworld,withthe______comingfromourcontacts,fromdirectgrowersandwholesalers。A.remainedB.remainingC.remainsD.remain【答案】B41、下列哪個選項不在世界四大文明古國之列？（）A.巴比倫B.雅典C.埃及D.印度【答案】B42、Thesizeoftheaudience,______wehadexpected,waswelloveronethousand.A.whomB.asC.whoD.that【答案】B43、資料：之后，經濟學家Mr.V發表了關于一些新名詞的感悟，請根據下列資料回答問題。A.GlobalizationisabusinessstrategythatmeansdoingeverythingthesameeverywhereB.Globalizationisashiftintraditionalpatternsofinternationalproduction,investment,andtradeC.GlobalizationisinterconnectionsbetweendifferentinterestsofbusinessandsocietyD.Globalizationistheabsenceofbordersandbarrierstotradebetweennations【答案】C44、資料：WhyisSaltBadforYou?A.hadahighbloodpressureB.atetoomuchC.hadacoldandasorethroatD.wassensitivetosalt【答案】C45、觀察數列的變化規律，然后為空缺處選出正確的數：87、152、265、132、43、（）。A.65B.74C.83D.91【答案】A46、資料：Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,complexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.Andwhenwelookatthoserolling,longuntoucheditemsatthebottomofourto-dolist,wecan'thelpbutfeelalittledisappointedinourselves.A.ThenaturalfunctionofourbrainB.TheotherwaystomakethebenefitsofactionfeelbiggerandrealC.TheotherwaystomakethebenefitsofactionfeelsmallerandunrealD.Theperilsofprocrastination【答案】B47、下列關于自然失業率的說法中，錯誤的是（）。A.經濟波動會導致自然失業率的變動B.失業津貼延長會降低自然失業率C.就職率升高會降低自然失業率D.自然失業率與部門轉移正相關【答案】B48、Intermsofviewpointsandattitudes,authorsmaynotstate______thattheyareneutral,negative,positiveorobjective.A.exceptionallyB.empiricallyC.explicitlyD.extravagantly【答案】C49、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."A.waystoteachstudentstoearnmoneyB.howDianeRaylearnstovaluemoneyC.thepushtoteachpersonalfinanceinschoolD.howstudentschooseaproperfinancialclass【答案】C50、資料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequestionsorunfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebestchoice.A.TostartanexplanationofFaceID'susingconditionB.TomentionthatAppleInc.showstheirnewproductunderawelldesignedenvironmentC.ToimplythatFaceIDhasitslimitsD.Toaddacontextexplanationoftheinterestingdemo【答案】C51、屬于南宋的作者是（）。A.蘇軾B.周邦彥C.范成大D.雎景臣【答案】C52、Theriseofthe____industryinGeorgiawasasignificanthistoricaldevelopmentwithaprofoundeffectonthestate'stextilemanufacture.A.fabricB.fiberC.filmingD.fashion【答案】A53、Passage1A.payoffallherdebtsB.handlehermoneybetterC.findajobinabankD.managethefamilyincome【答案】B54、Passage4A.AlexTawisanAmericanmillionaireB.AlexTawwillgraduatefromuniversityC.AlexTawdoesn’tworkhardD.AlexTawwasnotrichbefore【答案】D55、資料：Largeindustrializedarenowinarecession.Whataretheprospectsforeconomicrecovery?A.canhelptowardsovercomingthisproblemabouttheratioofdebttoincomeB.mayleadGermany'simportanceasEurope’slargestexportmarkettodeclineC.maybringsomerelieftoothermembersoftheEuropeanExchangeRateMechanismD.Noneofabove【答案】D多選題（共13題）1、記賬憑證按其填列方式可分為（）。A.收款憑證B.復式憑證C.付款憑證D.單式憑證【答案】BD2、2003年，我國在經濟快速發展的同時，也出現了投資增長加速（尤其一些地區房地投資過大），貨幣信貸增長過快現象，形成煤、電、油、運等供應緊張，物價增長加快的趨勢。對此，中國人民銀行采取了一系列貨幣政策措施加以調控，并已取得良好成效。A.現券買斷B.現券賣斷C.賣出有價證券D.買人有價證券【答案】BC3、企業要想更好地發展，就必須了解消費者的喜好，只要抓住了消費者的“胃口”，也就找到了企業成功的法寶。企業應該從（）來分析，從而了解消費者。A.消費細分B.消費動機C.消費者未滿足需求D.市場細分【答案】ABC4、短期政府債券的特點有（）。A.以國家信用為擔保B.不存在違約風險C.極易在市場變現D.收益免繳所得稅【答案】ACD5、在國際收支平衡表中，屬于經常賬戶的項目包括（）。A.貨物和服務B.直接投資C.凈誤差與遺漏D.經常轉移E.收益【答案】AD6、《個人存款賬戶實名制規定》所稱個人存款賬戶包括（）。A.活期存款賬戶B.定期存款賬戶C.定活兩便存款賬戶D.通知存款賬戶【答案】ABCD7、根據《巴塞爾協議》，銀行資本劃分為（）兩類。A.核心資本B.附屬資本C.注冊資本D.實繳資本【答案】AB8、儲蓄機構設置應具備的基本條件主要包括（）。A.有機構名稱、組織機構和營業場所B.熟悉儲蓄業務的工作人員不得少于4人C.有具備條件的高級管理人員D.有必要的安全防范設備【答案】ABD9、在經濟蕭條時期，政府實施貨幣政策時應（）。A.增加商業銀行的準備金B.中央銀行在公開市場買進政府債券C.中央銀行在公開市場賣出政府債券D.降低再貼現率【答案】BD10、某商業銀行2018年有如下一些工作計劃，屬于資產業務是（）。A.響應國家號召，發放小微企業貸款50億元B.A股市場增發10億規模股票C.辦理企業未到期的票據貼現60