1、實(shí)用金融英語(yǔ)詞匯宏觀經(jīng)濟(jì)的 macroeconomic通貨膨脹 inflation破產(chǎn) insolvency有償還債務(wù)能力的 solvent合同 contract匯率 exchange rate緊縮信貸 tighten credit creation私營(yíng)部門(mén) private sector財(cái)政管理機(jī)構(gòu) fiscal authorities寬松的財(cái)政政策 slack fiscal policy稅法 tax bill財(cái)政 public finance財(cái)政部 the Ministry of Finance平衡預(yù)算 balanced budget繼承稅 inheritance tax貨幣主義者 mone

2、tariest增值稅 VAT (value added tax)收入 revenue總需求 aggregate demand貨幣化 monetization赤字 deficit經(jīng)濟(jì)不景氣 recession a period when the economy of a country is not successful, business conditions are bad, industrial production and trade are at a low level and there is a lot of unemployment 經(jīng)濟(jì)好轉(zhuǎn) turnabout復(fù)蘇 recove

3、ry成本推進(jìn)型 cost push貨幣供應(yīng) money supply生產(chǎn)率 productivity勞動(dòng)力 labor force實(shí)際工資 real wages成本推進(jìn)式通貨膨脹 cost-push inflation需求拉動(dòng)式通貨膨脹 demand-pull inflation雙位數(shù)通貨膨脹 double- digit inflation極度通貨膨脹 hyperinflation長(zhǎng)期通貨膨脹 chronic inflation治理通貨膨脹 to fight inflation最終目標(biāo) ultimate goal壞的影響 adverse effect擔(dān)保 ensure貼現(xiàn) discount蕭條

4、的 sluggish認(rèn)購(gòu) subscribe to支票帳戶 checking account貨幣控制工具 instruments of monetry control 借據(jù) IOUs(I owe you)本票 promissory notes貨幣總監(jiān) controller of the currency拖收系統(tǒng) collection system支票清算或結(jié)算 check clearing資金劃撥 transfer of funds可以相信的證明 credentials 改革 fashion被纏住 entangled貨幣聯(lián)盟 Monetary Union再購(gòu)協(xié)議 repo精明的討價(jià)還價(jià)交易 h

5、orse-trading歐元 euro公共債務(wù) membership criteria匯率機(jī)制 REM儲(chǔ)備貨幣 reserve currency勞動(dòng)密集型 labor-intensive股票交易所 bourse競(jìng)爭(zhēng)領(lǐng)先 frontrun牛市 bull market非凡的牛市 a raging bull規(guī)模經(jīng)濟(jì) scale economcies買(mǎi)方出價(jià)與賣(mài)方要價(jià)之間的差價(jià) bid-ask spreads期貨（股票） futures經(jīng)濟(jì)商行 brokerage firm回報(bào)率 rate of return股票 equities違約 default現(xiàn)金外流 cash drains經(jīng)濟(jì)人傭金 brok

6、erage fee存款單 CD(certificate of deposit)營(yíng)業(yè)額 turnover資本市場(chǎng) capital market布雷頓森林體系 The Bretton Woods System經(jīng)常帳戶 current account套利者 arbitrager遠(yuǎn)期匯率 forward exchange rate即期匯率 spot rate實(shí)際利率 real interest rates貨幣政策工具 tools of monetary policy銀行倒閉 bank failures跨國(guó)公司 MNC ( Multi-National Corporation)商業(yè)銀行 commerci

7、al bank商業(yè)票據(jù) comercial paper利潤(rùn) profit本票，期票 promissory notes監(jiān)督 to monitor傭金（經(jīng)濟(jì)人） commission brokers套期保值 hedge有價(jià)證券平衡理論 portfolio balance theory外匯儲(chǔ)備 foreign exchange reserves固定匯率 fixed exchange rate浮動(dòng)匯率 floating/flexible exchange rate貨幣選擇權(quán)（期貨） currency option套利 arbitrage合約價(jià) exercise price遠(yuǎn)期升水 forward pr

8、emium多頭買(mǎi)升 buying long空頭賣(mài)跌 selling short按市價(jià)訂購(gòu)股票 market order股票經(jīng)紀(jì)人 stockbroker國(guó)際貨幣基金 the IMF七國(guó)集團(tuán) the G-7監(jiān)督 surveillance同業(yè)拆借市場(chǎng) interbank market可兌換性 convertibility軟通貨 soft currency限制 restriction交易 transaction充分需求 adequate demand短期外債 short term external debt匯率機(jī)制 exchange rate regime直接標(biāo)價(jià) direct quotes資本流動(dòng)

9、性 mobility of capital赤字 deficit 本國(guó)貨幣 domestic currency外匯交易市場(chǎng) foreign exchange market國(guó)際儲(chǔ)備 international reserve利率 interest rate資產(chǎn) assets國(guó)際收支 balance of payments貿(mào)易差額 balance of trade繁榮 boom債券 bond資本 captial資本支出 captial expenditures商品 commodities商品交易所 commodity exchange期貨合同 commodity futures contract普通

10、股票 common stock聯(lián)合大企業(yè) conglomerate貨幣貶值 currency devaluation通貨緊縮 deflation折舊 depreciation貼現(xiàn)率 discount rate歸個(gè)人支配的收入 disposable personal income從業(yè)人員 employed person匯率 exchange rate財(cái)政年度f(wàn)iscal year自由企業(yè) free enterprise金融英語(yǔ)詞匯表 UNIT ONEdivision of labor 勞動(dòng)分工commodity money 商品貨幣legal tender 法定貨幣fiat money

11、 法定通貨a medium of exchange 交換媒介legal sanction 法律制裁face value 面值liquid assets 流動(dòng)資產(chǎn)illiquidl assets 非流動(dòng)資產(chǎn)the liquidity scale 流動(dòng)性指標(biāo)real estate 不動(dòng)產(chǎn)checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大額可轉(zhuǎn)讓提款單money market mutual funds 貨幣市場(chǎng)互助基金repu

12、rchase agreements 回購(gòu)協(xié)議certificate of deposits 存單bond 債券stock 股票travelers'checks 旅行支票small-denomination time deposits 小額定期存款large-denomination time deposits 大額定期存款bank overnight repurchase agreements 銀行隔夜回購(gòu)協(xié)議bank long-term repurchase agreements 銀行長(zhǎng)期回購(gòu)協(xié)議thrift institutions 存款機(jī)構(gòu)financial institutio

13、n 金融機(jī)構(gòu)commercial banks 商業(yè)銀行a means of payment 支付手段a store of value 儲(chǔ)藏手段a standard of value 價(jià)值標(biāo)準(zhǔn) UNIT TWOreserve 儲(chǔ)備note 票據(jù)discount 貼現(xiàn)circulate 流通central bank 中央銀行the Federal Reserve System 聯(lián)邦儲(chǔ)備系統(tǒng)credit union 信用合作社paper currency 紙幣credit creation 信用創(chuàng)造branch banking 銀行分行制unit banking 單一銀行制out of circul

14、ation 退出流通capital stock 股本at par 以票面價(jià)值計(jì)electronic banking 電子銀行banking holding company 公司銀行the gold standard 金本位the Federal Reserve Board 聯(lián)邦儲(chǔ)備委員會(huì)the stock market crash 股市風(fēng)暴reserve ratio 準(zhǔn)備金比率UNIT THREEdeficit 虧損roll 展期wholesale 批發(fā)default 不履約auction 拍賣(mài)collateralize 擔(dān)保markup 價(jià)格的漲幅dealer 交易員broker 經(jīng)紀(jì)人pe

15、nsion funds 養(yǎng)老基金face amount 面值commerical paper 商業(yè)票據(jù)banker's acceptance 銀行承兌匯票Fed fund 聯(lián)邦基金eurodollar 歐洲美元treasury bills 國(guó)庫(kù)券floating-rate 浮動(dòng)比率fixed-rate 固定比率default risk 拖欠風(fēng)險(xiǎn)credit rating 信譽(yù)級(jí)別tax collection 稅收money market 貨幣市場(chǎng)capital market 資本市場(chǎng)original maturity 原始到期期限surplus funds 過(guò)剩基金常見(jiàn)銀行英語(yǔ)詞匯ac

16、count number 帳目編號(hào) depositor 存戶 pay-in slip 存款單 a deposit form 存款單 a banding machine 自動(dòng)存取機(jī) to deposit 存款 deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書(shū) endorser 背書(shū)人 to

17、cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支票 traveler's cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 o

18、utstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 偽支票 Bandar's note 莊票，銀票 banker 銀行家  president 行長(zhǎng) savings bank 儲(chǔ)蓄銀行 Chase Bank 大通銀行 National City Bank of New York 花旗銀行 Hongkong Shanghai Banking Corporation 匯豐銀行 Chartered Bank of India, Australia and China 麥加利銀行 Banque de I'Indo

19、Chine 東方匯理銀行 central bank, national bank, banker's bank 中央銀行 bank of issue, bank of circulation 發(fā)行幣銀行 commercial bank 商業(yè)銀行，儲(chǔ)蓄信貸銀行 member bank, credit bank 儲(chǔ)蓄信貸銀行 discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank 委托開(kāi)證銀行  issuing bank, opening bank 開(kāi)證銀行 advising bank, notifying bank 通知銀行

20、negotiation bank 議付銀行 confirming bank 保兌銀行 paying bank 付款銀行 associate banker of collection 代收銀行 consigned banker of collection 委托銀行 clearing bank 清算銀行 local bank 本地銀行 domestic bank 國(guó)內(nèi)銀行 overseas bank 國(guó)外銀行 unincorporated bank 錢(qián)莊 branch bank 銀行分行 trustee savings bank 信托儲(chǔ)蓄銀行 trust company 信托公司 financia

21、l trust 金融信托公司 unit trust 信托投資公司 trust institution 銀行的信托部 credit department 銀行的信用部 commercial credit company(discount company) 商業(yè)信貸公司（貼現(xiàn)公司） neighborhood savings bank, bank of deposit 街道儲(chǔ)蓄所 credit union 合作銀行 credit bureau 商業(yè)興信所 self-service bank 無(wú)人銀行 land bank 土地銀行 construction bank 建設(shè)銀行 industrial a

22、nd commercial bank 工商銀行 bank of communications 交通銀行 mutual savings bank 互助儲(chǔ)蓄銀行 post office savings bank 郵局儲(chǔ)蓄銀行 mortgage bank, building society 抵押銀行 industrial bank 實(shí)業(yè)銀行 home loan bank 家宅貸款銀行 reserve bank 準(zhǔn)備銀行 chartered bank 特許銀行 corresponding bank 往來(lái)銀行 merchant bank, accepting bank 承兌銀行 investment bank 投資銀行 import and export bank (EXIMBANK) 進(jìn)出口銀行 joint venture bank 合資銀行 money shop, native bank 錢(qián)莊 credit cooperatives 信用社 clearing house 票據(jù)交換所 public account