2025年個(gè)人借款合同英文版PERSONALLOANAGREEMENTDate:ThisPersonalLoanAgreement(the"Agreement")ismadeandenteredintoasofthedayof,2025,byandbetween:Lender:(NameofLender)(AddressofLender)(City,State,ZIPCode)Borrower:(NameofBorrower)(AddressofBorrower)(City,State,ZIPCode)Recitals:WHEREAS,theLenderdesirestolendasumofmoneytotheBorrowerunderthetermsandconditionssetforthherein;andWHEREAS,theBorrowerdesirestoborrowsuchsumofmoneyfromtheLenderunderthetermsandconditionssetforthherein.NOW,THEREFORE,inconsiderationofthemutualcovenantsandpromisescontainedherein,thepartiesheretoagreeasfollows:1.LOANAMOUNTTheLenderagreestolendtotheBorrowertheprincipalsumof(the"Loan"),inthecurrencyof.2.LOANPURPOSETheBorrowershallusetheLoanforthepurposeof.TheBorroweragreesthattheLoanshallnotbeusedforanyillegalorunauthorizedpurpose.3.INTERESTRATETheLoanshallbearinterestattherateof%perannum(the"InterestRate").TheInterestRateshallbecalculatedontheoutstandingprincipalbalanceoftheLoan.4.LOANREPAYMENT4.1RepaymentSchedule:TheBorrowershallrepaytheLoaninaccordancewiththefollowingschedule:Onorbefore,2025,theBorrowershallrepaytheLoaninfull,togetherwithallaccruedinterestandanyothersumsowedunderthisAgreement.4.2LateFees:IfanypaymentisnotreceivedbytheLenderwithindaysofthedateitisdue,theBorrowershallpayalatefeeof%oftheoverdueamount,inadditiontoanyotherremediesavailableunderthisAgreementoratlaw.5.LOANCONDITIONS5.1LoanDisbursement:TheLendershalldisbursetheLoantotheBorroweronorbefore,2025.TheLendershalldelivertheLoantotheBorrowerattheaddressstatedaboveorviawiretransfertotheaccountspecifiedinwritingbytheBorrower.5.2Borrower'sRepresentationsandWarranties:TheBorrowerrepresentsandwarrantstotheLenderasfollows:a.TheBorrowerislawfullyauthorizedtoenterintothisAgreement.b.TheBorrowerhasnotincurredanyobligationsorliabilitiesthatwouldhindertheabilitytorepaytheLoan.c.TheBorrowerhasnoknowledgeofanyfactsthatwouldmakeanyprovisionofthisAgreementillegalorunenforceable.6.FEESANDCHARGESTheBorrowershallberesponsibleforallcostsassociatedwiththeLoan,includingbutnotlimitedto,notaryfees,filingfees,andanyotherexpensesincurredbytheLenderinconnectionwiththeenforcementofthisAgreement.7.DEFAULTANDREMEDIES7.1Default:Adefault(a"Default")occursiftheBorrowerfailstoperformanyobligationunderthisAgreement,includingbutnotlimitedto,failingtomaketimelypayments,providingfalseinformation,orviolatinganytermofthisAgreement.7.2Remedies:UponaDefault,theLendermaypursueanyofthefollowingremedies:a.AcceleratethematurityoftheLoananddemandimmediaterepaymentoftheoutstandingbalance.b.Suefordamages,includingbutnotlimitedto,attorney'sfees,courtcosts,andanyothercostsofcollection.c.ForecloseonanycollateralsecuringtheLoan.d.Exerciseanyotherrightsorremediesavailableatlaworinequity.8.MISCELLANEOUS8.1GoverningLaw:ThisAgreementshallbegovernedbyandconstruedinaccordancewiththelawsoftheStateof.8.2EntireAgreement:ThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttotheLoanandsupersedesallprioragreements,understandings,orrepresentations,whetheroralorwritten,relatingtothesubjectmatterofthisAgreement.8.3Amendments:AnyamendmentstothisAgreementmustbeinwritingandsignedbybothparties.8.4Severability:IfanyprovisionofthisAgreementisfoundtobeinvalidorunenforceable,theremainingprovisionsshallremaininfullforceandeffect.8.5Waiver:NowaiverofanyprovisionofthisAgreementshallbeeffectiveunlessmadeinwritingandsignedbythepartyagainstwhomthewaiverissoughttobeenforced.8.6BindingEffect:ThisAgreementshallbebindinguponandinuretothebenefitofthepartiesheretoandtheirrespectiveheirs,successors,andassigns.9.NOTICESAllnotices,requests,demands,orothercommunicationsrequiredorpermittedunderthisAgreementshallbeinwritingandshallbedeemedtohavebeendulygivenwhendeliveredpersonallyorsentbyregisteredorcertifiedmail,returnreceiptrequested,totherespectiveaddressesofthepartiessetforthabove.10.COUNTERPARTSThisAgreementmaybeexecutedincounterparts,eacho