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山東省威海市示范名校2025屆高三3月份第一次模擬考試英語試卷考生請(qǐng)注意:1.答題前請(qǐng)將考場(chǎng)、試室號(hào)、座位號(hào)、考生號(hào)、姓名寫在試卷密封線內(nèi),不得在試卷上作任何標(biāo)記。2.第一部分選擇題每小題選出答案后,需將答案寫在試卷指定的括號(hào)內(nèi),第二部分非選擇題答案寫在試卷題目指定的位置上。3.考生必須保證答題卡的整潔。考試結(jié)束后,請(qǐng)將本試卷和答題卡一并交回。第一部分(共20小題,每小題1.5分,滿分30分)1.Istillfindithardtoimaginethatsuchacleverchild__________makesuchafoolishmistake.A.shall B.mustC.can D.should2.Facetheproblembravelyandyou______anewwaytosuccess.A.findB.foundC.willfindD.havefound3.Scientistshavecometotheconclusion___________thetemperatureonEarthisgettinghigherandhigher.A.What B.thatC.which D.when4.-WhataboutinvitingTracytohosttheparty?-Goodidea!Sheisveryquickinmind.Oh,_______,hereshecomes.A.don’tpullmyleg B.a(chǎn)littlebirdtoldmeC.speakofthedevil D.it’sapieceofcake5.Thecouplewasinitiallylookingforwardtohavinganoverseasweddingbuthadtodroptheideaafterfacing________fromparents.A.recognition B.tolerationC.opposition D.proportion6.—Youknowquitealotaboutthefashionshow.—Well,Cathy________ittomeduringlunch.A.introducesB.introducedC.hadintroducedD.willintroduce7.____theplayerIcameacrossinthestadiumspoke,Ihadn’trealizedshewasforeign.A.Until B.Unless C.Since D.Although8.--Whenwillyoucomehomefordinner?I’llprepareitforyou.--Don’t________it.I’lleatoutwithmyfriends.A.careabout B.worryabout C.botherabout D.talkabout9.ThankstoMrsSmith,thefatherandthesoneventually______aftertenyears’coldrelationshipbetweenthem.A.tookup B.pickedup C.madeup D.turnedup10.TheBritishgovernmentpublishedanofficialpolicydocument________itsplanstobringtheUKoutoftheEuropeanUnion.A.lettingoutB.puttingoutC.settingoutD.workingout11.DimashappearedonthestageofSinger2017,hisvoiceinstantlywonheartsofChineseaudience.A.AslongasB.AssoonasC.NowthatD.Eversince12.—Thenewmachineshavearrivedandarebeingtestedintheworkshop.—I’mgladwe_____themintheyearsahead.A.willbeoperatingB.havebeenoperatingC.wouldbeoperatingD.hadbeenoperating13.Pleasecallmysecretarytoarrangeameetingthisafternoon,or____________itisconvenienttoyou.A.wherever B.howeverC.whichever D.whenever14.Theathletes,especiallythewinners,shouldremainmodest________rapidprogresstheyhavemade.A.whatever B.howeverC.howmuch D.nomatter15.Theredsandgolds_____intoeachotherasthesunsank.Whatabeautifulsight!A.bumped B.pressedC.melted D.turned16.—Theroomlooksbigger!—We______thefurniture.A.havechanged B.hadchangedC.changed D.a(chǎn)rechanging17.Communicationcanhelpyougainmorerespectfromyourparents,andyoumaybeabletoreach____thatmakeeveryonehappy.A.compromises B.contributions C.congratulations D.competitions18.Wildswans’________intheareaisagoodindicationofabetterenvironment.A.exhibition B.escapeC.a(chǎn)bsence D.a(chǎn)ppearance19.TheInternationalMonetaryFundhasreceivedbothcriticismandforitseffortstopromotefinancialstability,preventcrises,facilitatetrade,andreducepoverty.A.worship B.creditC.a(chǎn)rgument D.privilege20.Theincomesofskilledworkerswentup.,unskilledworkerssawtheirearningsfall.A.Moreover B.ThereforeC.Meanwhile D.Otherwise第二部分閱讀理解(滿分40分)閱讀下列短文,從每題所給的A、B、C、D四個(gè)選項(xiàng)中,選出最佳選項(xiàng)。21.(6分)GuidedWalkingWeekApril2016Dates:April30th-May7th2016Location:Abdet,CostaBlancaAweekofguidedwalkinginthemountainsaroundAbdet.HighlightsincludetheclimbingofValencia’shighestsummit(SierradeAitana),travelingcompletelyaroundtheimpressivePuigCampana,andseveralexplorationsintheSierradeAitana.Ancienttrailsleadthroughspectacularcanyons(峽谷)toabandonedsettlementssituatedhighinthemountains.Youwilldiscoverthesnowtraderrouteswhichleadfromtheincrediblesnowholeshighinthemountainsdowntothevillagesandtownsonthecoast.Theseyears,goldeneagleshavemadeareturntothisarea,andyoumayalsoseeotheranimals—wildgoats,foxes,wildpigsandredsquirrels.Aspartoftheweekyouareinvitedtohelpclearsomelocalwalkingpaths.Thisinvolvesclearingcollapsed(坍塌的)wallsandrocks,cuttingbackfallentrees.Thisisofcourseoptionalandisjustforhalfaday,it’sactuallygreatfun!Price:$499Includes:·AccommodationinthebeautifulmountainvillageofAbdet·Allfood-goodhomecooking·Beer,wine,softdrinks·Snacksandpostwalktreats·Packedlunches&drinks(exceptcafé/barvisits)·Expertguiding·Photos/Videosofyourdaysinthemountains·Airportpick-up/return$25eachway(flytoAlicante)·Singleroomsupplement$75Tobookorgetfurtherinformation,pleasecontactinfo@.1、Whatwillyoufindduringtheguidedwalking?A.ClimbingSierradeAitanaisthemostexcitingB.Ancienttrailshavechangedintohighways.C.TheenvironmentinAbdetisgettingbetter.D.Tradersliveinincrediblesnowholes.2、Whatmayyouenjoyifyoupay$499?A.Packedlunchesincludingbarvisits.B.Goodhomecookingbreakfastonly.C.Busstoppick-up/returneachway.D.Picturesandprofessionalguiding3、Whatdothedetailspresentedintheadsuggest?A.ClearingwalkingpathsisamustB.Peoplecanbookthewalkingonline.C.Accommodationconditionsaretough.D.ThewalkingendsonApril30th201622.(8分)TohelpyoutravelwellinArgentina,we’veputtogethersomeexcitingactivities,coursesandtoursthatyoucanaddtoyourschedule.Thesearenotonlydesignedtobefun,butalsotoenableyoutolearnandexpandyourpersonalandprofessionaldevelopment.WalkingTourofLaBocaThe5-hourtour,moderate(適度的)walking,departsat11aminMonserratandfinishesat4:30pm,TuesdaysandFridays.Price:£15perpersonTourthebeautifulcobblestone(鵝卵石)streetsofLeBoca,theheartofBuenosAiresandthebirthplaceofTango.ThisfascinatingwalkingtourisamustifyouwanttoexploretherichhistoryofBuenosAires.PhotographyCourses6hoursoflessonsperweekPrice:£295fortwoweeksStudyphotographywithanexperiencedprivatetutorwhowilltailoryourlessonstoyourindividualneeds.Classesincludepracticalteaching,analysisofyourwork,theoryandhistoryandregularopportunitiestoexplorethecitybyyourselftophotographlandscapesofthecity.GraffitiTourofBuenosAiresThe3-hourtourdepartsat3pminColegialesandfinishesat6pminPalermo,Wednesdays,Thursdays,FridaysorSaturdays.Price:£35perpersonExperiencetheworldofurbanartthroughthiswonderfultourofBuenosAires.Youcantravelbothonfootandbyair-conditionedminibus.ThetourfinishesinPostBarinPalermo,hometotheuniquestreetartgalleryHollywoodandCambodia.SpanishCourses1-WeekIntensiveCoursewithprivatelessons,beforestartingyourMainProjectPrice:£590perweekWeeklyLessons:10hoursoflessonsperweekrunningconcurrentwithyourMainProjectPrice:£195perweek,UseyourtimeinArgentinatolearnSpanish.Youcaneitherdoa1-weekintensivecourseortakelessonsatthesametimeasdoingyourmainproject.1、WhichactivityorcoursewillenableyoutolearnthehistoryofBuenosAires?A.PhotographyCourses.B.GraffitiTourofBuenosAires.C.SpanishCourses.D.WalkingTourofLaBoca.2、WhatcanyoudoinPalermo?A.ExploretherichhistoryofArgentina.B.Doa1-weekintensivecourse.C.Enjoytheuniquestreetart.D.Photographlandscapes.3、Whichofthefollowingwordscan’tbeusedtodescribethecoursesandactivities?A.Adventurous.B.Educational.C.Fun.D.Exciting.23.(8分)TheTrueStoryofaYoungManWhenReginaldLindsayreceivedascholarshiptoMorehouseCollegeinAtlanta,Georgiain1967,whathewantedmostwasnotajobwithagoodsalary,butachancetobeamemberofCongressasasouthernrepresentative.AfterearninghisdegreeatHarvardLawSchoolin1970,hereturnedtotheSouthtopracticelawamongthepoor.“Iwanttohelpthemunderstandwhattheirrightsareandtohelpthemachievethem,”hesaid.ThenheranforpoliticalofficeatthelocalandstateleveluntilhewasreadytotryforCongress.Reggrewupinalow-incomeNegrosectionofBirmingham,Alabama.Broughtupbyhisgrandparentsafterhisparentsweredivorcedwhilehewasveryyoung,Reghadbeenlivingthroughaperiodoffar-reachingprogressinracerelations.Inthesummerof1968ReghimselfbecameagoodexampleofthisprogresswhenhebecamethefirstNegrostudentappointedtoaspecialnewprogram.TheprogramintroducedbrightyoungstudentstotheworkingsoftheGeorgiaStategovernmentandencouragedthemtoseekemploymentthereafterfinishingtheireducation.“I?vebeenlucky,”hesaid.“Iseemtohavebeenintherightplaceattherighttime.”ButluckwasonlypartofReg?sstory,forhemadethemostofopportunitiesthatcamehisway.Helearnedtoreadinkindergartenandbeganvisitingthepubliclibraryregularlytoborrowbooks.Hisgrandparentsencouragedhim,thoughneitherofthemhadmucheducation,andtheyboughthimasetofencyclopedias.“Ilovedthosebooks,”heremembered.“Iusedtocomedownstairsbeforebreakfastandreadshortarticles.Ienjoyedreadingaboutfamousmen,andthenIwouldpretendtobeoneofthem.Iguessitwaspartlyachildishgameandpartlyanescape.Itwasn?ttoomuchfuntobeaNegrowhenIwasakid.”Whilestudyingforhisbachelor?sdegreeatMorehouseCollege,Regworkedonseveralpoliticalcampaignshelpingcandidatesgetelectedtogovernmentoffices.Atthesametimehemaintaineda“B”averagewhilemajoringinpoliticalscience.WithjusttwomoreyearstocompleteatHarvardLawSchool,whichalsogavehimascholarship,Regmadeagoodstartonhisprofessionalcareer.Hesaid,“ThegoodlifeformeisthekindoflifewhereIcanfindsatisfactioninpublicservice.”Thenin1975hewastheMassachusettsstatecommissionerofpublicutilitiesandfrom1993to2009hewasjudgeoftheUnitedStatesDistrictCourtfortheDistrictofMassachusetts.1、AfterearninghisdegreefromHarvardLawSchool,Reginaldplannedto.A.returntohishometowntofindajobwithagoodsalaryB.gobacktotheSouthtohelpthepoorunderstandtheirrightsC.runforlocalofficetomakeprogressonthecivilrightsmovementD.tryforCongressbyencouragingthepoortojoinaneducationprogram2、InwhatwaydidReginald?sgrandparentsencouragehimtoread?A.Theysenthimtokindergarten.B.Theyledhimtopubliclibrary.C.Theyboughthimencyclopedias.D.Theyborrowedmanybooksforhim.3、WhichofthefollowingwordscanbestdescribeReginald?A.Enthusiasticandcareful. B.Cooperativeandmodest.C.Ambitiousandhardworking. D.Courageousandgenerous.24.(8分)It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產(chǎn)假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A.Aneffectivehealthcaresystem.B.Morecompanyfromaparent.C.Anenergeticbusymother.D.Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A.somethinginthemilkfrombreastfeedingcankeepbabieshappyB.Demarkissecondtononeinprotectingitsfemales’rightsC.Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD.breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A.trytofigureoutwhattheywantB.putthemoutdoorsforagoodsleepC.seeksocialsupportforguidanceD.waitamomentforthemtocalmdown25.(10分)Google’snewartificialintelligencecandefeatbothhumansandotherAIs.Fortunately,theonlywarzonewhereitfightsandwinsistheancientboardgameGo(圍棋).AlphaGoZero,developedbyGoogle—ownedDeepMind,isthelatestAIprogram.TheoriginalAlphaGodefeatedGomasterLeeSedollastyear,andAlphagoMaster,anupdatedversion,wentontowin60gamesagainsttophumanplayers.What’sdifferentaboutAlphaGoZeroisthatitbecamepotentiallytheworld’sbestGoplayerwithanyhelpfromhumans.TheprogramAlphaGoZerostartedoffknowingonlythebasicrulesandthenplayedmillionsofgamesagainstitselfinjustafewdays.Afteralmostfivemilliongamesplayedagainstitself,AlphaGoZerocouldoutplayhumansandtheoriginalAlphaGo.After40days,itwascapableofbeatingAlphaGoMaster.Theprogramlearnedthestrategieshumansaccumulatedoverthousandsofyearsinamatterofweeksandalsodevelopednontraditionalstrategiesandmovesthatbeatthetechniquesofthehumanmasters,leavingthemastonished.“Ateachstageofthegame,itseemstogainabithereandloseabitthere,butsomehowitendsupslightlyahead,asifbymagic,”saidAndrewJacksonoftheAmericanGoAssociationDeepMindsaysithasplansforthetechnologybehindAlphaGoZerobeyondjustdefeatingalloveranancientgameboard.“Intheend,wewanttoapplythesebreakthroughstohelpingsolveallsortsofpressingrealworldproblemslikedesigningnewmaterials,”saidDemisHassabis,co-founderandCEOofDeepMind,inastatement.realworldThatsoundsgreat,butjustasaprecaution,let’staketheadviceofElonMuskandStephenHawkingandkeepanysuper—fastlearningAIawayfromthenuclearlaunchcodesfornow.1、WhichwasprobablytheearliestAlprogramtoplayGoaccordingtothetext’?A.DeepMind.B.AlphaGoZero.C.AlphaGoMaster.D.AlphaGo.2、WhatmakesAlphaGoZerodifferentfromitsotherversions?A.ItbeatsAlphaGoMaster.B.Itteachesitself.C.ItknowsthebasicrulesofGo.D.Itplaysagainstitselfforalongtime.3、What’sDeepMind’splanfortheAItechnology?A.Todesignanewversion.B.Towinalltheancientboardgames.C.Toinspiretheworldwithsolutionstoglobalissues.D.Tobeathumanbeingsallovertheworld.4、HowdoestheauthorfeelaboutAI?A.Cautious.B.Supportive.C.Negative.D.Encouraging.第三部分語言知識(shí)運(yùn)用(共兩節(jié))第一節(jié)(每小題1.5分,滿分30分)閱讀下面短文,從短文后各題所給的A、B、C和D四個(gè)選項(xiàng)中,選出可以填入空白處的最佳選項(xiàng).26.(30分)Asachild,Iwasalwaystoldto“eatmygreens”.Theseweretheunappealingvegetablesthatsatontheedgeofmyplate.Peas,andgreenbeans,alllookedandtasted1.Let’sfaceit,whenthereweresomanyotherdelicioustreatsto2,whyeatboringvegetables?Sincethenmytastebudshave3andI’malsofullyawareofthehealthbenefitsofeatingfreshvegetables.Butwestillneed4oftheamazinggoodnessthesegreensuperfoodsgiveus.IntheUK,acampaignhasbeen5forseveralyearstoencourageustoeatour“5ADay”—fiveportionsoffruitandvegetables.That’s6evidencehasshowntherearesignificanthealth7togettingatleastfive80gportionsofavarietyoffruitandvegetableseveryday.ButIstruggletryingtofitthesefiveportionsintomydaily8,partlybecauseIhaveasweet9andvegetablesare,well,tasteless.Researchershavebeen10howtomakeeatingvegetablesmore11.Theyanalysedthepsychologybehindourfood12andfoundthatmostofusare13bytaste.BradTurnwaldfromStanfordUniversitysaysthat“studiesshowthatpeople14tothinkofhealthieroptionsaslesstastyforsomereason.”InEurope,aprojectcalledVeggieEAThasalsobeentryingtofindwaystogetpeopleto15morevegetables.Projectleader,ProfessorHeatherHartwellbelievesin16encouragingpeopleintoeatingtherightthings.Oneideahasbeentoputa17ofatastylookingfruitonasupermarkettrolleyasa18aboutbuyingsomethingfromthefruitstore.Shesays,“Choiceisareally19thing.Butmakingvegetableslookattractivewillincreasetheirsales.”Certainly,eating“twistedcitrus-glazedcarrots”doessoundtempting,evenifitjust20likeacarrot,butifitmakesuseatmorevegetablesthenthatcanonlybeagoodthingforourhealth.1、A.deliciousB.disgustingC.ripenD.sweet2、A.buyB.prepareC.enjoyD.offer3、A.developedB.a(chǎn)ppearedC.existedD.shrank4、A.talkingB.informingC.remindingD.warning5、A.planningB.runningC.a(chǎn)imingD.intending6、A.whyB.howC.whenD.because7、A.needsB.issuesC.benefitsD.risks8、A.dietB.educationC.workD.exercise9、A.tendencyB.toothC.preferenceD.a(chǎn)ppetite10、A.showingB.discoveringC.reportingD.studying11、A.a(chǎn)ttractiveB.a(chǎn)ppropriateC.beneficialD.independent12、A.wastesB.valuesC.choicesD.judgments13、A.confusedB.disturbedC.challengedD.motivated14、A.manageB.tendC.a(chǎn)greeD.decide15、A.growB.harvestC.storeD.eat16、A.suddenlyB.slowlyC.firmlyD.seriously17、A.pictureB.lotC.varietyD.number18、A.signB.concernC.hintD.clue19、A.complexB.easyC.quickD.casual20、A.looksB.smellsC.feelsD.tastes第二節(jié)(每小題1.5分,滿分15分)閱讀下面材料,在空白處填入1個(gè)適當(dāng)?shù)膯卧~或括號(hào)內(nèi)單詞的正確形式。27.(15分)Friendsareextremelyimportantforeveryone.1.itisachild,ateenager,amiddleagedpersonoranoldperson,everyoneneedsgoodfriendsaroundtolivelifetothefullest.Duringchildhood,friendship2.(help)makeusunderstandanddevelopthehabitofsharingandcaring.Smallkidsdevelopfriendship3.(fast)thanadultsandtheyenjoythecompanyoftheirfriends.Theyplayandlearntogether.Friendsareimportantfortheirproper4.(grow)anddevelopment.5.teenagers,friendsbecomemoreimportantforus.Wegothroughmanychangesduringourteenage.Manyoftheproblemsfacedduringthisagecannot6.(discuss)withourparentsandotherfamilymembers.However,wearequitecomfortable7.(communicate)withourfriends.Havinggoodfriends8.canlistentoourproblemsandprovideussupportandguidanceisindeedablessingduringthisage.Moreandmorepeoplethesedaysaresufferingfrommid-lifecrisis(中年危機(jī))。Theirfamily,job,kidsandalmosteveryoneandeverythingaroundbegintoappearas9.burdentothematthisage.Havinggoodfiendsaroundatthistimecanhelpalot.Friendsare10.(equal)importantduringoldage.Someoldpeopleareletaloneduringtheiroldage.Iftheyhavefriendsaround,theirliferemainsjoyfulandinteresting.第四部分寫作(共兩節(jié))第一節(jié)短文改錯(cuò)(滿分10分)28.(10分)假如英語課上老師要求同桌之間交換修改作文,請(qǐng)你修改你同桌的以下作文,文中共有10
處語言錯(cuò)誤,每句中最多有兩處。每處錯(cuò)誤僅涉及一個(gè)單詞的增加,刪除或修改。增加:
在缺詞處加一個(gè)漏字符號(hào)(/\),并在其下面寫出該加的詞。刪除:
把多余的詞用斜線(\)
劃掉。修改:
在錯(cuò)的詞下劃一橫線,并在該詞下面寫出修改后的詞。注意:
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不計(jì)分。ShortlyafterwhenImovedtoanewneighborhood,myAfricangrayparrotaccidentallyflyoutofthedoor.Panicked,Iranafterhim.Oneofthenewwordtheparrothadlearnedrecentlywascoffee,andhernicknamewasSmall.Asaresult,Iwasrunningaroundyelled“Small!Coffee!”atthetreeslikeamadwoman,hopingforhimgivearesponse.Finally,theneighborcautiouslyapproachedmewithasteamingcuponhand.Shesaid,“Maybeyoushouldrelax.Bytheway,therehasnocoffeeshophere,honey.”Fortunate,Igotmyparrotbacklaterthatday.第二節(jié)書面表達(dá)(滿分25分)29.(25分)假定你是李華,收到英國筆友George的郵件,請(qǐng)你介紹中國家庭聚會(huì)的情況(飲食、時(shí)間、活動(dòng)等)。請(qǐng)給他寫一封郵件。注意:1.詞數(shù)100左右;2.可適當(dāng)增加細(xì)節(jié),以使行文連貫。DearGeorge,________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yours,LiHua
參考答案第一部分(共20小題,每小題1.5分,滿分30分)1、D2、C3、B4、C5、C6、B7、A8、C9、C10、C11、B12、A13、D14、A15、C16、A17、A18、D19、B20、C第二部分閱讀理解(滿分40分)閱讀下列短文,從每題所給的A、B、C、D四個(gè)選項(xiàng)中,選出最佳選項(xiàng)。21、1、C2、D3、B22、1、D2、C3、A23、1、B2、C3、C24、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會(huì)),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,I
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