民間借款合同英文版合同編號：__________parties1.lenderaddress:contactinformation:2.borroweraddress:contactinformation:agreement1.loanamountthelenderagreestolendtheborrowerthesumofupto(loanamount)atthecurrentmarketinterestrate,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").2.loantermtheloanshallbeevidencedapromissorynoteintheamountof(loanamount)foratermof(loanterm),asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").3.interesttheborroweragreestopayinterestontheoutstandingprincipalbalanceoftheloanatanannualinterestrateof(interestrate)%,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").4.repaymenttheborroweragreestomakemonthlypaymentsof(monthlypaymentamount)towardstheoutstandingprincipalbalanceoftheloan,plusinterest,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").theborroweragreestomakethefirstpaymenton(firstpaymentdate),andtomakesubsequentpaymentsonthesamedayofeachmonththereafteruntiltheoutstandingprincipalbalanceoftheloanispaidinfull.5.useoffundstheborroweragreestousetheproceedsoftheloansolelyforthepurposeof(purposeofloan),asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").6.collateraltheborroweragreestoprovidethelenderwithcollateralintheformof(collateraldescription)tosecuretheloan,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").7.defaultandaccelerationiftheborrowerfailstomakeanyrequiredpaymentunderthisagreement,oriftheborrowerdefaultsonanyotherobligationunderthisagreement,thelendermaydeclaretheentireoutstandingbalanceoftheloandueandpayableimmediately,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").8.indemnificationtheborroweragreestoindemnifyandholdthelenderharmlessfromanyandallclaims,demands,actions,liabilities,damages,costs,andexpenses(includingattorney'sfees)arisingoutoforinconnectionwiththisagreement,theloan,ortheuseoftheproceedsoftheloan,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").9.GoverningLawthisagreementshallbegovernedandconstruedinaccordancewiththelawsof(governinglawjurisdiction),asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").10.EntireAgreementthisagreement(includingthepromissorynoteattachedheretoasexhibita)constitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheparties.INWITNESSWHEREOF,thepartieshaveexecutedthisagreementasofthedatefirstabovewritten.lender:borrower:attachments:exhibitapromissorynote一、附件列表：1.借條（見附件A）二、違約行為及認定：1.違約行為：a.借款人未能按時支付本金及利息b.借款人未能按約定用途使用貸款c.借款人提供的擔保物價值不足以覆蓋貸款本金及利息2.違約認定：a.借款人逾期還款超過30天b.借款人違反約定的貸款用途c.擔保物價值不足，需追加擔保三、法律名詞及解釋：1.借款人：指接受貸款的一方2.貸款人：指提供貸款的一方3.擔保物：指借款人提供以擔保貸款償還的財產4.違約：指借款人未能履行合同約定的義務5.利息：指借款人因使用貸款而需支付的費用四、執行中遇到的問題及解決辦法：1.問題：借款人未能按時還款解決辦法：與借款人協商，制定還款計劃；如需legalacti