2024版企業借款合同范本英文合同編號：__________BORROWINGAGREEMENTThisBorrowingAgreement(the“Agreement”)ismadeandenteredintoonthis_____dayof____________,2024,andbetween:(Eacha“Party”andcollectivelythe“Parties”)RECITALS:WHEREAS,theLenderiswillingtolendcertainfunds(the“Loan”)totheBorroweronthetermsandconditionssetforthherein;WHEREAS,theBorrowerdesirestoborrowtheLoanfromtheLenderforitsoperationaland/orinvestmentneeds;NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementscontainedherein,thePartiesagreeasfollows:1.LOANAMOUNTANDTERM1.1TheLoanamountshallbe_____________(the“LoanAmount”).2.LOANPURPOSETheBorrowershallusetheproceedsoftheLoansolelyforthepurpose(s)of:(i)Financingworkingcapitalrequirements;(ii)Fundingcapitalexpenditures;(iii)Refinancingexistingindebtedness;or(iv)Suchotherpurpose(s)asmaybeagreeduponthePartiesinwriting.3.INTERESTANDFEES3.1InterestshallbepayableontheoutstandingprincipalbalanceoftheLoanatanannualinterestrateof_____________percent(the“InterestRate”).3.2TheBorrowershallpaytotheLender,inadditiontotheInterest,thefollowingfees:(ii)Aloanoriginationfeeequalto_____________percentoftheLoanAmount,payableontheEffectiveDate;and(iii)Anannualadministrativefeeequalto_____________percentoftheoutstandingprincipalbalanceoftheLoan,payablequarterly.4.REPAYMENT4.2TheMaturityDateshallbethedateonwhichtheoutstandingprincipalbalanceoftheLoan,togetherwithallaccruedandunpaidinterestandfees,isfullyrepaid.5.GUARANTEE5.1TheBorrowerhereguaranteesthefullandtimelypaymentoftheLoan,interest,andallotherobligationsunderthisAgreement.5.2TheBorrower’sobligationsunderthisAgreementshallbesecuredafirstprioritylienonalloftheBorrower’sassets,asmoreparticularlydescribedintheSecurityAgreementexecutedconcurrentlyherewith.6.CONDITIONSPRECEDENT6.1TheeffectivenessofthisAgreementisconditioneduponthesatisfactionofthefollowingconditionsprecedent:(i)TheexecutionanddeliverythePartiesofalldocumentsandinstrumentsnecessarytoevidencetheLoanandtheothertransactionscontemplatedhere;(ii)TheaccuracyofallrepresentationsandwarrantiesmadetheBorrowerinthisAgreement;(iii)ThereceipttheLenderofalllegalopinions,consents,andapprovalsrequiredinconnectionwiththeLoanandtheothertransactionscontemplatedhere;and(iv)ThefulfillmentofallotherconditionsasmaybespecifiedinthisAgreementorinanyotheragreemententeredintoinconnectionwiththeLoan.7.REPRESENTATIONSANDWARRANTIESTheBorrowerrepresentsandwarrantstotheLenderthat:7.1Itisdulyorganized,validlyexisting,andingoodstandingunderthelawsofitsjurisdictionoforganization;7.2IthasthepowerandauthoritytoenterintothisAgreementandtocarryoutitsobligationshereunder;7.3TheexecutionanddeliveryofthisAgreementandtheconsummationofthetransactionscontemplatedheredonotviolateanyapplicablelaworregulation,oranyorder,judgment,ordecreeofanycourtorgovernmentalauthorityhavingjurisdictionover一、附件列表：1.本借款合同2.擔保協議3.安全協議4.貸款用途證明5.法律意見書6.所需的任何其他文件或證明二、違約行為及認定：1.未能按時支付本金或利息2.未能履行保證義務3.違反合同中的任何條款或條件4.貸款用途不符合合同規定5.未能滿足合同中的任何其他義務或條件三、法律名詞及解釋：1.借款人：指承擔借款義務并同意按約定用途使用借款的自然人、法人或其他組織。2.貸款人：指提供借款并有權收回本金及利息的金融機構或其他主體。3.貸款金額：指合同中約定的借款人可獲得的資金總額。4.貸款期限：指借款人需按照約定還款的期限。5.利息：指借款人按約定的利率支付給貸款人的費用，通常基于貸款金額和貸款期限計算。6.違約：指借款人未能履行合同約定的義務或條件的行為。四、執行中遇到的問題及解決辦法：1.無法按時還款：與貸款人協商，尋求延期還款或制定還款計劃。2.貸款用途不符合規定：立即調整貸款用途，確保符合合同條款。3.缺乏資金或財務困難：尋找額外資金來源，如增資、借款或出售資產。4.合