2025年資產評估師職業資格考試真題卷：資產評估專業英語詞匯與閱讀理解試題考試時間：______分鐘總分：______分姓名：______一、資產評估專業英語詞匯要求：請從下列選項中選擇正確的英文單詞或短語，完成句子。1.Theappraiserconductedathorough__________ofthepropertytodetermineitsvalue.A.inspectionB.evaluationC.assessmentD.valuation2.Themarketvalueoftheassetisdeterminedbycomparingitwithsimilar__________inthemarket.A.propertiesB.goodsC.servicesD.resources3.Theappraiseruseda__________approachtoestimatethevalueofthebusiness.A.costB.marketC.incomeD.hybrid4.Theappraiser'sreportincludedadetailed__________oftheproperty'scondition.A.descriptionB.analysisC.summaryD.diagram5.Theappraiser'sexpertiseintherealestatemarketwasevidentinthe__________oftheproperty.A.accuracyB.precisionC.reliabilityD.consistency6.Theappraiser'svaluationwasbasedona__________analysisoftheproperty'spotential.A.qualitativeB.quantitativeC.comparativeD.hybrid7.Theappraiser'sreportprovideda__________oftheproperty'svalueinrelationtoitsmarket.A.comparisonB.analysisC.summaryD.conclusion8.Theappraiser'sfindingswerepresentedina__________andeasy-to-understandformat.A.detailedB.conciseC.comprehensiveD.technical9.Theappraiser'sreportincludeda__________oftheproperty'slegalandregulatorycompliance.A.summaryB.analysisC.descriptionD.conclusion10.Theappraiser'svaluationwasbasedona__________oftheproperty'shistoricalperformance.A.analysisB.comparisonC.summaryD.projection二、資產評估專業英語閱讀理解要求：閱讀下列短文，根據文章內容回答問題。Theroleofanappraiseriscrucialintherealestateindustry.Theyareresponsiblefordeterminingthevalueofproperties,whichhelpsinmakinginformeddecisionsregardingbuying,selling,orinvestinginrealestate.Herearesomekeyaspectsofanappraiser'sjob:1.ConductingPropertyInspections:Appraisersvisitpropertiestoinspectthemandgatherinformationabouttheircondition,features,andmarketability.Thishelpsindeterminingtheirvalue.2.ResearchingMarketData:Appraisersanalyzemarketdatatounderstandthecurrenttrendsandconditionsintherealestatemarket.Thisincludesstudyingsalespricesofsimilarproperties,rentalrates,andotherrelevantfactors.3.ApplyingAppraisalMethods:Appraisersusevariousmethodstoestimatethevalueofaproperty.Thesemethodsincludethecostapproach,marketapproach,andincomeapproach.Eachmethodhasitsownsetofcalculationsandassumptions.4.PreparingAppraisalReports:Appraiserspreparedetailedreportsthatsummarizetheirfindingsandconclusions.Thesereportsareusedbyclients,suchaslenders,buyers,andsellers,tomakeinformeddecisions.5.StayingUpdated:Appraisersneedtostayupdatedwiththelatesttrends,regulations,andtechniquesintherealestateindustry.Thisensuresthattheirvaluationsareaccurateandreliable.Readthefollowingstatementsanddecideiftheyaretrue(T)orfalse(F):1.Appraisersonlyworkwithresidentialproperties.2.Appraisersrelysolelyontheirownjudgmenttodeterminepropertyvalues.3.Appraisersmusthavealicensetopracticeintherealestateindustry.4.Appraisersusethesamemethodstodeterminethevalueofalltypesofproperties.5.Appraisersareresponsibleforensuringthatpropertiescomplywithlegalandregulatoryrequirements.四、資產評估專業英語詞匯要求：請從下列選項中選擇正確的英文單詞或短語，完成句子。11.Theappraiser'sreportshouldincludeaclearand__________descriptionoftheproperty'sphysicalcondition.A.detailedB.conciseC.comprehensiveD.technical12.Inthecontextofrealestate,"highestandbestuse"referstothe__________useofaproperty.A.mostprofitableB.mostcommonC.mostlegalD.mostfrequent13.Anappraiser'sestimateofvalueisoftenreferredtoasa__________value.A.fairB.marketC.assessedD.appraised14.The__________approachtoappraisalconsidersthecostofreplacingapropertywithoneofsimilarutility.A.costB.marketC.incomeD.investment15.Anappraisermustconsiderthe__________factorswhenappraisingaproperty.A.economicB.socialC.environmentalD.alloftheabove16.The__________ofapropertyisthepricethatawillingbuyerwouldpayawillingsellerinanopenmarkettransaction.A.marketvalueB.assessedvalueC.appraisedvalueD.listedvalue17.Anappraiser'sreportshouldincludea__________oftheproperty'slocation,neighborhood,andsurroundingamenities.A.summaryB.analysisC.descriptionD.diagram18.The__________approachtoappraisalinvolvescomparingthesubjectpropertytosimilarpropertiesthathaverecentlysold.A.costB.marketC.incomeD.investment19.Anappraiser'sreportshouldprovidea__________oftheproperty'slegaldescription,includingitsboundariesandlotsize.A.summaryB.analysisC.descriptionD.diagram20.The__________ofapropertyistheincomethatcanbegeneratedfromthepropertylessoperatingexpenses.A.marketvalueB.assessedvalueC.appraisedvalueD.netoperatingincome五、資產評估專業英語閱讀理解要求：閱讀下列短文，根據文章內容回答問題。Theappraisalprocessinvolvesseveralstepsthatappraisersmustfollowtoensureaccuracyandreliability.Hereisanoverviewofthetypicalappraisalprocess:1.OrderofAssignment:Theappraisalprocessbeginswhenanappraiserreceivesanassignmentfromaclient.Thisassignmentoutlinesthepurposeoftheappraisal,thepropertytype,andanyspecificrequirements.2.PropertyInspection:Theappraiserconductsathoroughinspectionofthepropertytogatherinformationaboutitscondition,features,andamenities.Thisincludesmeasuringtheproperty,takingphotographs,andnotinganydefectsorimprovements.3.MarketResearch:Theappraiserresearchesthelocalrealestatemarkettounderstandcurrenttrends,salesprices,andrentalrates.Thisinformationisusedtodeterminethevalueofthesubjectproperty.4.Analysis:Theappraiseranalyzesthedatagatheredduringtheinspectionandmarketresearchtoestimatethevalueoftheproperty.Thismayinvolveapplyingoneormoreappraisalmethods.5.ReportPreparation:Theappraiserpreparesadetailedreportthatsummarizesthefindings,conclusions,andvaluationestimate.Thereportshouldbeclear,concise,andeasytounderstand.6.ReviewandRevision:Theappraiserreviewsthereportforaccuracyandcompleteness.Ifnecessary,revisionsaremadetoensurethereportmeetstheclient'srequirements.Readthefollowingstatementsanddecideiftheyaretrue(T)orfalse(F):21.Theappraisalprocessalwaysstartswiththepropertyinspection.22.Marketresearchisonlynecessaryiftheappraiserisunfamiliarwiththelocalrealestatemarket.23.Theanalysisphaseoftheappraisalprocessinvolvescomparingthesubjectpropertytorecentlysoldproperties.24.Theappraiser'sreportshouldincludeadetaileddescriptionoftheproperty'slegalboundaries.25.Theappraiser'sfinalreportistypicallysubmittedtotheclientwithin24hoursofcompletingtheappraisal.六、資產評估專業英語詞匯要求：請從下列選項中選擇正確的英文單詞或短語，完成句子。26.Theappraiser'sreportshouldprovidea__________oftheproperty'szoningandpermitteduses.A.summaryB.analysisC.descriptionD.diagram27.Anappraiser'svaluationisoftenusedin__________disputestoresolvevaluedisagreements.A.legalB.commercialC.residentialD.industrial28.The__________ofapropertyisthepotentialvaluethatcanberealizedifthepropertyisusedinadifferentway.A.highestandbestuseB.currentuseC.assessedvalueD.appraisedvalue29.Anappraiser'sreportshouldincludea__________oftheproperty'senvironmentalcondition,includinganyknownhazards.A.summaryB.analysisC.descriptionD.diagram30.The__________approachtoappraisalfocusesontheincomethatcanbegeneratedbytheproperty.A.costB.marketC.incomeD.investment31.Anappraiser'sreportshouldprovidea__________oftheproperty'stitlehistory,includinganyliensorencumbrances.A.summaryB.analysisC.descriptionD.diagram32.The__________ofapropertyisthepricethatapropertyisexpectedtosellforinthefuture.A.marketvalueB.assessedvalueC.appraisedvalueD.forecastedvalue33.Anappraiser'sreportshouldincludea__________oftheproperty'sdepreciation,ifapplicable.A.summaryB.analysisC.descriptionD.diagram34.The__________approachtoappraisalconsiderstheproperty'sphysicalconditionandpotentialforfutureimprovements.A.costB.marketC.incomeD.investment35.Anappraiser'sreportshouldprovidea__________oftheproperty'sneighborhoodandsurroundingproperties.A.summaryB.analysisC.descriptionD.diagram本次試卷答案如下：一、資產評估專業英語詞匯1.A.inspection解析：根據句意，評估師對財產進行了徹底的檢查，以確定其價值。因此，選擇“A.檢查”。2.A.properties解析：根據句意，市場價值是通過與市場上相似的財產進行比較來確定的。因此，選擇“A.財產”。3.A.cost解析：根據句意，評估師使用成本法來估計企業的價值。因此，選擇“A.成本”。4.A.description解析：根據句意，評估師的報告中包含了財產狀況的詳細描述。因此，選擇“A.描述”。5.A.accuracy解析：根據句意，評估師在房地產市場的專業知識在財產的準確性上得到了體現。因此，選擇“A.準確性”。6.A.qualitative解析：根據句意，評估師基于對財產潛力的定性分析來估計其價值。因此，選擇“A.定性的”。7.A.comparison解析：根據句意，評估師的報告提供了財產價值與其市場價值的比較。因此，選擇“A.比較”。8.B.concise解析：根據句意，評估師的報告以簡潔明了的格式呈現。因此，選擇“B.簡潔的”。9.A.summary解析：根據句意，評估師的報告中包含了財產法律和監管合規性的摘要。因此，選擇“A.摘要”。10.A.analysis解析：根據句意，評估師基于財產歷史表現的定性分析來估計其價值。因此，選擇“A.分析”。二、資產評估專業英語閱讀理解1.F解析：評估師不僅與住宅財產工作，還與商業、工業等類型的財產工作。2.F解析：評估師在確定財產價值時，不僅依賴自己的判斷，還依賴市場數據和分析。3.T解析：評估師在分析階段確實會使用成本法、市場法和收入法等方法。4.T解析：評估師的報告中應該包括財產的法律描述，包括其界限和地塊大小。5.F解析：評估師的最終報告通常在完成評估后的幾天內提交給客戶，而不是24小時內。三、資產評估專業英語詞匯11.A.detailed解析：根據句意，評估師的報告中應包含財產物理條件的清晰且詳細的描述。因此，選擇“A.詳細的”。12.A.mostprofitable解析：在房地產的背景下，“最高最佳用途”指的是財產最有利的使用方式。因此，選擇“A.最有利可圖的”。13.B.market解析：評估師對價值的估計通常被稱為市場價值。因此，選擇“B.市場”。14.A.cost解析：成本法考慮了用具有類似效用的新財產替換財產的成本。因此，選擇“A.成本”。15.D.alloftheabove解析：評估師在評估財產時必須考慮經濟、社會和環境因素。因此，選擇“D.所有上述”。16.A.marketvalue解析：在房地產中，“市場價值”是指一個愿意的買方在一個公