1、支票方面用語支票薄 cheque book 支票陳票人 cheque drawer 持票人 cheque holder 不記名支票 cheque to bearer|bearer cheque 記名支票|認人支票 cheque to order 到期支票 antedated cheque 未到期支票 postdated cheque 保付支票 certified cheque 未獲兌現支票，退票 returned cheque 橫線支票 crossed cheque 普通橫線 general crossing 特別橫線 special crossing 空白支票 blank cheque 失效

2、支票，過期支票 stale cheque 普通支票 open cheque 打10%折扣的10000元支票（即9000元）a cheque for $10,000, less 10% discount 加10%費用的10000元支票（即11000元）a cheque for $10,000, plus 10% charges支票換現金|兌現 to cash a cheque 清理票款 to clear a cheque 保證兌現 to certify a cheque 填寫支票數額 to fill up a cheque 支票上劃線 to cross a cheque 開發支票 to make

3、 out a cheque 簽發支票，開立支票 to draw a cheque|to issue a cheque 透支支票 to overdraw a cheque 背書支票 to endorse a cheque 清付票款 to pay a cheque|to honour a cheque 支票退票 to dishonour a cheque 拒付支票 to refuse a cheque 拒付支票 to stop payment of a cheque 提示要求付款 to present for payment 見票即付持票人 payable to bearer 支付指定人 paya

4、ble to order 已過期|無效 out of date|stale 請給出票人 R/D|refer to drawer 存款不足 N/S|N.S.F.|not sufficient funds|I/F|insufficient funds 文字與數字不一致 words and figures differ 支票交換時間已過 account closed 更改處應加蓋印章 alterations require initials 交換時間已過 effects not cleared 停止付款 payment stopped 支票毀損 cheque mutilated 信用證用語篇一、信用

5、證用語追加信用證 additional credit|additional L/C 信用證金額 amount of credit 賒帳金額 credit balance 可撤消信用證 revocable L/C 不可撤消信用證 irrevocable L/C 保兌信用證 confirmed L/C 不保兌信用證 unconfirmed L/C 可轉讓信用證 assignable L/C|transferable L/C 銀行信用證 bankers L/C 有追索權信用證 with recourse L/C 無追索權信用證 without recourse L/C 單一信用證 simple cr

6、edit 無條件信用證 open credit|free credit 普通信用證 general letter of credit 旅行信用證 circular letter of credit 特別信用證 special letter of credit 信用證底帳 letter of credit ledger 信用證發行帳 letter of credit issued account 信用證金額 amount of credit 信用證余額|信用證結欠 credit balance 開立信用證 to open a credit 通過銀行開立信用證 to establish a cre

7、dit through a bank 電開信用證 to cable a credit 取消信用證 to cancel a credit 開出信用證 to issue a credit 在某銀行開立信用證 to arrange a credit with a bank 修改信用證 to amend a credit 延展信用證有效期 to extend a credit 增加信用證面額 to increase a credit 寄出信用證 to send a credit 請發給信用證 to take out a credit 二、信用證例文我們已開出以貴方為受益人的保兌信用證。 We nave

8、 opened a confirmed credit in your favour. 以貴方為受益人，我們開出不可撤消的的保兌信用證。 We have opened a confirmed and irrevocable credit in your favour. 我們被請求已開出以貴方為受益人的信用證，特此通知。 We are pleased to inform you that we have been requested to open a credit in your favour. 我們已開出商業信用證，特此通知。 We intimate to you that we have i

9、ssued a commercial letter of credit. 付款方面用語付款方法 mode of payment 現金付款 payment by cash|cash payment|payment by ready cash 以支票支付 payment by cheque 以匯票支付 payment by bill 以物品支付 payment in kind 付清|支付全部貨款 payment in full|full payment 支付部分貨款|分批付款 payment in part|part payment|partial payment 記帳付款|會計帳目內付款 pay

10、ment on account 定期付款 payment on term 年分期付款 annual payment 月分期付款 monthly payment|monthly instalment 延滯付款 payment in arrear預付貨|先付 payment in advance|prepayment 延付貨款 deferred payment 立即付款 prompt payment|immediate payment 暫付款 suspense payment 延期付款 delay in payment|extension of payment 支付票據 payment bill

11、名譽支付|干與付款 payment for honour|payment by intervention 結帳|清算|支付 settlement 分期付款 instalment 滯付|拖欠|尾數款未付 arrears 特許拖延付款日 days of grace 保證付款 del credere付款 to pay|to make payment|to make effect payment 結帳 to settle|to make settlement|to make effect settlement|to square|to balance 支出|付款 to defray|to disbur

12、se 結清 to clear off|to pya off 請求付款 to ask for payment|to request payment 懇求付帳 to solicit payment 拖延付款 to defer payment|to delay payment 付款被拖延 to be in arrears with payment 還債 to discharge 迅速付款 to pay promptly 付款相當迅速 to pay moderately well|to pay fairly well|to keep the engagements egularly 付款相當慢 to

13、pay slowly|to take extended credit 付款不好 to pay badly|to be generally in arrear with payments 付款頗為惡劣 to pay very badly|to never pay unless forced 拒絕付款 to refuse payment|to refuse to pay|to dishonour a bill 相信能收到款項We shall look to you for the payment|We shall depend upon you for the payment |We expect

14、 payment from you 惠請付款kindly pay the amount|please forward payment|please forward a cheque. 我將不得不采取必要步驟運用法律手段收回該項貨款I shall be obliged to take the necessary steps to legally recover the amount. |I shall be compelled to take steps to enforce payment. 惠請寬限let the matter stand over till then.|allow me a

15、 short extension of time. |Kindly postpone the time for payment a little longer.索取利息 to charge interest 附上利息 to draw interest|to bear interest|to allow interest 生息 to yield interest 生息3% to yield 3% 存款 to deposit in a bank|to put in a bank|to place on deposit|to make deposit 在銀行存款 to have money in a

16、 bank|to have a bank account|to have money on deposit 向銀行提款 to withdraw ones deposit from a bank 換取現金 to convert into money|to turn into cash|to realize 折扣用語 從價格打10%的折扣 to make a discount of 10% off the price|to make 10% discount off the price 打折扣購買 to buy at a discount 打折扣出售 to sell at a discount 打

17、折扣-讓價 to reduce|to make a reduction 減價 to deduct|to make a deduction 回扣 to rebate 現金折扣 cash discount貨到付款|現金提貨 cash on deliver (C.O.D.) 貨到付現款 cash on arrival 即時付款 prompt cash 凈價|最低價格付現 net cash 現金付款 ready cash 即期付款 spot cash|cash down|cash on the nail 憑單據付現款 cash against documents 憑提單付現款 cash against

18、 bills of lading 承兌交單 documents against acceptance (D/A) 付款交單 documents against payment (D/P) 匯票匯單用語一、匯款用語匯款|寄錢 to remit|to send money 寄票供取款|支票支付 to send a cheque for payment 寄款人 a remitter 收款人 a remittee 二、匯票匯單用語國外匯票 foreign Bill 國內匯票 inland Bill 跟單匯票 documentary bill 空頭匯票 accommodation bill 原始匯票 o

19、riginal bill 改寫|換新票據 renewed bill 即期匯票 sight bill|bill on demand . days after date|. days after date . 日后付款 . months after date|. months after date . 月后付款 見票后日付款 days after sight|. days sight 見票后月付款 months after sight|. months sight 同組票據 set of bills 單張匯票 sola of exchange|sole of exchange 遠期匯票 usanc

20、e bill|bill at usance 長期匯票 long bill 短期匯票 short bill 逾期匯票 overdue bill 寬限日期 days of grace 電匯 telegraphic transfer (T.T) 郵匯 postal order|postal note (Am.)|post office order|money order本票 promissory note (P/N) 押匯負責書|押匯保證書 letter of hypothecation 副保|抵押品|付屬擔保物 collateral security 擔保書 trust receipt|lette

21、r of indemnity 承兌|認付 acceptance 單張承兌 general acceptance 有條件承兌 qualified acceptance 附條件認付 conditional acceptance 部分認付 partial acceptance 拒付|退票 dishonour 拒絕承兌而退票 dishonour by non-acceptance 由于存款不足而退票 dihonour by non-payment 提交 presentation 背書 endorsement|indorsement 無記名背書 general endorsement|blank end

22、orsement 記名式背書 special endorsement|full endorsement 附條件背書 conditional endorsement 限制性背書 restrictive endorsement 無追索權背書 endorsement without recourse 期滿|到期 maturity 托收 collection新匯票|再兌換匯票 re-exchange|re-draft 外匯交易 exchange dealing|exchange deals 匯兌合約 exchange contract 匯兌合約預約 forward exchange contract

23、外匯行情 exchange quotation 交易行情表 course of exchange|exchange table 匯價|兌換率 exchange rate|rate of exchange 官方匯率 official rate 掛牌匯率|名義匯率 nominal rate 現匯匯率 spot rate 電匯匯率|電匯率| T.T. rate|telegraphic transfer rate 兌現率|兌現匯率 demand rate 長期匯率 long rate 私人匯票折扣率 rate on a private bill 遠期匯票兌換率 forward rate套價|套匯匯率|

24、裁定外匯行情 cross rate 付款匯率 pence rate當日匯率|成交價 currency rate 套匯|套價|公斷交易率 arbitrage 匯票交割|匯票議付 negotiation of draft 交易人|議付人 negotiator 票據交割|讓與支票票據議付 to negotiatie a bill 折扣交割|票據折扣 to discount a bill 票據背書 to endorse a bill 應付我差額51,000美元 a balance due to us of $51,000|a balance in our favour of $ 51,000 收到匯款

25、 to receive remittance 填寫收據 to make out a receipt 銀行柜臺用語一、銀行用語請入收款人的戶號 account payee 請支付票款 advice to pay cheques 惠請通知該支票的經過 advise fate 金額有錯誤 accounts differ 文字與數字所記載金額不同 words and figures differ 簽名有誤|印鑒不符 signatures differ 請明天再次提出為荷 present again tomorrow 保證付款 good for payment 請照會發票人 refer to drawe

26、e (R.D.) 無交易 no account 款額不足|存款不足 not sufficient (N.S.)|no sufficient funds (N.S.F.) 已無存款 no funds 如支票不獲兌現時, 不必出具拒絕證書。 notto be protested in case of dishonour|protest waived|no protest 需要出具拒絕證書 to be protested 沒有通知 no advice 未受指示 no orders 禁止轉讓|不可轉讓 non-transferable|not transferable 已付款 received pay

27、ment|payment received 上開價金已收到 value received|for value received 上開價金系經核算 value in account 上開金額與發票相同 value as per invoice 上開金額與通知書相符 value as per advice 無追索權 without recourse 有追索權|償還請求權 right of recourse 請求償還清單|清償帳戶 recourse account 償還準備金 recourse fund 拒絕償還|拒絕追索 recourse repudiation 二、銀行業務例文定期存款的條件為年

28、利6%，存期6個月以上，只要金額1,000元，我們均樂意接受。 We shall be pleased to receive a fixed deposit for any amount more than $1,000, for a period over six months at the rate of 6% p.a. 謹同函寄上新開定期存款第500號存折一份，面額100,000元，請查收為荷。該面額等于您寄來換新的舊存折本金加上利息之和。 Enclosed please find a new deposit certificate No. 500 for $100,000, which

29、 represents the principal and interest of the old certificate you sent us for renewal. 如存款為100元以上，我們將樂意接受。 We shall be glad to receive deposits of 100 yen and upward. 三、結算到目前為止，我公司應收帳尚有二萬美元。茲奉上結算報告書一份，敬請查收為荷。 Enclosed we hand you a statement of account to date, showing a balance of $20,000 in our fa

30、vour, which we trust will be found in order. 上開帳目，現正核對, 如無錯誤，將遵照貴公司的指示，將轉入新開的帳戶內。 This account is under examination, and if found correct, it shall be carried to a new account, in conformity with your instructions. 您昨日函敬悉。茲遵照貴方請求，同函附上結算報告書，敬請惠予查收為荷。 Your favour of yesterday was duly received, and we

31、 hand you herewith a statement of your account as requested, which we hope you will find correct. 茲奉上棒鐵總價為512,000元清單一份，懇請列入我公司貸方帳項為荷。 We hand you our account on the bar iron, amounting to $512,000, which kindly pass to our credit. 四、請求付款懇請速予匯款為荷。 an early remittance will be appreciated. 遲付的60美元, 請速予

32、寄下為荷。 Please let us have your check for the $60 now past overdue. 有鑒于此，相信貴方將隨復函寄來支票, 特此致謝。 With these facts before you, we feel sure that you will send us your check by return mail. Thank you. 我們懇求，對此部分能速予結帳為荷。 We urge that you make this settlement without delay. 何不立即對此案作一結算？請在今日將支票隨函發出即可。 Why not s

33、ettle this matter now? Just attach your check to this letter, and send it by todays mail. 五、催告付款為加清本帳目，我方多次催促，但未有任何效果。所以為收回本帳款項，準備向法院起訴，特此通知。 Having made repeated applications for apyment of this amount without avail, we now give you notice that we shall take out a summons for recovery of the same.下

34、星期一以前未能清結本件款項，不得已，將委任我公司顧問律師處理。 We wish to state that if the account be not paid by Monday next, we shall be forced to place the matter in the hands o four solicitors.貴方雖多次答應付款結帳，但迄今尚未結清。如在本月底以前，尚未拔款結清，只好委托我公司顧問律師處理。 In spite of your repeated promises to let us have a cheque, we are still without a

35、settlement of your outstanding account, and therefore, unless same is settled by the end of this month, we shall be compelled to hand over the matter to our solicitor.對于此事，貴方似乎在趁機利用我公司的寬容態度。本函系最后通告所，復函時請匯足夠金額，以結此帳，否則只好采取其它途徑，特此函告。 As you seem to take advantage of you leniency in this matter, we now

36、give you the final notice that, unless we shall receive a substantial amount on account by return of post, we shall adopt other measures for its recovery. 銀行英語詞匯accountnumber帳目編號 depositor存戶 pay-inslip存款單 adepositform存款單 abandingmachine自動存取機 todeposit存款 depositreceipt存款收據 privatedeposits私人存款 certifi

37、cateofdeposit存單 depositbook,passbook存折 creditcard信用卡 principal本金 overdraft,overdraw透支 tocountersign雙簽 toendorse背書 endorser背書人 tocash兌現 tohonoracheque兌付 todishonoracheque拒付 tosuspendpayment止付 cheque,check支票 chequebook支票本 ordercheque記名支票 bearercheque不記名支票 crossedcheque橫線支票 blankcheque空白支票 rubbercheque

38、空頭支票 chequestub,counterfoil票根 cashcheque現金支票 travelerscheque旅行支票 chequefortransfer轉帳支票 outstandingcheque未付支票 canceledcheque已付支票 forgedcheque偽支票 Bandarsnote莊票，銀票 banker銀行家 president行長 savingsbank儲蓄銀行 ChaseBank大通銀行 NationalCityBankofNewYork花旗銀行 HongkongShanghaiBankingCorporation匯豐銀行 CharteredBankofInd

39、ia,AustraliaandChina麥加利銀行 BanquedeIIndoChine東方匯理銀行 centralbank,nationalbank,bankersbank中央銀行 bankofissue,bankofcirculation發行幣銀行 commercialbank商業銀行，儲蓄信貸銀行 memberbank,creditbank儲蓄信貸銀行 discountbank貼現銀行 exchangebank匯兌銀行 requestingbank委托開證銀行 issuingbank,openingbank開證銀行 advisingbank,notifyingbank通知銀行 negot

40、iationbank議付銀行 confirmingbank保兌銀行 payingbank付款銀行 associatebankerofcollection代收銀行 consignedbankerofcollection委托銀行 clearingbank清算銀行 localbank本地銀行 domesticbank國內銀行 overseasbank國外銀行 unincorporatedbank錢莊 branchbank銀行分行 trusteesavingsbank信托儲蓄銀行 trustcompany信托公司 financialtrust金融信托公司 unittrust信托投資公司 trustin

41、stitution銀行的信托部 creditdepartment銀行的信用部 commercialcreditcompany(discountcompany)商業信貸公司（貼現公司） neighborhoodsavingsbank,bankofdeposit街道儲蓄所 creditunion合作銀行 creditbureau商業興信所 self-servicebank無人銀行 landbank土地銀行 constructionbank建設銀行 industrialandcommercialbank工商銀行 bankofcommunications交通銀行 mutualsavingsbank互助

42、儲蓄銀行 postofficesavingsbank郵局儲蓄銀行 mortgagebank,buildingsociety抵押銀行 industrialbank實業銀行 homeloanbank家宅貸款銀行 reservebank準備銀行 charteredbank特許銀行 correspondingbank往來銀行 merchantbank,acceptingbank承兌銀行 investmentbank投資銀行 importandexportbank(EXIMBANK)進出口銀行 jointventurebank合資銀行 moneyshop,nativebank錢莊 creditcoope

43、ratives信用社 clearinghouse票據交換所 publicaccounting公共會計 businessaccounting商業會計 costaccounting成本會計 depreciationaccounting折舊會計 computerizedaccounting電腦化會計 generalledger總帳 subsidiaryledger分戶帳 cashbook現金出納帳 cashaccount現金帳 journal,day-book日記帳，流水帳 baddebts壞帳 investment投資 surplus結余 idlecapital游資 economiccycle經濟

44、周期 economicboom經濟繁榮 economicrecession經濟衰退 economicdepression經濟蕭條 economiccrisis經濟危機 economicrecovery經濟復蘇 inflation通貨膨脹 deflation通貨收縮 devaluation貨幣貶值 revaluation貨幣增值 internationalbalanceofpayment國際收支 favourablebalance順差 adversebalance逆差 hardcurrency硬通貨 softcurrency軟通貨 internationalmonetarysystem國際貨幣制

45、度 thepurchasingpowerofmoney貨幣購買力 moneyincirculation貨幣流通量 noteissue紙幣發行量 nationalbudget國家預算 nationalgrossproduct國民生產總值 publicbond公債 stock,share股票 debenture債券 treasurybill國庫券 debtchain債務鏈 directexchange直接（對角）套匯 indirectexchange間接（三角）套匯 crossrate,arbitragerate套匯匯率 foreigncurrency(exchange)reserve外匯儲備 f

46、oreignexchangefluctuation外匯波動 foreignexchangecrisis外匯危機 discount貼現 discountrate,bankrate貼現率 goldreserve黃金儲備 money(financial)market金融市場 stockexchange股票交易所 broker經紀人 commission傭金 bookkeeping簿記 bookkeeper簿記員 anapplicationform申請單 bankstatement對帳單 letterofcredit信用證 strongroom,vault保險庫 equitabletaxsystem等

47、價稅則 specimensignature簽字式樣 bankinghours,businesshours營業時間 常用銀行英語詞匯匯總 存戶 depositor 存款單 pay-in slip 存款單 a deposit form 自動存取機 a banding machine 存款 to deposit存款收據 deposit receipt 私人存款 private deposits 存單 certificate of deposit 存折 deposit book, passbook 信用卡 credit card 本金 principal 透支 overdraft, overdraw

48、雙簽 to counter sign 兌現 to cash 兌付 to honor a cheque 拒付 to dishonor a cheque 止付 to suspend payment 支票 cheque/check 支票本 cheque book 記名支票 order cheque 不記名支票 bearer cheque 橫線支票 crossed cheque 空白支票 blank cheque 空頭支票 rubber cheque 票根 cheque stub/counterfoil 現金支票 cash cheque 旅行支票 travelers cheque 轉 帳支票 cheq

49、ue for transfer 未付支票 outstanding cheque 已付支票 canceled cheque 偽支票 forged cheque 莊票/銀票 Bandars note 行長 president 儲蓄銀行 savings bank 大通銀行 Chase Bank 花旗銀行 National City Bank of New York 匯豐銀行 Hongkong Shanghai Banking Corporation 麥加利銀行 Chartered Bank of India, Australia and China 中央銀行 central bank/ nation

50、al bank/bankers bank 發行幣銀行 bank of issue/bank of circulation 商業銀行/儲蓄信貸銀行 commercial bank 儲蓄信貸銀行 member bank/credit bank 貼現銀行 discount bank 匯兌銀行 exchange bank 委托開證銀行 requesting bank 開證銀行 issuing bank, opening bank 通知銀行 advising bank, notifying bank 議付銀行 negotiation bank 保兌銀行 confirming bank 付款銀行 payi

51、ng bank 代收銀行 associate banker of collection 委托銀行 consigned banker of collection 清算銀行 clearing bank 本地銀行 local bank 國內銀行 domestic bank 國外銀行 overseas bank 錢莊 unincorporated bank 銀行分行 branch bank 信托儲蓄銀行 trustee savings bank 信托公司 trust company 金融信托公司 financial trust 信托投資公司 unit trust 銀行的信托部 trust instit

52、ution 銀行的信用部 credit department 商業信貸公司/貼現公司 commercial credit company/discount company 街道儲蓄所 neighborhood savings bank, bank of deposit 自助銀行 self-service bank 建設銀行 construction bank 工商銀行 industrial and commercial bank 交通銀行 bank of communications 互助儲蓄銀行 mutual savings bank 郵局儲蓄銀行 post office savings bank 抵押銀行 mortgage bank, building society 實業銀行 industrial bank 家宅貸款銀行 home loan bank 準備銀行 reserve bank 特許銀行 chartered bank 往來銀行 corresponding bank 承兌銀行 merchant bank, accepting bank 投資銀行 investment bank 合資銀行 joint ventur